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Archived threads in /biz/ - Business & Finance - 218. page
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Have any of you biztards ever owned/worked/operated a vehicle towing company.

I own a automotive collision repair shop and am thinking about purchasing a used rollback truck to pickup the light tows that we are constantly subcontracting to our tow guys. I have done some quick math and realized if we finance one of these rigs we will more than cover our monthly payment if we can bill for the tows instead of referring them out to our current tow guys.

- Any input on this as an additional income stream? Seems like a natural addition.
- Any input on insurance issues?
-...
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>>1457585
You'll have to pay someone to drive it. Would it be cheaper than outsourcing?

Wreck towing here is about $200, what are you paying your contractors?
>>
>>1457585
Why not? Cut out the middle man.
>>
>>1457590
$150-200 is about the average cost here too.

Couple other components;

- We are opening a second location, rollback may be nice with load-leveling between the two shops.

- We have contracts /w insurance carriers to pickup customers vehicles from same central location every time. We wouldn't we running all over town looking for addresses. We would pickup from the same lot that we visit everyday anyways. This would constitute 80% of our billable tows.

- I doubt that I would hire an internal...
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How likely is it that jobs in Investment Banking and Hedge Funds will be automated soon?
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Plot twist, they already are
>>
>>1457549

This is true but someone have to watch it to be sure everything does as it is programmed to do so aka people literally monitor screens all day looking for errors.
>>
>>1457545
90% of an investment bankers day is doing trades for clients and dealing with clients. 10% is spent on their own portfolio.
the investment bank could use automation for their own money, but clients want to speak to someone and have someone accountable when making trades.

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Is teaching a lucrative profession in your state/country?

If Hillary wins, I'm moving to Canada because apparently their teachers are fucking ballers.
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>>1457536
>$99,300
what's that in real dollars, $24k?
>>
>10 years to make less money than my first job out of college

Real lucrative.
>>
Yeah but the market is so flooded because of that, its incredibly difficult for new teachers to get full time positions.
And canuckbucks is only like 0.77 freedom dollars. So still like 50% more than the US.

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Can we get a retarded customers thread going plz? I got a current client at my business who is down-syndrome-who-drinks-a-case-of-beer-a-day retarded.
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No one has insane customer stories?
>>
whats wrong with retarded clients? isnt it easier to sell stuff to them?
>>
>>1457484
You and I are the only people here actually selling something. Welcome to money's/r9k/!

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Easy ways to help poorfag riddled with student loan debt make some extra cash on the side.

Already has a full time retail job and is working on getting licensed for a full time big boy job. So please do not "get a job" me
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Sell your belongings
>>
Don't have anything valuable other than my body to sell
>>
Sell your boi pucci

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THIS IS NOT A DRILL OR A SHILL - THIS IS THE HOLY TRINITY
>AMD
>SWHC
>AA

>>>NASDAQ: AMD: Advanced Micro Devices

It was $6.92 the other day, it'll moon to at least $9.50
They released a new zen chip... Just search up "AMD". Every article from the last 3 days is all about their new zen chip. TL:DR
Intel is getting shit on, AMD is rising to the top with their new Zen computer chip
>http://www.anandtech.com/show/10581/early-amd-zen-server-cpu-and-motherboard-details-codename-naples-32cores-dual-socket-platforms-q2-2017

It's...
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>>1457422
>AMD is rising to the top
for a week maybe
>>
How long did it take you to type this garbage?
>>
>>1457424
Looks like I was wrong, won't even be a minute.

https://devblogs.nvidia.com/parallelforall/deep-learning-self-driving-cars/

Maybe if they bring out a chip with... 64 CORES

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i want to start teaching my smaller siblings useful skills, currently my sister is in middle school.

anyone here got any good books on the basics of teaching, my first skill i want to teach her is how to be a good mid in mobas
7 replies and 1 images submitted. Click here to view.
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>>1457408
...kneepads
>>
>>1457408
Read a book about how to teach to learn how to teach?

Is that as helpful as reading about how to become the worlds fastest 100m sprinter?
>>
>>1457431
i dont know, probably equally useful

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How do you "corner a market?"
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Sneak up on it with a gun

> surprise gold, I've gotcha!
> *gold is cornered and gives up*
>>
>>1457534

you are a lunatic
>>
It's like in Joe Dirt when Kickin' Wing (the firework salesman) talks about being a veterinarian

>sell some kid a firecracker
>kid puts firecracker up a bullfrog's butt
>Kickin' Wing puts bullfrog back together

he wins both ways!

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Hey /biz/

What are some general costs for entry into online retail to account for? I have a product I'd like to sell (niche men's skincare) and I've been contacting suppliers about the cost to make it. But what are all the things I should consider beyond just the product itself? So far I've gotten:

Amazon costs ($39.99/mo, 15% referral fee)
UPC code ($250 first year, $50 after that)
Shopify ($29/mo, 2.9% + 30 cents)

What else should I account for?
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>>1457368

All that shit is chump change, your biggest cost should be advertising.
>>
>>1457398
How would I determine a ballpark figure? It will only be one product. Are we talking social media advertising? What platforms should I be looking at?
>>
>>1457414

I would shop around, do some testing on a few platforms and see what gives the best ROI

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How can I pairs trade SPXS and SPXL, do I just buy one on its red day and sell it on green days?

Does some more complicated strategy exist for this, also how do I know if it wont just go red again the next day?
4 replies and 1 images submitted. Click here to view.
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>>1457321
Wait until NYSE open at 6:30AM Eastern time. Watch to see if it crashes. If yes, buy when it bottoms out and starts to rebound, sell on the rebound later in the day. Tomorrow (Monday) works best because weekend after-hours trades go through.
>>
>>1457329
So using Friday as an example you would have seen SPXL going down pre-market then waited for it to crash which it did around 10 am and sold it later at 10:30 or so when it rebounded. Is that right?

Is day trading the only option, can you hold it and sell it later the next day if its green or is that not always guaranteed?
>>
>>1457329
is this pretty much guaranteed profits? how much do you typically make in a day?

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Without delving into shitposting and /pol/ shit; any tips for investing money while in the Army or military?
Im 22 single and I make about 1800 a month after taxes and have almost no expenses other than 50 a month for internet. I put 5% into my TSP L fund, and have 15k in the bank making .05% interest. Thoughts on TSP in general?
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How long do you plan to stay in the military. If you know you're doing 20 + years, throw as much as you can into your TSP. Keep living off of that low income, without changing your expenses as you increase in pay through the ranks. I don't know alot about TSP, except that I've heard numerous stories about disciplined individuals retiring with 1mil+ because they dumped 15% into it while serving.
>>
VOO my nigga

Or open a vanguard account
>>
>buy car outright so no payments and cheaper issuance
>split internet with roommate
>$30/month T-Mobile plan
>Limit alcohol and eating out
>Don't be afraid to pour money into a hobby that keeps you sane
>Use DANTES and TA to get a regionally accredited degree (kills time and let's you use your GI Bill for Masters, another bachelors or vocational school)


You can easily...
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I Keep seeing this Aurinia Pharmaceuticals Inc/ $AUPH Stock everywhere so I decided to actually invest some money in it. Am I crazy for buying into the Meme? has anyone ever made money on here with Meme stocks?
9 replies and 2 images submitted. Click here to view.
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>>1457283
Fuck off shill.

If you're not trolling, which you obviously are, you're a dipshit for buying after hours. Some anon invested at $4 a stock, lost a shitload of money, and thinks the combined investment power of ~85k from /biz/ can make a dent. Not only would it not make a significant impact on the loss, but it would also be impossible to get everyone on board. Just hold onto it for a few months to rebuild you shill, stop spamming your crap on 4chan.
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>>1457283
It's pretty retarded to invest in anything which is spammed on /biz/.
>>
>>1457288
Do some research on the stock before you come on here and say anything Mr.95% that never makes money at stocks. well see were this stock is in few weeks/months.

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Should I get a credit card as a college sophomore and start building up my credit early?
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>>1457265
sure why not

i got one at 18, i use it once every few months
>>
>>1457269
Any recommendations?
>>
>>1457265
>>1457269
>>1457274
Yeah, don't try to build credit with a measly credit card. Are you or your parents part of a credit union? If so, there's ways to can make out a loan literally to yourself, through the union or a trust or whatever, in order to simply pay off small interest rates on a loan you gave yourself. The union gets to keep the interest, but you keep the loan from yourself and in turn pay to build...
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would these be a good asset to drop ship niche?
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yes.. better sales potential if they are of the color black
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>>1457235
is that a fact, or your personal preference?
>>
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>>1457257

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What are some finance related books, especially stock market, with the /biz/ seal of approval?
4 replies and 1 images submitted. Click here to view.
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richest man in babylon
>>
>>1457208
I recently finished reading the complete idiots guide to the great recession. It was incredibly helpful in letting me know that when the fed actually decides to raise rates this time around, the US is not gonna be a happy camper.
>>
>>1457208
>the /biz/ seal of approval
Why would you seek this?

When did you realise that social skills were the most important attribute to succeed in the workplace by a million miles and you were fucked?
13 replies and 2 images submitted. Click here to view.
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Social skills are easy to learn. Every normie in the world can manage it. If you can't handle the two or three months it takes to build a decent set of social skills you probably couldn't make it in any workforce in the first place.
>>
10 years ago. Thats why i strived to become a NEET investor so i dont have to interact with normies
>>
>>1457150
>When did you realise that social skills were the most important attribute to succeed

Always knew this. Humans are social creatures, we're not the strongest species by any means but our intelligence, organization and social structures got us to where we are.

>and you were fucked?

Never realized this because I've always enjoyed being social with people and improving my social skills by working on them through sales jobs as a teenager...
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If there is some sort of investigation happening, is it /biz/ approved to give information?

A civil investigator asked me some questions about my neighbors, should I assist her in the investigation? I don't know too much but is it worthwhile to assist an investigation or does it eventually lead to getting shot or a horse's head in my bed?
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>>1457148
Depends on the situation. Does your neighbor look like a serial killer?
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>>1457154
Civil investigation, so not criminal

The situation is very sketchy overall.
>>
can someone reply pls

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been reading alot of finance books and seeing how most self made millionaires have their own businesses, I want to start my own business I just have no clue what to do. What are some basic ideas people can start from ground up for a home based business. Tired of wage cuck life
9 replies and 3 images submitted. Click here to view.
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Write finance books about entrepreneurship
>>
>>1457027
make videos in front of green screen about your lamborghini and hollywood hills and knowledge and 47 dollars
>>
>>1457027
most millionaires in the US anyways do boring stuff like landscaping, window washing, carpet cleaning, toilet scrubbing, security, IT, transportation, welding, electrical, construction, towing vehicles, car repair, and other miscellaneous shit that everyone needs and lots of people do.

If you sincerely want to make millions, stop trying to come up with something new and exciting. What everyone else is doing works just fine.

however you may notice that all of these things are work. At least to start. If...
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Will asteroid mining ever be a viable industry, /biz/?

Pros: Lots of raw materials
Cons: Zero existing infrastructure, massive development cost

Discuss.
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>>1456944
Maybe when an affordable, compact power source is available for capturing and deorbiting materials.

So in, like, 50 years when we get fusion working?
>>
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>>1456957
>>
Did you get inspired by this by any chance?

>>1456285

Also, of course it will. If everything on Earth is mined, then for sure it could mean everything on Mars is mineable.

The cons are as you say, but also the biggest con is not knowing how we can use many of those mining fruits of our labour and not knowing what their potential is.

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Aurinia Pharama Inc.
Buy low sell High?
4 replies and 2 images submitted. Click here to view.
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buy low shill high
>>
>>1456923
I'd recommend against it. Just looking at the trends, it had a recent crash and limited rebound. This latest crash shows trends of slowly dipping, meaning there might not be a rebound until it hits <$1 a share. Honestly man it looks like you should hold off on this one for a bit and wait it out.
>>
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>>1456939
Doesn't invest, Checks stock in few weeks.

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Buy Ethereum. It will hit $30+ by the end of the year. You really don't want to miss this train
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Nope
>>
Do NOT buy Ethereum, I repeat, DO NOT buy Ethereum.
It will drop under 7$ in the coming weeks.
Don't buy high, wait for the dip.
>>
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Tell us another joke op

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WHAT IS /BIZ/ THOUGHTS ON Aurinia Pharma Inc / $AUPH? IS THIS STOCK FOR REAL OR ANOTHER MEME?
6 replies and 1 images submitted. Click here to view.
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>>1456810
I'm not seeing anything special but for a recent crash in the last month. Are they about to unveil the cure for aids or something? If not, probably not interested.
>>
>>1456817
There's one anon on the board who bought at $5 and has been shilling it nonstop since it crashed on Monday.
>>
>>1456847
Ah fuck, that sucks pretty bad. I know we all have a robinhood general where we spam stock to inflate it as much as possible, but damn.

Sorry OP, that sucks, but nobody is dumping big bucks to inflate your stock. Trust me.

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: AURINIA PHARMA INC
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$AUPH?
>>
>>1456789
$HILL is much better.
>>
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Later /Biz/.

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Do many of you guys take vitamins to boost energy / stay motivated?
What sources do you use to ensure you are eating the best diet possible for your routine?
My memory is fucking terrible (probably due to excessive drug use during my teens). I take fish oil tablets to help but I feel like im just wasting my limited money which isn't being saved / invested.

So how to you guys make the most of your up time?
29 replies and 1 images submitted. Click here to view.
>>
I approve this thread.

>Vitamin C tablets
Every day.

>Vitamin D tablets
Every day from October to March.

>15ug of LSD
Every time I need a boost for a big project.
>>
>>1456787
If your job involves labor, I would recommend drinking lots of water and taking vitamins. and eating. Your muscles and your brain are made up of mostly water, and the food and the vitamins give you energy as well.

Also, get enough sleep the night before.
>>
Only thing I take is a vitamin D supplement

I eat plenty of fruits and vegetables to get enough micronutrients.

Fix your diet before you start taking vitamins.

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https://www.youtube.com/watch?v=7B6i218dhhs

Peter Schiff just uploaded this CNBC clip to his youtube channel. Icahn is so fucking based
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>>1456754
See this videos top comment is currently pic related
>>
He's not wrong. But it won't be a doomsday scenario like all you fuckers are praying for.
>>
>>1456754
Listening now. Guy sounds intelligent but a little too manic for my taste.

He's right about our service economy being totally overvalued and prone to weakness, though. Blows my mind how few people in this country have any idea about how value works in a global economy. If people don't want your products/services, then you have no power. If we want to be powerful, then we need to produce products/services that the rest of the world needs.

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I've recently thought about this and I'm seeing a strong behavioral correlation.

credit cards:
>be without a credit history
>no bank wants to touch you, other than the really shitty ones
>establish a credit history, get a few cards and use them wisely
>every bank spams you with offers in the mail wanting to suck your dick

girls:
>never had a relationship with a girlfriend
>no...
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>>1456745
Yes, that's the idea of social proof.

It's also why shit like early adopters and pleasing your first few customers are key principles in marketing.
>>
Try /r9k/
>>
>>1456745
Girls are sophisticated investors - they insist upon a strong capital position and a track record of outstanding performance.

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My bestfriend's Girlfriend's uncle just ran into a sizeable amount of money (tens of millions). My friend has stayed at this guys house and driven him around in the past. I've got a ton of business ideas that I think could be huge successes. I dont want to seem like a parasite or an opportunist (i am) so I have yet to mention my ideas directly to her. I'd really like to see some of this money come my way, i feel like id be kicking myself in the ass if i didnt try but i dont want to be another scum (i am). What do i do biz?
13 replies and 1 images submitted. Click here to view.
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>>1456724
self bumb. this is 100% serious and i'd really like some honest, anonymous input
>>
Don't try anything, because you won't fool her : you're just "a friend of her bf" and she's already anxious about knowing if her bf will now only love her and stay with her because she's rich.

So, you'll have to get investment in an other way. You fucking leech.
>>
>>1456743
You're probably right. Me and him have talked about these ideas in the past so if he sees anything substantial i will too.

I FUCKING HATE WRITING RESUMES

What do fuck I need to write fucking resume for, why do I have to fill fucking page with un important shit.
Why can't I just fucking come on job and do it.
Do I FUCKING need to explain previous fucking positions, aniway I am going to just fucking flip burgers

Are resumes degenerate?
9 replies and 1 images submitted. Click here to view.
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>>1456718
Fucking millennials are so fucking pathetic, holy fucking shit. It's a fucking history of job experience you have to update once a year or every time you apply for a new job, why the fuck are you flipping your shit over nothing?

"Wahh I have to write a resume!"
Laziest generation in the fucking world, fuck.
>>
>>1456727

> About 1hr to prepare a resume for a specific job
> About 1 hr to fill out the online application process and attach the resume
> The typical online job posting gets hundreds of submissions

Yeah sure is lazy not wanting to waste time. Maybe you should dig a hole to China, that would be a wise investment of time as it would save people money on airfare.
>>
I use resumetointerviews.com

Got me my current job.

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Made a thread earlier about asking for a raise. Left my boss a message asking him to call me because I want to talk about my salary.

How much do I ask for? I want to do 20% because he'll probably want to negotiate lower whatever number I give, and I only make $10 and was initially hired as a day-time front desk position. Now I'm graveyard shift on weekends doing Night Audit. Been at the place for 1 year. What's biz suggest?
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>>1456638
You only make 10 bucks an hour? Yeah, ask for 20%. If you made $50/hr I'd say that's way too high, but you make next to nothing already anyway. If you do the work well and they know that you know what you're doing, they won't mind paying an extra $2/hr to keep shit running smoothly. Otherwise they'd have to retrain someone new.
>>
>>1456646
Thanks for the input. That's exactly my thoughts. I know how much my boss hates training people so I want to use that. I have a good relationship with him. Plus I know the only other night person makes $17. He has more experience and been there longer, but I think $12 is fair.

I rarely, if ever, go to my boss for anything and as a night person, if I do my job well, no one will know. That makes me hard to get recognition. They don't do annual reviews, but I'm coming up on my 1 year there. I'm...
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>>
Boss just called back.

Told her I wanted a 20% increase. She didn't seem shocked. She said she'll talk with the GM but is glad I went to her first as she's the one who adjusts pay, but GM has the final say/confirmation. Said she'll get back to me Tuesday when he's in.

I'm thinking she'll go to the GM and they'll offer 10%. At which point I'll ask for 15%. Who knows though because it's my first time asking for a raise.

This initial call wasn't too bad. Confidence goes a long way.

>set up a cheap wordpress site
>copy articles from websites
>throw 3000 articles on your website in a month
>put them in quote blocks and the source below so it's not as if you steal it
>get 20.000 unique visitors a month
>????
>profit

why isn't everybody doing this
5 replies and 2 images submitted. Click here to view.
>>
Obviously because you have to rewrite the content, otherwise search engines consider it as not a unique content, so you're not shown at the top of the search.
>>
me and my friend tried this
we wasted 400 dollars and ended up getting only 40 in return
nobody actually wants to visit your shitty stupid site
>>
>>1456592

> get 20.000 unique visitors a month

How u gonna do that?


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