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Archived threads in /biz/ - Business & Finance - 234. page
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I had an interview and they asked me to "give an example of a time where you went out of your way to ensure someone else was treated with respect"

I went full autism and said "sometimes I buy food for homeless people".

Seriously, how was I supposed to answer that question?

I give my bus seat to old people, I take care of my friends, etc. What exactly did they want to know?
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I avoid places that sit around on their ass dreaming up different ways to read tea leafs

I will say the fact that you're pondering it means you're perfect for the job, hopefully you get it
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>>1446037
Lol, I'd take this question over the usual 'list yer 5 weaknesses' bs anyday
>>
They don't care about what charitable things you do, they care about how well you can market yourself to idiots who do care.

Just say you give to charity or something, then very briefly explain how important that charity is to the community and how you care about its mission, but really don't oversell it.

Anyone here use flippa . c?om
Is it a good way to invest for a small somewhat established drop shipping site? A few hundred to take up a few hours of my week for some extra cash flow? Any tips or experiences?
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bumping for interest
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>>1446015
What I am interested in, is can I trust those niggers saying they make 77k$ a year. No way for me to prove that.
>>
>>1446072
Well I wouldn't trust it. But I was thinking more along the lines of a more reasonable market. A site that claims huge sales is sketchy. But 20 or 30 sales a month would interest me, especially if I can increase that by hard work. I just quit smoking so this month wtf not spend 200$ on a website and take a chance lol it normally used to go to my lungs anyway

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What is the best way to lose money?
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buy high sell low
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>>1445998
Roulette gambling, literally the dumbest gamble in all of history.
>>
>>1445998

taking advice about stocks from biz

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Where do I get professional references for applying to jobs and internships? I've held a couple retail jobs through college so far, but they have super high turnover rates there so I struggle to contact anyone I worked with. Can I list some of my professors if I've participated in research?
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Anyone?
>>
I'm about to be a sophomore at uni so my advice won't be that great but you should definitely list professors that youve done research with, especially if it applies to your major or career path.
>>
Depends on the job sector I suppose, I listed my professors as referees but then I am in a research physics position so it's extremely relevent to university work.

I think most grad employers understand you don't have professional references straight out of uni and take that into account really.

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Me:

> 19

> College Sophomore (Buss Degree)

> Dont have to worry bout tuition / rent / loans etc.

> Currently have about 1500 USD in savings

I am in desperate need of $$$ or an income.

Note: I cannot work a part time of job at this moment. ( not that i want to / have the time for anyway)


How should i use this money as wise as possible / What should i do?

Invest? Sell drugs? Bitcoin? idk

Thanks /biz/
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Kneepads
>>
>>1445959

You fell for the college meme? It's all down hill from here.
>>
Bumpo

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Which is best, /biz/? I am super interested in philosophy, but my guess is that it's probably not the most pragmatic choice.
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>>1445940
Get a STEM degree. Too many business and econ majors out there.
>>
>>1445945
i'm going to columbia though so finding a job in the financial sector shouldn't be too hard
>>
I'm torn between Econ-Stats and Fin-Econ.

I doubled in History and Econ and it was pretty satisfying. Believe it or not, many business-minded students can't write for shit, especially when it's longer than one paragraph. A traditional liberal discipline like philosophy, literature, or history can add lots of flair to what would otherwise be prosaic clusterfucks of charts.

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What kind of careers are out there for biology majors in the business world? Medical school seems less and less appealing due to the stress, time, and debt
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>>1445933

sales rep if you're a good looking normie
>>
>>1445937

sales rep for a biotech company or something?
>>
>>1445939

yup medical/pharm sales. Shit is outrageously expensive, they have to make a nice commission on that stuff.

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How'd I do guys?
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>>1445916

well memed
>>
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Is this good
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>>1445922
Newfag to this board plz tell me what this is and how I can do this senpai

>enlighten me pls

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>get a better job
>call up wagecuck job manager to tell her I quit without notice
>thank her for employing me
>pick up paycheck right after and never come back

Has anyone done this?
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>>1445909
>>1445909

One of life's greatest treasures is quitting a job without notice or telling anyone at work about it.

I pick up my most recent check and just don't go to work that day. I stay home playing videogames for hours, knowing I've saved up enough to enjoy the next month or two off before my job starts.

It's ecstasy when I check my phone and see something hilarious like 6 missed calls from work.

Get fucked, manager.
>>
>>1445924
Beautiful. Absolutely beautiful, my friend.

I'm thinking about pretending to be nice to my bitch manager who's passive aggressive as fuck. I would just stop going to work there but I have friends that I will miss and want to say goodbye to.
>>
>>1445909
Nah, I'm kind of friends with most of my managers. Would feel like a cunt and wouldn't want to burn any bridges even if walking out felt good in the moment. Even if the job is hell, riding out the two week notice and biting your tongue is the better option.

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I've developed a computerized system based on the phenomenon of Predictive Anticipatory Activity (PAA) that I use to predict the financial markets and make ultra-fast trades.

I have a rented warehouse filled with 8 sound-proof booths, each containing a goat that is hooked up to machines measuring bio-indicators like heart rate etc. In each booth there is a program tracking a different market and depending on how I set the settings they track different markets and stocks. When there is a very large gain in one of the markets it causes a loud buzzer to go off in the...
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>the signs of this change in the goat's physiology actually appear around 10 seconds before it happens

At least explain that part for us.
>>
course you have m8
>>
>>1445923
Its an A+ /biz/ post though

Google the subject. Interesting read

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Explain to me this, why would anyone invest in real estate when there are REITS and index funds?

Why would anyone invest in a REIT when there are index funds?

Which ones you prefer and why?
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>>1445886
because they hope the REIT will return more for the given risk.

why does anyone invest in anything?
>>
>>1446235
>because they hope the REIT will return more for the given risk.

But what is the logical basis and calculation for it?
>>
Because part of the higher return of direct investment in Real Estate derives from the management and physical work put into the ownership. Many have day jobs and don't want to do that, even though it is possible to get quite rich becoming a land lord of proper leverage is employed.

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Anyone who got this degree, tell me how it is and what opportunity it gives, you will be handsomely rewarded in high test thicc women
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Replying because Charlie Kelly

I'm in my 3rd year and its definitely one of the best business degrees, depends highly on your ability to socialise and network but most people doing finance are pretty cool relative to other courses so its chill. Just do heaps of extra-curricular shit, volunteer, join an economics club, call stockbrokers for weekend work and there is a good chance you'll get rich. Look into the latest developments in machine learning money management though so you can find out what areas to avoid. Also its not heavy on maths but try to get a good...
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>>1445885
not OP but should I minor in economics with finance major if I'm decent at math but not very interested in doing a lot of it?
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>>1445854
work in a big 4 bank and be a financial manager/advisor.
someting like that

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Hey, /biz/

I'm a college kid with money I need to put into anything that will make profit.

What do you guys suggest? Any investments? I have around $200-$400 at the moment for spending with more on the way.

Any feedback appreciated.
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>>1445836
Do you have an emergency fund?
>>
>>1445836
KNEEPADS
N
E
E
P
A
D
S
>>
>>1445836
Drugs. College is easily the best place to flip any sort of drug for way more than what its worth. Its also one of the few 'businesses' that will a show profit in the first week.

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Hry /biz/, been gone for a while and just checking back in to see if this board is still a cancerous shithole.

So let's get to it: what do you goys think is causing the current bout of economic stagnation?
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>>1445824
>what do you goys think is causing the current bout of economic stagnation?
Dying fiat money systems.

- large premine
- flexible inflation decided on by unelected delegates
- Only special parties are allowed to mine fiat currency by lending it into existence to their buddys
>>
>>1445840
i used to think this viewpoint was ridiculous due to brainwashing at university, but i've over time come to the conclusion that the economic situation the world is in is completely the fault of the central banks of the world.
>>
>>1445824
Lower Chinese demand may have began it but falling commodities like oil etc in response to USD exporting their inflation, all this along with record low rates as central banks begin a devaluation war essentially, markets have been propped to their fullest extent almost, with maybe a quarter of growth being actually fundamental. The stimulus packages unleashed have already been exhausted now with European instability and uncertainty

I don't really trust Reddit for this kind of question. I want to move to the Seatac area to be closer to family and aggressively pursue my career in web development. I have two years' experience in QA with Selenium and most positions require 3 to 5, but there isn't much reason to stay in my current market.

What, if any, tech recruiting firms do you trust in Seattle, /biz/?

Image related. I want to move.
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>>1445812

if the posting says 3-5 and you have 2, you're fucking gold m8. If you know your shit and actually give a fuck, they'll be lenient. They probably just don't want no experience
>>
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Oh hey, welcome (prematurely) to Seattle! I'll help you settle in if you make me a porn site that doesn't make the eyes bleed :^) i need to put my hard-drive[s] to work.
>>
>>1445812
Just apple to Microsoft. I heard they let pretty much anyone in.

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/biz/, I am starting my first professional job after passing the CPA, and I would like to continue with my learning without having to continue my "education". Does anyone have the approved /biz/ literature list?
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not the best list, but it's a place to start.
>>
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>>1445783
Thank you. Any advice on which of these books may allow me to be more assertive in a business environment?

i can give more details if requested. Nothing too exciting, but wiling to share if someone is bored.
>>
>>1445802
Stupid phone

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>Investments in money market mutual funds are neither insured nor guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although money market funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a money market fund.
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>>1445733
with the new regulations, it's virtually guaranteed to maintain 1.00 short of a global depression.
>>
>>1445733

i worked for a company that had money market funds.

in 2008, the money market funds owned over $500m of lehman paper. supporting those stupid funds wiped out all of the cash in the company. zero bonuses for everyone.
>>
>>1445767

How horrible that the bankers don't get bonuses because they have to preserve the accounts that they created

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Bad choices, bad job, stupid goverment and many many useless purchases later i'm broke asf. 4chan community I need advice.
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>>1445707
Get a job. Save up. Invest. It's that easy.
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>>1445731
10k in debts income of 2k a month. can't save shit.
>>
>>1445743
paying debt is saving :)

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>be me
>just lost wagecuck sales job
>no marketable skills, hs dropout
>have made money gambling/sports betting in the past
planning on taking all my savings ($5000) and blowing it all in vegas, if i succeed, I live, if I lose it all, I'll just drive off a cliff.

what do you fags think of this business plan?
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>>1445676


I think you're a cool dood on the inside anon
>>
>>1445676

It's worth a shot I suppose, just remember that Vegas is designed to take all your money from you.
>>
>>1445676
Casinos are rigged. That's not even a secret. Everyone knows it. If they weren't rigged, they wouldn't be profitable.
Put your money in penny stocks instead. The odds are better.

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So /biz/, my parents were poor and never taught me shit about CD's/bonds/mutual funds/stocks, etc..

I'm 21 making roughly $250 a week, about to enroll in my local community college to begin my pursuit of an economy degree. Today I bought a candy vending machine to begin building a small, passive business as an asset. What should I be doing with my spare cash, such as CD's/bonds, etc., other than expanding my business over time? Any and all advice is welcome, thanks for your time.
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>>1445660
Hey stupid ass did you parents have to teach you not to eat your own filth? No? Oh, well then dont blame them for you being a retarded ass and not researching and learning things like that on your own. Especially with resources like the internet. Kill yourself you overprivileged basement-dweller. Get off 4chan.
>>
>>1445682

Holy shit OP on suicide watch.

Harsh but I agree, you can literally read up about bonds/stocks/mutuals on investopedia for an hour and you're set to start.
>>
>>1445682
>don't blame them
Isn't it the parent's responsibility to teach their children shit they HAVE to know in the modern world? Isnt that a responsibility if you have a child?
>resources like the internet
What the fuck is 4chan?
Way to offer 0 helpful information about business and not contribute to this board at all!
Excellent shitpost! Fucking moron.

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Hey guys, did I fuck myself by helping a buddy?

My idiot coworker is terrible with money. For about half a year he was always asking me for money to cover his bills, and then would go out every weekend.

I didn't mind because I would tell him no, then he would say "Bro if you spot me I'll pay you back plus $50."

These expenses kept adding up and up and up, until finally he paid in back all at once when he got his yearly commission check. It came out to $3,800. That was in June. He has since moved back in with his parents, so I don't...
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>>1445613

Tell them to fuck off

Nobody has a right to know where your money came from

fuck the feds
>>
>>1445641

This isn't the feds though.

It's a private bank vetting me to see if they want to lend me money in order to purchase a home.
>>
>>1445647

Why would you ever take out a fucking loan on a house. Your first mistake was not immediately paying in cash, and your second was posting here asking the dumbest question imaginable.

I have no idea what kind of retards post here, but we need an iq test. If you are above 85, congrats you can post here. I seriously hope welfare is abolished so people like you are culled for the gene pool when your ass is out on the street and Tyrone shoots you for your shoes.

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Hey /biz, just throwing out an idea tonight while at work, although I dont know if anyone here will be able to help as its only half financial, and half technical.

How would I go about adding a (legal) payout method to an Android app?

I know its possible because there's a shit ton of apps already on the market that do it, but googling it only gives me ads for those junky apps instead of how-to info.

Also as far as taxes go, say I payout $3 out of ever $5 I recieve, would I report $2 or $5 as income? Ive never done something like this before.

And...
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>>1445594
Figured biz would know the tax part at least
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>>1445594
give an example of the apps that already do it.

i would say that your turnover is $5, but the costs would be $3. i am not sure how you would define the payout as a cost, i.e. i don't know the type of cost as it is a reverse-subscription or bonus payment or something.

income is money through the door. you're taxed on what is left after costs.
>>
>>1447167
Most payout apps are shitty and revolve around ads or suveys, stuff like Adme. The kind of stuff that pops up when you google "apps to make money".

Mine, at its basic level, could be described as a digital marketplace but instead of connecting buyers to sellers, sellers can only sell to me directly, and the same for buyers so I have complete market control within the app's scope.

Thats a VERY vague explanation.

Ive never created anything that pays intead of only taking money.

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What the fuck does a batchelors in business do? It seems so vague.
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>>1445560
depends on specialization

marketing, accounting, finance and a few other memes
>>
>>1445563
What is the most "useful" one? Which has the most jobs available and the most upward mobility?

Is it better and easier than CS?

Or is it a meme?
>>
>>1445575
Finance

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I'm back and need more wisdom
I'm still being paid under the table, but I need to put the money I've earned into the bank systems so I can continue to pay off my car loan, power bill, utilities, rent, and purchase equipment for my work. I'm bringing in between 2,000-4,000 per month, and the tax man will have his way with me if I'm caught not paying the America fees.
I'm not thrilled for taxes, but I'm not going to try to duck this and get dinked.
I had an idea to get a llc license, so that I could claim my income, and not have to worry. But is a llc right for my situation?
I'm a tree worker, and I work for a company that pays cash, and when I'm not, I'm out doing jobs on my own, which also pay in cash or checks. I've kept records of my income and purchases that are related to my work, I just don't know where to go next. Search results brought up legal zoom and a few other sites to get started on getting an llc, are they recommended?
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>>1445542
Pay your quarterly tax estimate and move on?

Else
>Pay car loan at the bank branch using cash
>Buy a pre-paid visa card and put money in that to pay utilities
>Buy a cashiers check to pay rent
>>
>>1445542
>If you're afraid then file 1040ES quarterly
>If not then as long as you deposit <2k/wk you shouldn't raise any alarms.
>>
Never knew about quarterly taxes
Thank you anons

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Anybody here use FBA?

How much stock do you generally keep at Amazon warehouses? Are there any storage fees that make it better to keep excess stock at your house?
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Bump, pls make this FBA general
>>
>>1445541
>>1445541
>How much stock do you generally keep at Amazon warehouses?
>Are there any storage fees...
Are these serious questions? Yes they charge money to store and so you want to keep the amount only to cover the sales you project.

You could have figured this out if you used any of your brains.
>>
>>1445541

I do FBA books, but I don't usually send in more than 1 of each book, so this isn't really a problem. I guess if you're doing private label shit it could be a pain.

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I'm truly no rocket surgeon, but I'm definitely not some fuckin' chimp, either.

I (humbly) have $20,000.00 USD to invest in. I'm very vanilla and by no means much of a risk-taker when it comes to my money, so I'm really finding this prospective CD Ladder concept very enamoring.

I really don't mind making pennies off the dollar (since I'm not using this "emergency" savings for anything, anyways). It's truly better than my money just rotting in my bank account not doing anything.

Anyways, /biz/ always shoots...
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>>1445540
Rates are so bad that I wouldn't do it personally. But it's fine if you're extremely risk-averse. If you want to increase your returns a bit, you could always invest a small portion in securities, but if you don't feel comfortable doing that, then don't.
>>
>>1445557

As long as the rates are better than my bank account percentages, I don't think I mind too much.

I'll definitely look into some financial advice about specific, low-risk securities, though.
>>
>>1445557
they will go back up though.

>TFW 21 years old highschool dropout with no skills

Is there any hope for me? I remember I asked for help about 8 months ago and I got some great advice and help from other anons and it really motivated me but then a month in I just went crazy and have done absolute nothing up to this point. I'm probably going to get kicked out when my parents feel sorry for me and I really have no motivation or skills to do anything. I worked a blue collar job for a while and saved every penny for some time and so I've just been buying miscellaneous...
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>>1445504
eh, just give up. You are right, your ship has sailed. 21 is too late to turn your life around. If you start today, you will never be able to make something of yourself. Not even if you get your GED, a job, and a college degree, or start practicing a trade.
>>
>>1445514
I know I can if I start but I'm just struggling to find any motivation.

I think my brain is messed up or something, I just can't do things anymore. Before I used to be a loser but at least I had some sort of dreams, lately I haven't been able to do a thing. I'm just kind of apathetic to it all and I want it to stop. I want to be motivated and feel sharp and excited to get things done.

Should I start taking modafinil or something? What's that shit you business guys are always raving about?
>>
you get good grades?

What do you think /biz/

should I invest?
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>>1445481
Only if you plan to buy lots of shares, otherwise whats the point?
>buy 1 share, goes up 5%, make $40
or
>buy 768 shares of some penny stock for $1, doubles in price, you make way more
>>
>>1445511
He said he wants to invest, not speculate on pennyshit.
>>
>>1445481
Hold cash,big money is getting out of the market

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Digibyte is about to moon, cryptoshills. Get in while its at 70 sats each
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>>1445467
>Digibyte is about to moon
kek nope
>>
ETH is going to stomp this out
>>
File: 1444098389139.jpg (78 KB, 562x437) Image search: [iqdb] [SauceNao] [Google]
1444098389139.jpg
78 KB, 562x437
>>1445467
>double top chart
>about to moon

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1470726707793.png
404 KB,
Daily reminder that if you keep money in a BANK for more than a week you're a fucking fool and you make me sick
9 replies and 1 images submitted. Click here to view.
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>>1445449
Daily reminder that when you are investing when the Italian banks can crash at any time you're a fucking fool and you make me sick.
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>>1445449
What am i suppose to do with my money then?
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>>1445449
Daily reminder that you're a poor scrub who thinks $100k in the bank has enough earning capacity to make me feel bad about it being in the bank
>It's like you're screaming "I'm poor!"


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