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Archived threads in /biz/ - Business & Finance - 211. page
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Tell me again why this isn't a sign of an impending downtrend?
19 replies and 3 images submitted. Click here to view.
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Because I have no clue how these little shit candles work.
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>>1461527
Here's what I see:
Before today, XMR showed insignificant daily lows, ludicrous daily highs and closed lower than these daily highs (while increasing in value compared to the previous day).

Now, XMR is showing insignificant highs, ludicrous lows, and is reporting loss compared to the previous day.

That, my friend, is not the sign of a happy, healthy, optimistic uptrend.
>>
>>1461535
And what will you do to gain out of this.

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>TFW russians are committing fraud to make more in a day than I make in a year wagecucking
>TFW they never even get caught

What's the point of wagecucking when people steal the money much easier that others worked for? I dont see it, I'm losing hope
13 replies and 4 images submitted. Click here to view.
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>>1461507
>i want to be a poor worthless slav
>>
>>1461509
More like a rich one

You know Russians make billions per year total with fraud right?
>>
>>1461512
Yeh the oligarchs and mob

Might as well whine about just not having been born rich

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What is the non tin foil hat result going to be of the Chinese move to have the Yuan backed by gold.

Will all fiat currencies implode overnight? How does one protect the investment in such crazy times?

America can't even destablise the country as China has stamped out every dissenting faction within the country. It seems short of an All out war, the petro dollar will be dead?

I have a chinese wife and UK business. Should be begin moving out assets to chinese banks?
16 replies and 2 images submitted. Click here to view.
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>>1461464
People infatuated with the Chinese economy are going to argue that the Yuan will become the reserve currency and the U.S. is going to implode.

Anyone who has seen real Chinese business or the degree to which they lie will brush it off as an attempt to legitimize a house of cards.

The sheer fact that Chinese people are desperately trying to get cash OUT of China should tell you to not put your assets in Chinese banks.

I will have the biggest goddamn erection when China inevitably implodes.
>>
>>1461469
>an attempt to legitimize a house of cards.
This.
China builds empties cities that no one lives in to inflate their GDP.
And eventually their workers are going to get sick of being exploited by the """""""communist""""""" government and its corporate pals.
>>
>>1461479
Yup, I knew a Chinese guy and his wife who moved to the US for that exact reason. Communist Americans think "get rid of the evil rich class" well in China there are families of 4 that only own 2 pairs of pants. This is one of many reasons that communism is particularly evil.

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Lets say, in a hypothetical situation. Bitcoin becomes worthless, you end up with NOTHING!

Lets say the Dollar becomes worthless. At least you can use it as toilet paper!

What would you rather have? Toilet paper or NOTHING?

When will you fags ever learn
8 replies and 2 images submitted. Click here to view.
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>>1461439
shart in mart
>>
>>1461444
Kek
>>
>>1461439
But most dollars are digital.

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What is the best way to save 100 USD every month?

I'm sure this scenario applies to a lot of others as well.

I'm a grad student who just got to the United States. Turns out my part time would cover for my expenses and I'd be left with 100 to 120 USD every month. Now, what would /biz say is the best way of using the leftover money? I really don't want to spend it on pointless luxuries.

What I had in mind :
A. save it up in a fixed deposit.
B. If it's too less an amount, fuck it, blow it up on booze or something.
13 replies and 2 images submitted. Click here to view.
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>>1461430

$100 a month will not amount to anything.

Even if you compound it at 7% over 30 years, it would be like $10-12,000. Not really worth it.

Use it to buy Sutter Home wine and get bitches drunk for an ez poke. Much better investment.
>>
>>1461430
Just do what most people do: Put a fixed percentage (50%?) into a savings account, have the rest for fun. You're young and deserve to have some cash on hand, but a strict savings rule will keep you responsible.
>>
>>1461458
That kind of is my point. If I start spending money recklessly on wine and hookers, it turns into a habit that is hard to get rid of. And it's not, speaking as an adult, a habit that can sustain over the longer run. I know it won't amount to a lot of money. Sure. But I think it's a good start. I'm only 22 at the moment. And when I hopefully make better money in the future, I'm hoping these habits come in handy. What do you have to say?

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Guys, why isn't there a stock that is universally known to always go up?

Think about it. If there was a stock that everyone knew would constantly go up forever, every day there would be new and new buyers trying to get in. And there would be little sellers because it would always be making gains and everyone knew it would keep going.

It's like a big money pot where everyone is constantly profiting because everyone is putting money in.

This would occur if there was only one stock on the market. So if everyone relaxed and traded one stock we could all be rich.
42 replies and 2 images submitted. Click here to view.
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>>1461407
Uninstall 4chan.
>>
Holy fuck this is dumb
>>
You're describing a ponzi scheme, you fucking retard.

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If you hypothetically had a lot of money. How would you protect it from seizure or forfeiture? Say you get sued, and the court forces you to give it up.
15 replies and 3 images submitted. Click here to view.
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have you considered burying it in a small town in the middle of nowhere, like Monmouth OR?

maybe 200 clay st?
>>
I'd buy Bitcoin. I think it's going to go up long-term anyway.
If keeping value was important, I'd bury gold coins innawoods.
>>
buy gold and hide it like a pirate.. hiding fiat is dumb because it loses value

also buy bitcoin

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Inheritancefag. How to turn money into fame?

I already have the money, but now I want to be known everywhere and be famous. How?
16 replies and 2 images submitted. Click here to view.
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do something crazy like sleeping with Lebron james
>>
Kill some niggers
>>
2 words kid, public, masturbation.

You'll be a star!

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Im currently a marine mechanic and temp launch boy (make tips driving people out to there boats) I make 12$ an hour, 242 in a personal check and the rest in cash, i make about 400-450 a week without counting tips from the temp launch boy job. Im 19, im out of highschool and didnt have an oppurtunity to go to college. I currently live in a aparment attached to my grandparents house for free, I have an amazing oppurtunity to save money but im finding it super hard, whatever money I save I end up spending it all. Is there any tips on saving money or little things I could do on...
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11 replies and 2 images submitted. Click here to view.
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>>1461343
I have an expensive hobby (video games) and even I have no trouble saving money since I, like you, have no real expenses.
Are you going out to clubs every night or something? Try being a shut-in instead. It's a lot cheaper.
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>>1461345
I basically work all day 6 days a week and either netflix&chill with my GF or vidya, Idk just somehow blow it. I think i got it from my parents because both of them were/are financial trainwrecks completely.
>>
>>1461348
Netflix is a fixed and fairly low cost so that's not the problem.
Vidya is expensive like I said but unless you have pleb tastes and only play AAA games it's not hard at all to spend less than $100 a month on it and still have tons of new content, especially if you have so little free time. Or are you some dipshit who buys 40 Overwatch crates every week?

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The past 30 days have been the least volatile of any 30-day period in more than two decades. Only five days during the most recent stretch saw the S&P 500 move by more than 0.5% in either direction, the lowest since the fall of 1995.

Getting worried yet?
9 replies and 2 images submitted. Click here to view.
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>>1461336
>worried
I have been sitting on a short position on the sp500 since early july and I'm getting impatient.

Just shit the bed already daddy needs his gainz
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>>1461336
>July/August
>surprised they aren't volatile
sometimes i forget how young this board is.
>>
>>1461336
>>1461689
People like you are why I sleep easy at night. If there was irrational exuberance, I'd be scared, But irrational fear, like you two show? That's how I know we're still headed steadily up.

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CERU really seperated the boys from the men on /biz/
5 replies and 2 images submitted. Click here to view.
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Also shoutouts to my boy Nequaquam for spotting that
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>>1461311
>>1461319

Are you guys scalping it? Made a sick 1.115 to 1.14 scalp today.
>>
>>1461311

Lol CERU yo momma.

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Question /biz/

I'm looking to take out a mortgage for a home. I currently live in CA but I want to buy out of state. Would it be acceptable to the bank if I just send my wife to live there while i stay in CA with relatives and send money there for her to live/pay bills?

pic related what i came across looking at houses
12 replies and 1 images submitted. Click here to view.
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Anyone?
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>>1461302
Why do you think you need to send your wife away?

Your bank might not loan for out-of-state property but they'd be able to point you in the right direction if that were the case.

If you have enough equity in your primary home that could be compelling enough.

Considering you're CA and that TX house is only $80k, it shouldn't be that hard to get a mortgage.

If it was, refinance your CA home and use the money to buy it outright
>>
So just go to Dallas and find a bank

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I'm a college student currently moving into his junior year at a state university. I'm majoring in mechanical engineering with a minor in materials science in engineering, and I have a 3.98 GPA.

My question is, is mechanical engineering really that oversaturated of a field? I've been stressed out about this for years. I intend to go on to graduate school and I'm terrified that I've made the wrong choice of major.

What do I need to know if I want to go on to earn a masters in mechanical engineering at a high-profile place like Caltech or...
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20 replies and 2 images submitted. Click here to view.
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>>1461274
Applying for internships & networking 24/7.

You have a perfect GPA retard, go out there and get a job.
>>
>>1461278
>>1461274
Why not study comp science? I have 2 year exp and a shitty GPA and make over 100k in kansas. I also have a bs.
>>
>>1461278
Not OP but I graduate next semester with a BS in CS and I've never done an internship. I have a part time job that pays way better than average since I got it via nepotism, but if I quit for an internship I may not have been able to get it back.
Am I fucked?

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I have highly valuable insider knowledge on global sociocultutal forces in operation. Gun stocks are going to increase in value dramatically extremely soon. Buy all the gun stocks you can and the cash will flow in.

I can't go in depth into the reasoning but it has to do with subconscious self-preservation effects of the current global stage.

Please screenshot this, save it and spread it around and repost it when gun stocks rise. They will rise in tandem with an extreme influx of terrorist activity due in part to Syrian refugees coming to the United States....
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20 replies and 2 images submitted. Click here to view.
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Any dipshit can see that gun stocks are going up in the next few months.
You're not going to convince me of anything with such an easy and general prediction.
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>>1461268
If everybody knew then they would already be at their peak.
>>
>>1461277
I literally read about gun stocks going up two weeks ago here. Are you just going to repeat good tips you find on /biz/?
Give us more awesome predictions if you want to convince us

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Me at Interview
> Manager: What do you know about our restaurant? Did you know that it's the busiest restaurant?
> Me: Uhh... no
> Manager: Well, this is the busiest restaurant around here

How can I stop being an autist so I can get a job?
8 replies and 1 images submitted. Click here to view.
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just do what the boss-man says
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>>1461254

take a bunch of mushrooms in the dark.
>>
>Did you know that x?
>Why, yes, I did!

>What do you know about x?
>Well I know that x values a, b, c, d.

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Newly minted CFA here, hit me with some questions.
20 replies and 1 images submitted. Click here to view.
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what does the CFA get you?
>>
>>1461252
why
>>
>>1461252
Congrats. I passed level 1. But I don't think I'm going to go on to 2.

My career is moving away from finance .


How was the level 3 test?

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Will $AMD crash like it did last time? Should I be ready to short it /biz? It's nothing personal, it's just business.
10 replies and 2 images submitted. Click here to view.
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FUCKING SHORT ASAP
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>>1461216
the thing is, is that once the smart money cashes out, who's left to drive price down?
>>
>>1461223
Meeeeeee

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TD Ameritrade vs. TradeKing
wich is better
7 replies and 1 images submitted. Click here to view.
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>>1461213
td ameritrade has done some hush hush deals with hillary about keystone xl and a few other companies
tradeking is just out for your money and will fuck you when they get a chance
>>
>>1461222
so i will be closing that tab now...
whats a good platform
>>
>>1461231
none of them are unless you have lots of money and are with a private brokerage

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When looking at degrees, what's a more important variable to look at, salary or unemployment rates?
15 replies and 1 images submitted. Click here to view.
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computer science degree
only finance if you can do IB
>>
>>1461185
Neither, at least in isolation.

Employment rates are frequently skewed by the population of students employed in jobs not related to their degree (e.g. Starbucks). Salary rates are typically only reported by people comfortable enough to report their salary, meaning that it's frequently skewed. Even on the national level, you really can't get rid of these problems, though obviously in aggregate you can compare degrees.

If you're trying to figure out between degrees, consider the following:
- Market trends (are jobs increasing? decreasing?)
- The ranking/prestige of your school
- Your school's existing connections (do they have good relations with major businesses who do OCI or something like it?)
- What are you most likely to excel and be passionate at?
- What graduate opportunities are available to you with the degree, should you have it?

Etc.
>>
If you're asking the question and in the US, go to trade school.

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Alright biz I got $10k dollaroos that I wanna put in stocks but no long term bullshit. More like day to day trades. I only wanna play blue chips no memes. How to go about it?

>Inb4 CERU ma nigga
>Inb4 get in HTBX quick, it's going to 2.50 today.
>Inb4 GEVO ma nigga
19 replies and 2 images submitted. Click here to view.
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>>1461184
>day trading
>blue chip only
>with 10 grand
You're not gonna make it.
>>
>>1461184
Ask around for what brokers people use, and how much they charge.
If they say "it's free", run away screaming.
>>
>>1461187
I believe in me anon. I started with 500 turned it into 800 in a week playing blue chips.

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I have a credit card that has a 10000 limit and 1% cash back... Would it be possible to max it out through PayPal and back into my bank account to collect the $100 that I would get through cash back? If I did that 10 times a day I would cash out 1000 a day in like 10 minutes... Thoughts on this scam?
12 replies and 1 images submitted. Click here to view.
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>>1461147
PayPal is very, very, very sensitive to any sort of fuckery. They'd likely view what you were doing as an indication of money laundering, seize the cash, and ban your account.

Also, the T&C for most credit cards prevents this sort of fuckery, I'd imagine.
>>
I don't think there's a credit card in the world stupid enough to give cashback on anything other than transactions, and certainly not more than once
>>
>>1461147
$10,000 of paypal purchases - what's the fee for processing that? More than $100?

Some guys talk about gold standard saying it is good and etc.., its better to find the real money of something with gold standard because you cant just print more money. Its better for economy and etc..

But you have the fact that gold is finite and after some amount of time the price will go up because the lack of it and etc.. and other problems

My question is, would be prostitution a better alternative as a standart.
Other than your body, the only items you need are condoms and maybe slutty clothing (that in this degenerated society era may be your normal clothing),...
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15 replies and 1 images submitted. Click here to view.
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>>1461107
Forgot to add something
PS:I am anot talking abotu everyone trading sex ffor goods and services, just about using the price of the prostitutes as a guide to find the real price of the stuff
>>
>>1461107
>>1461115
What the fuck are you talking about?
>>
Muh deep intellectual thread
hurr shouldn't the world do x

>>1461107
go get your kneepads, op

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Do you think marketing ads on the internet, or anywhere really, actually have a substantial effect on consumer behavior? I know I know, there’s some deep psychological explanation behind marketing schemes and consumer preferences. But, personally, I feel, for the most part, unaffected and simply annoyed by the constant advertising on the internet and avoid ads as much as I possible can.
4 replies and 1 images submitted. Click here to view.
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>>1461073

Advertising has a more dramatic effect than you possibly realize.

Just seeing or hearing something, even when we are not paying attention to it, builds a basis of acceptance in our brains, of liking. Then once your wallet opens you are much much much more likely to give your money to a known entity than an unknown entity.

Just think of how many times you have seen the word "Coke". Probably millions of times.
>>
>>1461073
Uhm

Yeh dumbass. Thats why google and amazon and facebook are worth billions

You think thoysands of companies are spensing millions a week and not trackint conversion rates?

Worst biz post in weeks simply because you werent being ironic
>>
>>1461073
I've wondered this too, specifically in terms of advertisements that aren't targeted.

For example, I'm a heathy male in his mid-20s. What is the effect of the same commercials over and over for a medication which is targeted at 65+.

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http://www.bloomberg.com/news/articles/2016-08-23/ex-fox-news-host-sues-alleging-sex-fueled-cult-at-network
7 replies and 2 images submitted. Click here to view.
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> Fox news hires hosts solely based on looks
> The women (whores) are surprised people at Fox then treated them like objects

Whores gonna whore.
>>
>>1461054
>In the lawsuit, she says she experienced harassment from the start as it became clear that Fox was "defined by a culture of sexism that emanated from Ailes."
It'll be interesting to see what the specific allegations are re: this. I'm not surprised, but a bit skeptical.

>Tantaros also claims she was forced to wear clothes that showed off her legs and strip down in front of wardrobe personnel while picking clothing to wear on
Wow,...
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>>1461105

I could see how the twirl thing might be a bit creepy but these are news casters with a large audience. Producers have to do quality control and wardrobe checks. It's not that crazy.

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so /biz/ I want to write an ebook about the only thing I figure is niche yet i feel comfortable speaking about, which is how to get into stage/illusionary magic. it probably won't be a long book and really just a good information on how to get into the hobby and succeed at it.

is there any legal issues on self publishing I should know about as well as tips on writing and releasing one and how saturated the ebook market is with how much I should expect in profit.
12 replies and 1 images submitted. Click here to view.
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>>1460946
now you see me got you some ideas anon?
>>
>>1460946
>is there any legal issues on self publishing I should know about
You'll need to register to pay taxes on that income, for a start. I can give some more specific guidance if you happen to be a fellow britbong, otherwise you'll need to google it. Nothing else comes to mind, but I'm not a lawyer.

>tips on writing and releasing one
Amazon has their own guide which seems to be quite comprehensive: https://kdp.amazon.com/help


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>>1460958

I have been a magician since before the movies ever came out and have been teaching magic for a few years now.

Can I buy a property worth 50k if I only earn 15k?

If so, how?
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>>1460918
>how?

by saving up $50k
>>
>>1460918
You just have to BELIEVE
>in the bubble kek
>>
>>1460918
Probably not. Your total payments on debt have to be less than 1/3 of your net income I think.

You'd be close if you have perfect credit, no debt, and a 30 year fixed mortgage at a really low rate. Bringing 20% down to the table would probably allow you to do it.

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I am attending university for Computer Science. I am currently in my sophomore year.

I am also a CNC Machinist at a factory.

The plant supervisor at the factory offered me a salaried position doing AutoCAD stuff. They would pay for my training and such, but it would require me to either switch my major and take AutoCAD classes (since most of what I'm studying has to do with software development) or quit school altogether and receive the training onsite.

Opportunities don't just fall into your lap like this everyday. Should I accept it and turn...
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>>1460882
How much is the salaried offer for?

How will they pay for training? Reimbursement? Is there a limit to what they'll pay?
>>
>>1460905

what do you want to do with the software development degree and is there still room for career growth in what they want you to do. comp Sci can reach 6 figures at the end of a career if you work hard at it.
>>
>>1460905
It was unofficially offered, so there was no talk of salary yet. It's a very small company, really new and growing. Add to that the considerations that I have no degree (they are also considering people outside the company who already have degrees in AutoCAD), and I assume they would at most start me off at $30,000.

>>1460913
I want to find a cozy software developer job at a desk (I currently work shitty manual labor) and make six figures. That's what...
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Hello /biz/, I've been thinking of starting a computer repair business. Does anyone have any experience there? Craigslist in my area has maybe 3 postings from computer shops, so I'm assuming it's not too saturated for a small college town.
13 replies and 1 images submitted. Click here to view.
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I was looking into doing this for awhile, if you're good with computers then you should study for and take A+ just so you can have the certification.

But also you should do more than computers, go for things like phones and consoles too. Most people put them into the same skill set.
>>
>>1460819
I think the market for fixing phone screens looks a lot better. Computers have gotten so cheap that you can just throw it in the trash and get a new one instead of getting it repaired.

If I had a 4 year old laptop and it was going to take $200 to fix, I would just buy a new laptop for like $400-500.
>>
you're about twenty years too late
even tablet and phone repair services are saturated
you're going to need to look to the future and get in something that's not mainstream yet, like VR or something.

Give me one good reason why bitcoin won't be killed by monero
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if monero is better than bitcoin, and ethereum is better than monero, does that mean that ethereum is better than monero and bitcoin?
>>
>>1460708
>m-m-muh first mover effect...

>>1460717
Ethereum is most likely better, but not as practical for 100% anonymous purchases
>>
>>1460708
Bitcoins more secure because of tbe chinese farms and they get free electric (well relative to us) so coin valye would have to be lower than 200 bucks for them to lose money

So for the foreseeable future bitcoin will be the best option

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1286458660883.png
249 KB,
QUICK how do i learn excel for a financial analysis role?

i've got an hour long interview test kind of thing where they're gonna give me an excel test

i don't really know much where to start.
12 replies and 1 images submitted. Click here to view.
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>>1460697
did you not do an internship first? what the fuck
they made you use excel in college projects too
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>>1460697
youtube dude, ever been on the internet before?
>>
>>1461010
This. There's not a single, more simpler method.


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