I am 23 years old with a credit score of 538. Pretty bad. I cannot even get a phone with this score let alone a credit card. The only one I'm able to get is a Capital One Secure card if I put a down payment of 200 on it. Is this actually a good way of fixing things? I'm sad about my credit rating. I feel fucked. I can't get loans and probably not a car. What should I do?
This is going to be a REALLY fucking stupid question. I already know that before I'm going into it. But despite all the reading I'm doing I can't really find a good answer to this.
Let's say I have a trading account with 5,000 dollars in it. If i type the ticker symbol for any given stock into Google I can see their graph for 1 Day, 5 Day, etc... Say I picked a random company whose shares are about 20$ each. I buy that morning at 20, and the second that the stock rises in price over .50 I sell all of my shares. Assuming a 50 cent gain (not including... Comment too long. Click here to view the full text.
you need to either build it twice natively using XCode for iOS and Android Studio for Android or use a hybrid platform like Apache Cordova or just build out a website and make a mobile friendly layout.
Hey, /biz/, Canadian Jew here (not kidding, pls no bully). I'm going to Israel for about a month in March and I have about 2500 CAD saved up for it, which should be more than enough for me. However, with the way our dollar is going (they are saying it could go as low as .59 cents US), I'm thinking about exchanging it into USD or NIS as soon as possible to avoid another holocaust of losses.
My question is, should I? Or should I wait? What should I exchange it into? Also, what is the cheapest way to exchange money where the bank won't take a huge cut? I've... Comment too long. Click here to view the full text.
Can someone explain to me how commodities and futures/ options on commodities actually works? What happens if I hold a contract to maturity? Do I get a phone call asking when I'm going to pick up my 2000 barrels of oil and 3 tons of corn?
Who actually ends up with the commodities and how?
>>1038799 Pretty much. I held my contract for 500,000 dragon d****** to maturity and now my whole house is decorated with the stuff. Luckily I live in SF so its the most progressive house on the block ;)
>>1038799 >Do I get a phone call asking when I'm going to pick up my 2000 barrels of oil and 3 tons of corn?
No. Your brokerage will qualify you and make you post "margin" at vastly higher amounts until you say fuck it and get out of your position. To take delivery (or make it) you have to sign agreements and prove you have the capacity to take or make delivery at approved points.
Other than that do research via Google on "commodity markets" and you will... Comment too long. Click here to view the full text.
>>1038816 So what happens to the commodities with all these home traders when they get into a bad position that nobody wants to buy? They forfeit their margin to the person selling the physical commodity, and that entity is free to resell it?
I'm wondering if you'd be able to provide me with some books that you think would be good for getting an edge on applying for work in investment and finance jobs in the City.
I'm a law student so I don't have a background in finance or economics and would like to spend my last year self-teaching as much as I can in order to be able to go to interviews with levels of knowledge at least comparable to some undergraduates from finance fields.
I guess you want to join as M&A? To get in there is really difficult if you don't have a finance background. You need to fully know accounting, corporate finance, financial markets, financial valuations, m&a procedures and a large etc.
It won't be easy. People who don't come from a finance related backgroun have more chances as traders. Don't want to demotivate you, everything is possible, but it won't be easy. And btw expect a big focus on the question why a law students... Comment too long. Click here to view the full text.
So, getting clients to ask the right questions. Some anons might be wondering why it's not the other way around. That's because telling isn't selling. Nobody cares about the features of your product or service until they've asked for them. You'll ask questions, but there are certain questions you want a client to ask, and you'll want to steer the conversation that way.
Some examples: >What does it do? >Why... Comment too long. Click here to view the full text.
>>1038894 So you have a product that saves people money by reducing their electricity consumption. The benefit is obvious. It saves money. The how is great; it reduces electricity. To get a sale, you need to introduce that benefit, explain how it's achieved, and then justify the cost.
So... >It's a Widget. When did you first hear about it? I didn't. What's it do?
>Well, that's a great question. If I told you it saves you money,... Comment too long. Click here to view the full text.
>>1038904 Look back up through the thread. Every question is met with another question for the most part. Every statement ends with a question designed to elicit a yes. Since examples.
>Saving money would be a benefit, right? >You can see the benefit here, right? >So if you could use it in the shower, it'd be better? >So, if I understand correctly, you'd like it to do X, Y, and Z?
All are answered with a yes. You want those small yesses because it helps make the big one easier. You don't start a date by asking a girl to let you bend her over the kitchen table and fuck her in the ass. You start with a hello, work to a hand hold, then to a kiss and so on. (Actually had a female manager give me that one). If they've done nothing but say yes to you for the past hour, it makes saying the big yes a lot easier, and saying no a lot harder.
Help /biz/. I work for an economic magazine every now and then and they asked me to contribute something this month. I usually have to write 5-8 short articles on economic topics (or countries) from around the world that aren't covered extensively in the news. So far the only one I got is how the Sanctions from Russia will affect tourism in Turkey but that's it.
Is payday/ title lending a good way to make money? You have to deal with the worst people in society, but it looks like a relatively fast way to turn massive profit. How hard is it to collect from people who don't pay up? Do you have to litigate so often that legal fees eat up your profit?
You dont litigate on such a small loan, too expensive. It's literally roulette with people. You sell your bad debt when you get it, which you will. The most important aspect of this is location. You build your biz in a state with friendly laws, in a fairly well to do town. Your better off with title loans, as you then have security.
I noticed you can buy VOO through Robinhood, but if you purchase through Vanguard you pay a percentage fee annually (something like 0.28%). If I purchase VOO through Robinhood I would still pay the same fee, but through Robinhood, correct?
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