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Archived threads in /biz/ - Business & Finance - 169. page
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Has anyone here experience with getting government contracts by undercutting large corporations?
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>>1500492
just watched war dogs?
>>
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>>1500498
no.
But heard of the movie.

And since im in germany there are so many people who got rich off the syrian road trip crisis last year.
I really dont want to be the sucker (tax payer) in this game.
>>
>>1500492
Huge pain the ass to bid on govt contracts.

>Read 100 page RFP
>Spend days putting together a proposal
>Find some mexican to be the mandatory minority-owned subcontractor
>Then the agency decides to pull the RFP without explanation

Fuck that shit

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For discussion of actual work issues (for those in the field) and classroom issues (for those in school) and all things CPA exam.
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Is Accounting a good field to go into? I'm currently deciding what major to go for I have 2 in mind and one is Accounting, I'm kinda leaning towards acc but I don't know. Can any accountants tell me about the job life? I'm from the UK Btw.
>>
>>1500484
why? why? why? This question is so fucking vague. We don't know anything about you, your interests, or your skills. I would be willing to bet $100 you don't even post a response after this.
>>
>>1500497
My bad sir, I am a high school grad and I was looking into what I wanted to major in an I had 2 choices that were for me one was compSci and one was Accounting. My skills? Well I don't know what kind of skills you are talking about.

I'm a mid twenties professional with 6 years of experience as the following:

- Data analytics - building database and reporting platforms in SQL, Python and with web front ends for management. Leading MI calls with senior management to discuss performance and also suggesting improvements as a subject matter expert in consumer credit.

- Senior Business Analyst - working with cross regional consumer banking teams leading global projects and working closely with ops teams, senior management and technology teams to prioritise workflow and save money.

I'm...
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>>1500441
not worth it
t. someone who has that exact degree and can't get hired
>>
>>1500441

How many ranks in Diplomacy do you have?
>>
>>1500441
Are you running into a roadblock? Do you find yourself having to explain the fact you don't have a degree? If not, I wouldn't bother. If you find that you need a degree to progress your career, get it.

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What's a good modern font to create a nice resume, currently using David but was thinking about something a little more stylish.

Thanks.
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>>1500405
Constantia is pretty fresh
>>
My resume is just quotes from Dr. Dre from the Chronic I and II.
>>
>>1500405

hey jewbro can u get me job at bank?

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Who's ready for the worst day of the year for the stock market?
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Back again eh?
>>
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People have been finding this weird dollar bill things all over the US and posting about them on reddit
>inb4 hurr reddit

They contain all these references to Wednesday, September 14 and the Federal Reserve, like there's supposed to be some big event. They have URL's to this weird website that has a countdown timer that's supposed to end tomorrow.

http://www.badselfeater.com/

My guess is that some whales are getting together and trying to maximize market anxiety in order to make tons of money off of their short positions.
>>
>>1500438
Back side of the bills

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Vanguard thinks everyone should carry about 20% portfolio exposure to international bonds.

Should it be something like 60% us stocks, 20% us bonds and 20% international bonds with the Vanguard Total International Bond ETF?

I thought Stocks should be a bit higher in a portfolio mix when you are younger.
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>>1500369
I'm a paladin
>>
>>1500369
>>1500371
Jedi here. I'm also 100% In stocks, until the bond market changes I won't change
>>
No, you have it wrong. They're saying 20% of your bonds should be international, not 20% of your entire portfolio. Hope this helps.

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What's going on with Well's Fargo?

There's got to be more going on than what's being reported on in the mainstream media. Anyone hear anything about this?
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>>1500220
Wells Fargo is a mess
>>
>>1500221
I bank with the Wells Fargo wagon. Please explain.
>>
>Wells sets a quota for employees to create a certain amount of new checking accts per month

>nobody needs to open up new checking accts every month because why the fuck would they

>agents realize they can make those quotas if they write in Joe Schmuck's name and info and dont tell him

>5300 employees fired

Should we buy now?

www.badselfeater.com
>inb4 mr teeth
So, what the fuck is up with this? All this crazy fake currency being anonymously distributed throughout all fifty states (pic related) without a peep on the news? Is this the happening we're worried about? My money's on OPEC announcing (when the countdown reaches zero at 7:00 pm EST *TOMORROW*) that they will begin accepting Chinese Yuan (in addition to or in place of the presently-exclusive "petrodollar") in exchange for crude oil.

How do I short the dollar TODAY?
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>>1500184
>the words of our frenemies concur: red d. it slash 52 ih 97
>tfw spamfilter
>>
I'm honestly considering transferring my bank account into BTC today and just holding until after the timer stops.
>>
You are now all aware this is viral marketing for the new series of American Horror Story, which will be about secret societies.

Who here is an entrepreneur whos going to come out with the next great thing?
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>>1500165
>Log of Shit Capital, LLC
Hedge funds are not getting the next great thing, unless you are Quant hedge fund you are absolute shit
>>
>>1500170
Coming from someone who works as a service provider to the investment management industry in London, you have no idea what you're talking about.
>>
>>1500189
>investment management
> in London
Not hedge fund. Clearly, you have no ideas yourself shit lord.

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>dip barely triggers your stop-loss
>skyrockets immediately

How are you supposed to make money without spending every waking second on your portfolio?
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>>1500116

stop scalping
>>
>>1500116
try r9k
>>
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>>1500116
if your stoplosses are so tight that they get triggered you'll stand no chance

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How do you apply for a job when you suffered from depression and your CV is ruined?

Sorry for the blog. I try to keep it short. I skipped a grade, I always got good grades with barely any effort, I got into a very high ranked university, I kept making above average grades there with little effort. I suffered from chronic depression my entire life and have been in therapy more than once but in my 4th semester it went out of control. Zero energy, zero motivation for anything. For 2 years I pretty much did nothing even though I was still enrolled. And this summer I finally...
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A passable CV for what?

We need some more details about what industry you want to go into, where, and what you study.
>>
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>>1500098
>when you suffered from depression and your CV is ruined?
>>
What's your major and I would recommend listing projects that you've done which show the employer your skill set.

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>be me
>buy stocks
>stocks downtrodden on Friday
>have whole weekend to worry
>make a slight recovery yesterday
>drop again today
>lost more than $3,000 in the whole ordeal

Am I genuine fucked?
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>>1500087
Nigga Relax. Just give it 15 years
>>
>checked stocks Friday afternoon
>down quite a bit
>come to 4chan for investing advice
>4cham tells me it's going to be a bloodbath on Monday
>short the market
>markets surge Monday
>sell short position
>now it's Tuesday and the market is down again

Could I have played it any worse?
>>
>>1500087
Buy on the way down. Not that hard of a concept. Keep buying and buying and buying. When it starts appreciating keep buying and buying and buying. Only sell when you need or want the money.

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Seems like the new shitcoin BURST has stolen the Microsoft idea of mining via HDD as opposed to GPU and/or CPU.... Thought /biz/ches?
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>>1499995
Mining via HDD or SD? if it's only the HDD the tech is already extinct. Every machine will have a SSD in two years max
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>>1499995
Is this a joke?
It's the same as saying: not a pen, not a pencil, we're gonna write with our books this time.

How the hell does this work
>>
>>1499995
>new
>11 months old

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if i work as a financial analyst in the reinsurance industry

is it possible to move into a bank and do more investment stuff? or even just finance stuff at the bank? like goldman/deutsche/JPM etc
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>>1499954
Yeah of course. How long have you been an analyst? Speak to a recruiter and see what they're looking for.
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>>1500495
hi there, ty for reply

so it's a job offer i have. the only hesitance i have is that i'd much rather work for a bank in finance/investment stuff but i think this may be a good start.

also this company is fairly small and not a "large bank" so it's slightly different than what i expected to get as a job
>>
>>1500503
Get a couple of years experience and then start making your move into investment banking if that's where you want to work. A lot of people will work at a smaller firm, gain some experience wile getting their CFA/ CAIA / whatever, then move on towards a more prestigious role.

> investment stuff
> finance stuff
It sounds like you don't know exactly what you want to do, so you might as well get some experience and save some money up.

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I have the opportunity to attend the shittiest university or the best college in my state. The best college has agreements with a lot of the best universities here, so it's easy to transfer, but the university has no agreements with better universities.

Have any of you went to college before transferring to university? Do you have any advice on it?

I want to study computer science but I didn't get in because I finished my high school too late, so now instead of waiting I want to go and do something so I'm not wasting my time any more. My option...
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>>1499923
Don't go to college, go to community college and transfer. You'd have to be a chump to spend the extra thousands to learn you generals. But I'm sure it's your parents money and you want the "college experience".
>>
>>1499928

I'm in Canada, so the college is a community college, each city near me (GTA) has its own college.

Yeah my parents have a bit of money but it's not an infinite resource unfortunately

I don't care about the experience I just want a job and an apartment and a nice car out of life.
>>
>>1499938
Take the community college route. I did and saved at least $15k. Now I'm at a somewhat prestigious out of state university.

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If I have 7 million euros, would I be able to live the rest of my life without working?
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>>1499915
Depends on how comfortable you want to live.

If you want a giant mansion and fancy car and party every day, itll be gone in the blink of an eye.

If you live like a common joe with a common house, a common car and make the right purchases and investments, it should last you for the rest of your life
>>
>>1499915
Yes
>>
it would be a waste of a life.

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So, I just bought some 18.50 strike call options on SLV that expire on october 21st, am I gonna be fucked?

http://www.nasdaq.com/symbol/slv/option-chain/161021C00018500-slv-call
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72% fucked
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>>1499905
I figured I'll prolly be fucked but I just had an urge to buy those options. What is that pic you posted?

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I just found out my family has been receiving over $250/month in food stamps, whenever I found out, I instantly burst into treats. I knew my parents were poor, but I didn't realize how poor they were. It really put things into perspective to me. I just want to crawl into a ball and die. Any other government assistance bros here?

Thanks for reading my blog post. If you feel like commenting I'll be sure to give you a (You).
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>>1499856

My parents live on disability/social security/savings, so I've seen how government assistance do you.

It's pretty nice if you already own a modest home.
>>
>>1499856
>I instantly burst into treats

You fucking heartless scumbag. kys
>>
I did for about 6 months, some people need help sometimes.

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Hey, anons, is buying a degree a meme? Is it legit? Can you do it for low end jobs? Are sites offering it trustworthy?
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Bump for questions unanswered.
>>
Don't waste your money. They almost never ask for proof. ALl you have to do is lie on your resume. Just don't pretend to be a doctor or something where you will be exposed.

Say you have a degree in Business/Commerce/Economics. Get some office job where a degree is useless, all you need is a couple of weeks on the job training.
>>
>>1499800

Yes. By the very nature of things it cannot be 'legit'; a counterfeit that would fool a background check is likely above the scope of most operations. You could do it for any job, this does not guarantee success.

And no. They are not trustworthy. They will not give you a refund if their product fails to function as ordered, nor will most do any sort of work to stand up to a background check.

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How does monetizing subtitles work on youtube?

I'd like to make non-english subtitles for reviewers or let's players on youtube.
This is how I imagine it: I contact the youtuber, he responds, make a deal, send him the subtitles, he adds it to the video and that would generate money.

Now this is a perfect scenario and I realize it's not gonna be that easy, so how do I actually approach things?
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bump for interest
>>
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so I get it that nobody here has tried it?
>>
Haven't tried, but I'm interested

>copy Warren Buffet's portfolio
>invest $1000 every year
>become a billionaire after 50 years on an average 30% compound return

Why is no one doing this? You don't even have to learn anything about investing or trading. All you have to do is just follow what Warren Buffet is doing. Its not even that hard. Theres absolutely NO WAY this strategy can fail unless the entire US Economy collapses because Warren Buffet IS the US Economy.
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You don't understand what his portfolio actually is. It's not simply public stock ownership, but private equity ownership.
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>>1499748
>Why is no one doing this?
because /biz/ and hs finance class told me I don't have time to learn to pick investments like Warren. I should just buy indeces and mutual funds let the professionals do the work for me for modest fees hope there isn't another big recession in the decade I retire
>>
Why would you do something as gauche as simply copying a master's work?

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Ethics time again!
I run a small business,
Almost every aspect, and every idea I have to improve the business is denied by the owner, either the cash is a problem or one of the other 20 excuses, I feel as if he doesn't care for the business; it is just there to pay the rent.
After some maths I realise I can afford to start one in the same field, about 500mtrs from his and my improvements will carry it through the clouds.
Would doing so be unethical?
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>>1499738
the fact that you have to ask says you'll fail
>>
>>1499738
No. That's the definition of capitalism. If you can do it better, do so.
>>
>>1499738

Are you in some way subservient to your boss in some aspect of your life other than running the business?

If it's like your uncle or something I wouldn't burn that bridge; he's going to die eventually and you can just take it over once he's dead.

If he's not family or a really close family friend, fuck him if you can outdo him.

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>I finally made it, going to buy that condo with central park vie-- oh god damn it
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heheheaeaeah
>>
>>1499720
I don't get it
>>
>>1499914
i also dont get it

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so my grandma is going to pay for my college education but it has to be at a university and not a community college because she doesn't believe in the quality of them. the problem is that my scores are extremely average. should i just go to any old shitty as school? the ones i can get into don't even have engineering for fucks sake.
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Where are you located?
>>
>>1499680
I'm in Pennsylvaia, USA, one of the shittiest, most expensive in state costs for college in the country. it would cost me $30,000 per year to go to Penn State as an in-state student, lmao.
>>
>>1499685
Then you better make granny proud and bring those scores up, shithead

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I'm 28 years old. I take home ~$4,500 a month driving a tractor trailer and have been driving since I was 22. Besides food and shit, I really have no expenses besides my cell phone bill, Netflix, Spotify.

What should I do from now on? I really like my job and enjoy to travel. I get to go to Zoos and Museums on my day off. I like stopping at flea markets and stuff. I really like the company I work for and hope to become a Driver Manager or Safety Coordinator one day where I can work at the terminal and be home every night. Until then, I have no motivation to buy a...
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>>1499658
Allocate about 35% of that and invest in bluechip stocks or an index fund. You have a lot of cash saved up to even put a down payment on an investment property. Make that money work for you. Don't let it just sit there. Invest it in stocks or real-estate.
>>
Save your money. Don't invest. You're not an investor. Morons on /biz/ that know absolutely nothing will tell you to invest. Don't do it.
>>
>>1499664
He really should just put all his money into index funds after the next market crash if he's just going to let it sit there.

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I hate those faggots

>do absolutely nothing except take off and landing
>get paid like +100k$ year if you aren't a new f/o
>travel the world
>fuck hot chicks
>SHITTONS of free time
>earn enough money to start your own business after 10 years
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>actually believing this
>>
Aren't you required to spend 8 hour shifts essentially looking at clouds?
Can you even shitpost on your phone using the plane's wifi, or would that be against regulations since you're not at attention?
Seems boring
>>
>>1499643

as far as i know they are allowed to listen music. but they cant shitpost afaik

>>1499639

got no balls/cash to spend 80k$

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>always wanted to be a stock broker
where do I start?
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>>1499632
You're literally a salesman.

You may as well be a real estate agent.
>>
>>1499637
the average salary is high
I doubt id be average
much better than real estate agents

btw why question something someone wants to do it adds nothing to the thread

>try r9k
>>
>>1499632
start at the bottom. now we here.

for real though start by enrolling in a finance degree program at a reputable university.

Dicks Out For My Savings edition.

Join in on the clusterfuck (/biz/ chat):
https://discord.gg/014fDbZ8P7TPWMIEr

Stickerbitch's diary of disaster and memescalendar:
https://calendar.google.com/calendar/embed?src=moonmissioncontrol%40gmail.com

-- Robinhood FAQs --
Visit the website first - www.robinhood.com
> How is it free?
They invest your unsettled funds after a trade. It's also pretty basic software.
> When is it coming to my country?
Probably never. They only have...
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what's gonna happen to mstx lads
>>
>>1499671
It will crash and burn like all the other meme pharmaceutical companies.
>>
Today at 11:30 EST MSTX CEO is giving his presentation to potential investors at the investors conference.

If you have shares in MSTX you need to decide before 11:30 am if you are sticking around for results or jumping ship.

The hype train is over and i'm sure as soon as he starts speaking hype riders are going to dump their shares.

Link to stream presentation is on Mast's website under investors tab.

I dont think MSTX is releasing data today but it will be before the end of the month.

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Hi. I'm having a school emergency right now. I must pay 500$ by fryday or I'm out.
Best ways to get some quick cash?
I Do not own ps4/fancy cellphone/etc to sell :(
Help me
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>>1499587
get a shady loan. or you could steal. or buy $KNPD
>>
>>1499589
> I can't, I quited credit cards because I'm broke AF
>>
If you're really desperate, put up a 9/10 escort ad and rob those niggas blind as they step into your dimly lit hotel room.

I've been offered to live in someone's vacation home for free for a few years if I promise to use my carpenter skills to renovate it. They said that we can write a contract so that I can get a piece of the cake when they sell it, but what if they never sell it?

Is this a good deal or is it slavery? Should I ask for a salary instead?
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>>1499531
it depends very much on what your time is worth, what rent runs in that area, and how long it will take you.

this should be a pretty simple math calculation.

ignore the thing about getting some of the sale cash, unless you plan on putting a lien on the building you'll probably never see it. Assume you won't get that money and then if they pay you something it's a bonus.
>>
>>1499534
I'm a neet so my time isn't really worth anything and I don't even know how long I'll stay there so how am I supposed to do a calculation?

Nobody rents over there. It's in the middle of nowhere. I'll live on gibs from the government while I work on the house. I don't mind being a slave for room and board as long as the work I do is comfy. I honestly think it's a really good deal, but I'm afraid that others will make fun of me for being taken advantage of.
>>
>>1499534
This.

>>1499543
No-one's gonna make fun of you for free rent.

If they're gonna draft up a contract, the following - at minimum - should be things you should consider:
- What will and will you not do? For example, are there things (the roof, power lines, etc.) that you won't deal with for liability reasons?
- Who pays for materials?
- Who pays for electricity, gas, water, internet, etc? Who pays if something, like a fridge, breaks...
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