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Archived threads in /biz/ - Business & Finance - 188. page
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Hi guys, I'm a sole trader based in Australia and I would like to know what the best type of bank account I should open for my business?

Thanks in advance! Cheers
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>>1484088
go and talk to your bank

last I recall you can't open a business account if you're not properly registered
>>
>>1484094
I spoke to them today but I'm still shopping around.

I do have all the necessary registrations (ABN, TFN, GST) that are required in Australia to open a small business acc.
>>
>>1484099
I coulda swore you needed to register your business name.

Survey finds that most British people are perfectly happy to be average, and would rather be low-achievers than have to deal with stress.

Source: https://d25d2506sfb94s.cloudfront.net/cumulus_uploads/document/estydf0qev/InternalResults_160831_AveragenessRerun_W.pdf

Why are people like this, /biz/? I don't get it.
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>>1484086
Because the majority are now below what we perceive as average, as are their peers. The Average of the 60s-90s is the new Successful.
>>
>>1484092

So wanting to be average is now aspirational?
>>
>>1484086
Notice all the Leavers and UKIP voters. kek

>Raising minimum wage will raise unemployment!!! Socialism!!!
How? For example if a company needs 6 staff members to operate theyll still need 6 regardless if they make $9/h or $10. If they could operate with 5 employees the owner wouldnt be wasting his money on employee 6.
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>>1484079
If he can no longer afford 6 employees the company will close.
>>
>>1484079
Money is finite. If a company has 100,000 minimum wage employees at 10 per hour (8 million per work day) but they're generating 10 million of value, the company employs them. If the same company needs to pay 15 per hour it is no longer profitable to employ them, plus anyone making between 10-15 per hour wants a raise now too. The business adjusts with layoffs and automation or it fails.
>>
>>1484100
so basically let the government pick up the tab for the other 5 dollars aka socialism.

because thats what goes on in the USA.

raising the minimum wage will raise the standards of living for everyone once everything settles down.

Also the government could spend less on welfare and put that money to use in creating jobs through saving your infrastructure which is completely rooted at this point in time.

Is it still smart to invest in gold and silver?
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>>1484071
Both are used extensively in the electronics industry and will run out in a few decades.
>>
>>1484072
Is that a yes?
>>
Yes, but you could get burnt in the short term if you purchased right now.

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>global economy is entirely dependent on consumerism
>if people spend money, economy grows
>if people don't spend, economy shrinks or collapses

Can /biz/ enlighten me as to why the government can't just give everyone free money and allow them to spend it?

>inb4 inflation

Inflation won't skyrocket if spending is diversified. If everyone just bought say something like real estate for example, ofcourse prices are going...
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>>1484069
Inflation...
>>
>>1484069
>>global economy is entirely dependent on consumerism
not true. It's entirely dependent on productivity, or the ability to produce goods cheaply and efficiently.

If goods are too expensive to produce, then the price will rise beyond what the consumer can pay, and the economy will grind to a halt.
>>
As mega corporations continue to automate their work flow, they'll accumulate untold billions if not trillions of dollars. They'll be heavily taxed which will pay for society's standard of living, allowing for us to not only have a basic income but housing as well.

The idea is to up the very baseline of society, from there if you want more you'll have to do something creative in terms of computation to gain more wealth.

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DigiByte, the future cryptocurrency of gaming just open sourced almost all of their projects.
https://github.com/dgbholdings?tab=repositories
This is how a revolutionary project starts.

DGB main features:
- Earn and send money while you just play or stream games
(Counter Strike, League of Legends, World of Warcraft and more to come)
- Easy to use mobile wallet (Android and Apple iOS app - actually one of the seven coins that allowed in the App Store)
- Incredibly fast (just tried it and got 5 confirmations within seconds)

So /biz/ this is...
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>implying jewels isn't better then dgb

https://bitcointalk.org/index.php?topic=1545327.msg15532283
>>
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>>1484034
>it's another 'x cryptocurrency is clearly the future' thread
>>
@op are you someone important at dgb or just a supporter?

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thoughts on renting 3 rooms of my 4 room condo to women who i have fucked. like a mini harem type thing except they pay me money
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Sounds like living the dream, catfights imminent though.
>>
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dont do it unless youre a strong dick alpha OP

I know my buddy did that in canada and he got overpowered/drunk/had a misstep at a certain point and all 3 of his gfs "raped" him more or less

that was 5 years ago or so, now they all have 5 kids together and the guy is suicidal about it

its only fun for the first month or so, then the bitchiness/craziness/estrogen kicks in
>>
>>1484048
im snipped

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Hey /Biz/ I need your help

I'll keep this short. I run a small business and would like to make a customer feedback form for people to fill out so I can improve my business.

Are there any websites that offer templates for these so I can get some ideas on how to write my own?Thanks.
7 replies and 1 images submitted. Click here to view.
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I think you can do this with google docs I know there's some google app that allows you to submit feedback and have it mailed to you I just can't remember the name off the top of my head
>>
have you tried doggyfeedback
>>
>>1484018
Thanks I'll check that out.
>>1484020
Nope, that sounds weird but I'll have a look, thanks

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What the hell is with this crypto currencies? There are hundreds of different x-coins. What makes one better than another? Isn't this whole thing just about hyping a particular x-coin value up, by social media etc.. And then selling it once it gains a lot of value?

It seems as a pretty good idea desu,since you give value to some shit that is worth 0, but thanks to social media and retarded sheep,you just made a shit ton of money.

Red pill me on this one please.
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>>1483972
*smashes dat like*
>>
>>1483972
*smashed to oblivion*
>>
>>1483972
*smash*

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What are good jobs for insomniacs?
Hard mode: allows for healthy lifestyle

can you make the same amount of money working from home compared to an office? Of course if you did the same work... But some careers just don't work that way.
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>>1483966
be a security guard. Walk around all fucking night. Expect to be paid minimum wage. Or start your own security company.
>>
There are night shifts for game testers. They also pay minimum wage and expect you to have some high school diploma.
>>
>>1483966
daytrading cryptocurrencies

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Boss man wants me to come into work tomorrow
AHOLIDAY!

How do I opt-out of this one guys?
10 replies and 2 images submitted. Click here to view.
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>>1483941
"no"
>>
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>>1483942


b-but den i might g-g-g-g-get fiiiiiiirrrreeeeeedddd
>>
Ask for double of your normal hourly rate and come to work only if he agrees to it.

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Consider these two economies:

>Our current economy with >5% unemployment, and many employed but working far fewer hours than they want to

>Our current economy, but the government offers a minimum wage job to anyone willing

For the sake of argument, suppose there is always work to be done that is useful but unprofitable (will not compete with the private sector). Think public works, volunteer jobs, etc.

Which one would have higher real GDP?
Which one would provide more equitable outcomes for the working class?
Which one would provide better outcomes for broader society?
Which approach would better stabilize the business cycle?
Which would you prefer?
55 replies and 1 images submitted. Click here to view.
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>>1483921
http://quoteinvestigator.com/2011/10/10/spoons-shovels/
>>
>>1483924
Thanks Milton Strawman
>>
>>1483921
>>Our current economy, but the government offers a minimum wage job to anyone willing

How will the government generate all these jobs?

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>Start a criminology degree a year ago
>9 months later start browsing /biz/
>Realise that my degree is a meme and that I won't find a job after the fact
What do I do /biz/? Change to Accounting?
13 replies and 1 images submitted. Click here to view.
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become a daytrader like most of /biz/
>>
>>1483917
Finish your degree. Spend working life writing court reports on dindus.
>>
>>1483917
i just finished a cj degree. most worthless fucking degree ever.

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ayy I bought 25 SDC should I sell now before it goes way down or will it rise above 1.3 USD again?
It went up with Monero(which i also bought) so I thought it had some time to enjoy this boom
21 replies and 2 images submitted. Click here to view.
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>>1483906
>tell me what to do with my beer money

who
cares
>>
>>1483909
I also bought 21 XMR and it's my first investment ever so all in all 300 bucks were invested. this thread could be about this. I saw a lot of new people here asking about XMR lately.
Also, let's say then that I bought 2500 SDC and it's my rent money
Am I homeless?
>>
>>1483906
gotta up your game. You need to trade hundreds of these things to make any sort of profit

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So I am about to finish my undergrad studies in history, but I really do not want to teach. I looked at my other options and wondered if I should do archival work or get into librarian studies and information. Other option I am looking into is learning another language and hoping that it would help me find a job easier. What do you guys think about this game plan or have any insight on what to do?
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>>1483861


>Oh another History major

Excuse me sir, what time does the library close today? :^)
>>
>>1483866
*sigh*.... at 4:30
>>
>>1483861
Learn about money + Sales + Investment. Start a Family Investment Office. Invest with "History" in mind. Take 1% management fees. Success.

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Lets talk single family home investments.

I got 200k to invest.

I have had 2 good gains (150k/200k) on single family home investments that I turned into rentals.

Bought them both at the absolute prime time, 2011/2012 the bottom of the market.

Looking around now, not seeing any deals. Zillow research data shows my area (Seattle) housing is back at pre-crash levels and increasing at similar rates. Is this housing market due for another falter? Should I put my money elsewhere or jam into another single family home?
10 replies and 1 images submitted. Click here to view.
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>>1483838
LEVERAGE UP AND GET MORE HOMES
>>
Hi friendo. I live in a suburb of Portland. Our housing prices are skyrocketing as well. A lot of people are worried about an artificial bubble just like Seattle is.

I think the difference between Seattle and Portland is the availability of high paying jobs.

Portland has Nike. Intel. Columbia. Bonneville. A lot of strong but stagnant and fixed size organizations. Portland is mecca to Bay Area and Silicon Valley hipsters who cashed out their cush Google/Facebook related job and are buying up real estate over market value.

Our median income is kind of weak...
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Do people really rent entire homes like that? Why? Wouldnt a mortgage be more cost effective

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Best strategies for overcoming habitual analysis paralysis?
It's all well and good to say "just do SOMETHING and do it now" but what happens when you can't even pick which thing to do?

I'm more or less talking about the very beginning of starting a project but let's not limit this to any one field, I'm taking about anything from starting a business, deciding on how to divide your portfolio, hell, even which restaurant should we go to tonight?
10 replies and 3 images submitted. Click here to view.
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Read http://www.stevepavlina.com/blog/2005/11/do-it-now/ or maybe Getting Things Done by David Allen.
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>>1483832
Put your ideas on a dart board.
>>
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Anally paralyzed

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Does anyone else get depressed when they think too much about compound interest? Like I'm lying in bed working out how much money I'll have when I'm 60 based off average returns and its all well and good. But then I start to visualise that future version of me, looking at my account balance. Happy that I'm rich but I'm also old now, my parents are dead, I'm possibly alone, thinking back to when I was 21. And now I'm in the old mans head fantasising about when I was young. Looking back on things that seemed mundane at the time, but now provide...
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>>1483754
As long as Capital growth significantly outperforms inflation then your fine, relax and have a beer m8
>>
Well said.
>>
getta girlfriend, she will leave you piss poor but you will have plenty of stories/memories. your "rich" account will bring you no satisfaction unless you have a legacy to devote it to, i.e. children, doing something of historical note,

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So is this shit a scam? What's the catch? I just noticed their investors pretty much match reddit's investors 100%
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its an online discount broker.

they want to land grab this space, and probably keep adding features and in the future probably add robinhood GOLD
with more charts and shit.
its a good deal . go for it
fees are disgusting.

they'll have competitors in the future, but w/e .
>>
>>1483748
It's just an app that allows simple trades.
They can offer a commission free setup because they're not spending for the features a real brokerage has (real time quotes, margin, AH, etc.).
Plenty of morons are unaware of this, however, and feel that they are the solution to "Wall Street brokerages rigged by the Jews".
>>
>>1483774
ah, so their price quotes aren't even real time?

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Buying property in Latin America or South East Asia.
Anyone done it?
What are the pitfalls?
I want to buy land in japan to be close to my anime, but cant- so can I buy in Korea?
8 replies and 1 images submitted. Click here to view.
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>>1483709
Why bother?
>>
Brazil needs sovereign ownership I think. There is a loophole where you can create a Corp dump $50K in it and be given a visa. I've not been able to determine the limitations on that visa though.

I did read that if your Corp managed property you could come and go as you pleased - to inspect the property of course.

Nepal.a you have to be born there, or be married to someone who was. A Corp can get land, but for industrial purposes only and has to contribute consistently to the economy - no buy and hold.
>>
For got. SK has some screwy land ownership rules. But I guess if your desperate it can work out for you.

I'm an Australian who buys land everywhere, but love buying chunks of the US when I get a chance.... Building to buy a Texas ranch next.

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thx
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No.
If I knew something, why would I tell you?
What's worse is this applies to the people who write those books. If they knew something they wouldn't have to write books. So the fact is people who write shit like Rich Dad Poor Dad, Think and Grow Rich...
Don't know anything but how to write books that will sell
>>
>>1483698

what made you think that you would find one on a Chinese cartoon porn image-board?
>>
I'm part of some local REI clubs, so there are communities of investors, at least in real estate. But REI is pretty "networky" by it's nature, since it's all about who you know.

Ive been on this board since its inception and for a business board that exists solely online it seems to lack anyone with an actual company

Where my dropshipping entrepreneurs and shit?

We have ebay threads but no fulfillment by amazon importers?

Are people with real businesses too busy making money to post on here?
10 replies and 1 images submitted. Click here to view.
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>ALL ABOARD THE ECOMMERCE BUS
>we on de way to ur stocks... just hold on...
>everyone on the bus is shitting their pants screaming
>iz ok... iz ok... sit tight... it will go back up... it will go back up...
>driver jumps out of the side door as it drives along perfectly through wall street with no driver
>he talks into remote megaphone still inside bus saying "iz ok"

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>>1483620
Well thats my point. I know this is a crypto containment board and obv stocks are fine but...no one...sells things online?
>>
>>1483590
Right now Im in a tight situation. I'm pretty much broke and the job market here is terrible, and I'm also a full time student so that doesn't help my chances. What I'm getting at, is dropshipping something I could get into part time and with minimal investment? Say $300 dollars or less?

How profitable would it be to start a Reddit-like site aimed at conservatives, as well as people of other "unpopular" groups like

>Alt Right
>Gamergate
>Brexit and other Anti-EU movements
>Classical liberals
>Libertarians
>MRAs
>Red pill crowd
>Republicans
>Trump or Marine Le Pen supporters
10 replies and 1 images submitted. Click here to view.
>>
Extremely profitable, but there wouldn't be a point because you need leftists to corrupt their views and change them, so they become conservatives. If you just make a site that's aimed at conservatives, you're going to get another 4chan where a bunch of memekings and memequeens share memes.
>>
>>1483539
I wish you idiots would stop lumping conservatism in with memers and the alt right. The alt right is mostly fascist. FASCIST. An ideology that runs contrary to traditional conservative values in almost every respect.
>>
>>1483550

There are good and bad fascists, nigger.

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Thinking of joining the Canadian Forces, is it a good idea?

I am wondering what type of benefits having military experience on your resume can give you for future career searching. I'd like to get into Consulting or Banking, or even Public Policy.

I'd like to eventually get into the Cyber department.

Can the military be good for this?

I'm not worried about salary, my parents are well off enough I can survive on whatever I get.
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>>1483519
Kek what
Are you guys allowed to have an armed force?
>>
>>1483549

KEK

It seems our troops can only train with 49 bullets per year....
>>
>>1483519
>Thinking of joining the Canadian Forces, is it a good idea?

They hardly hire anyone because we're not in active combat anywhere really. Also numerous repeat budget cuts.

>I'm not worried about salary
That's not a concern... Given that the Canadian forces is the highest paid military in the world.

>>1483549
>Are you guys allowed to have an armed...
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Many coins $1 billion for sale to me by you. Letting it know when interested. Post reply for reply.

May all we get rich.
21 replies and 1 images submitted. Click here to view.
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what kind of coin?
>>
Can we get a translator in here? I don't speak retard yoda.
>>
>>1483471
Im on the train

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With construction at an all time high, would copper theft be a sound side job?

working as a 1st year plumber before I got laid off, I was instructed to rip out all the old copper from walls and cut them into uniform bits, I had to rip out thousands of dollars worth everyday.

Copper is 1.77$ a pound, every house getting renovated is fenced off but their old plumbing systems are ripe for the taking.

I could probably net 200$ a sortie with a sawzall, hockey bag, and a car.

Scrap metal buyers are required by law to send reports to the police and are...
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>>1483465

Depends on your area and if your construction employs any sort of armed security.

Doesn't matter if it's legal for them to shoot you if they blow your ass away over some wire, yeah?
>>
A lot of copper is traceable now.

>http://www.southwire.com/distribution/ProofPositiveCopper.htm
>>
>>1483467

I live in no guns land so no castle doctrine rules and I'm talking about residential houses that are empty.

They aren't guarded but they are fenced.

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Is a BSN worthwhile? Not sure if nursing is really a smart move anymore. I still have time to pivot, but I don't know what else I should gun for.
7 replies and 2 images submitted. Click here to view.
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>>1483458

Would you actually enjoy nursing?

Nursing's kind of a shit job if you're just putting in time; you have to put up with a lot of bullshit.

Guaranteed $30K+ a year is pretty nice if you have a passion for healing.
>>
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>>1483476
The problem is that I'm a little antisocial, but I'm working on and off on improving my charisma. I'm not entirely confident whether it's a good bet that I'll be personable after the 2 years it takes to finish the program.

Thanks for responding, duder.
>>
>>1483491
addendum:
this education I'm getting is largely free cause of scholarships and what not. That being said, I could still switch into another field of study.

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>Thinking about running for state congress
>Pay is $50k per year for a month long legislative session plus some days
>You're allowed to run a business or work another job while doing this in my state.

Is this a /biz/ move?
6 replies and 1 images submitted. Click here to view.
>>
The real money is in the connections and hookups, my friend.
>>
>>1483582

That's implied but not stated =^)
>>
>>1483440
>Is this a /biz/ move?

Anything that involves people or the outside world is usually not /biz/ move.

Is it a good move? If you can make it happen, yes.
Political Campaigns have long also been a good opportunity to build a personal brand, a publicity stunt, so even if you don't win you've still created brand equity you can parlay into your next or current business.

Just be prepared to deal with the evillest, most self obsessed, hypocritical sacks of shit...
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>tfw programming for 15 years
>tfw built websites/server architecture handling 250,000 requests/second
>tfw highly paid systems engineer at a huge multinational corporation whose products you use every day whether you realize it or not
>tfw literally can't come up with a software-based business idea that ever becomes cash-flow positive

I could build any desktop, mobile, or web-based product, but I have no ideas. I can't come up with...
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118 replies and 10 images submitted. Click here to view.
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>>1483434
Make a program that fucks your wife for you, cuck.
>>
If what you do is actually hard, automatize it and sell as a service.
>>
program my video game ideas for me

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What are your thoughts on debt? Is it worth going into debt to get a college degree?
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>>1483412
lol , hell no.
i don't even think its worth the time cost basis .
>>
>>1483412


lmao
no
>>
>>1483412
Yes. Provided your degree leads to employment that pays more than you could have gotten without it and your debt isn't insane.


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