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Archived threads in /biz/ - Business & Finance - 253. page
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What Android apps does /biz/ use for planning and staying organized?
3 replies and 1 images submitted. Click here to view.
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Self-bumping
I'm tired of being a disorganized mess.
>>
Trello

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>Look up credit card fraud news stories in my area
>Literally every 1-2 weeks some people get arrested for it
>Tons of them arrested with $100k+ worth of shit, probably sold the rest and shoved it into offshore accts and btc

What the fuck? When did this get so popular?
37 replies and 1 images submitted. Click here to view.
>>
explain
>>
>Firstly this is only anecdotal evidence that it's becoming ore common
>Improved data retention means it's easier for banks and credit card issuers to track and identify fraud even if incidence of fraud remains the same.
>Credit Card is most readily acquired form of credit and smaller volume therefore inherently more likely to be defrauded than larger loans
>>
>>1431480
I've never known it was so common, and raking in so much money for the perpetrators of it

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Can one make any money whatsoever as a translator on these online crowdsourced translation platforms? Or is it all a scam?
3 replies and 1 images submitted. Click here to view.
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I have no idea where you would sell this level of skill, but there will always ALWAYS be a market for skillful, artful translation.

And the situations are endless and diverse, even from simple things like instructions for the lift in Hotels, to translating copy and slogans for advertising, to the copy on a website, to books -- technical and prose, closed-captions for films and television series. Man, I can go on and on... these are all situations where accurate, skillful translation will be payed a premium.

The problem is you need mastery of not one, but two languages.

Google...
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>>1431391
I know that I need mastery of several languages to participate. This isn't the issue.
I'm just afraid of it being yet another scam scheme. I'm tired of working on seemingly legitimate sites (like Amazon MTURK) only to have all of my work rejected without any due process.

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Is Saudi Arabia still burning cash?
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Yes

Gotta build all those skyscrapers with lavish interior design.
>>
one can hope so

fuck them
>>
>>1431236

Those are BS numbers. It costs less than $10 for Saudi Arabia to produce a barrel of oil.

See: http://marketrealist.com/2016/01/whats-break-even-cost-top-oil-exporters/

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eBay General: Pooloo Pajeet edition.
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>Buy 2x items, $300 total.
>Seller has decent feedback.
>Seller immediately goes away for 2 weeks.
>Marks as shipped, no tracking.
>never ships item, 2 business day handling time pass.
>Ask them wtf m8.
>1 week later
>I WILL SHIP SATURDAY OVERNITE!11!1!
>Still nothing.
>Start...
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>Have item listed for weeks/months.
>Little to no interest, no offers or questions.
>Buyer 1 makes offer.
>Counter offer for $12.50.
>Buyer 2 in different country makes offer @ $12.00.
>Sell to buyer 2.
>All of this within 2 hours.


Can someone explain this bullshit to me?
>>
>>1431468


Someone probably posted it on some forum or plebbit page & people started rushing to get it. Or some office buds are competing for something and found it.

So about Nxt and Ardortokens. Is the offer still up? Buy Nxt and get 1:1 worth of ArdorTokens by October?
4 replies and 2 images submitted. Click here to view.
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Yes but to get 1:1 you wouldve had to hodl during the whole snapshot period. You now only get a %age based on the time you hodl divided by the full snapshot period.
>>
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>1:1
1111
>>
>>1431111
Best quads of all time.

What does /biz/ think of Softbank (a Japanese company) buying ARM?
5 replies and 1 images submitted. Click here to view.
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>>1431011
wut is ARM, in this situation?
>>
>>1431013

http://www.wsj.com/articles/softbank-agrees-to-buy-arm-holdings-for-more-than-32-billion-1468808434

I'm starting to believe that Japan's so-called recession is just a ruse.
>>
>>1431011
Softbank is paying a very dear price for ARM and is going to be in even heavier debt in order to acquire it. I would be amazed if there weren't layoffs at ARM to increase profitability.

Prices for ARM licenses might also go up as Softbank needs to pay down its debt. I'd keep an eye out for viable competitors to ARM that are currently small. They might be companies worth investing in.

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Hey guys, I'm a high school senior, and I've been looking for any good pre medical schools. Any medfagshere? Where'd you go, and was it any good? I didn't know where to ask this so sorry.
4 replies and 1 images submitted. Click here to view.
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>>1430963
>Wanting to join the medical field under the Obongo regime
ONLY if Trump is elected should you join medicine
>>
>>1430963
You should avoid medicine unless you're really into it.

Specialists tend to have it slightly better.
>>
>>1430981
What are some specialist jobs that pay well, and are worth the 6 years+ school.
I'm inclined to cardiology(non invasive) but I'm all ears for others

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now fucking blow me you ivy shills
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>>1430800
??? What is this thread about?

I work as a box stocker at Home Depot.
>>
>>1430800
>Goes to a state school
>Isn't U.Va McIntire or UMichigan Ross
Welcome to the back office
>>
>>1430800
Just graduated from there. Good choice. Especially if you are in state

Is surrounding yourself with piles of cash something that rich people really do, or is this a colored-people thing?
16 replies and 2 images submitted. Click here to view.
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Well he just filed for bankruptcy a few months ago, so I'm guessing it's something our melanin enhanced cohorts.
>>
>>1430779
its a career move, hes not actually bankrupt Lawl
I think hes getting out of a lawsuit by doing that or saving a couple mill.
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>>1430770
thats probably all the money he has left. from all his venturezs

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I've been watching a lot of videos talking about how the USD is going to be dropped as the resurve currency and how everything is gonna get totally fucked. Have any of you guys heard what I did, do you think it's legit, and if you do think it's legit what are you doing about It?
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>>1430751
Hoping it happens so I can laugh at nocoiners.
>>
What coins u got?
>>
>>1430751
>catholicism is a political ideology

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Looking for Beta testers for a program developed to allow TradingView alerts to interface directly with Poloniex. Build in triple condition bot making, stop loss, take profit and all that fun stuff.
4 replies and 2 images submitted. Click here to view.
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Sign up to Slack here for more information.
The program will be paid, Beta testers will get free invites. https://cryptoview.slack.com/signup.
>>
CryptoView
>>
Legit, no virus? Tell me more.

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Thoughts on mutual funds?
4 replies and 1 images submitted. Click here to view.
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advantage of mutual funds over ETFs is that you can buy/sell based on set daily cost rather than traditional stock market BS, also you can contribute smaller amounts and aren't forced to buy whole units, and typically are free to buy and sell if you hold for a certain time, dependent on broker

the downside is that mutual funds tend to have higher MER rates and ETFs cost money to buy/sell

if you can find a broker that does free ETF transactions you can load up your ETF if you are getting a constant source of income

ETF vs mutual fund essentially depends...
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Meh. Some are okay. Index funds are where you should be though.
>>
http://www.investopedia.com/ask/answers/031115/what-did-warren-buffett-mean-when-he-said-diversification-protection-against-ignorance-it-makes.asp

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So /biz/, did you pay attention in your econ classes?
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Bought 10 oz last week and it feels good, man

>they can't print this shit

>bitches love gold now and for all of time

It might go down for years, but I see the stuff as long-term savings (10 years +)

The real neato thing about gold is not forfeiting it for capital gains when XAUUSD is in your favor, but waiting for its value to go up and then pledging it as collateral on profitable ventures
>>
I have enough for an oz. Should I?
>>
>>1430725
What are you goals?

Do you have any other precious metals?

What amount of your investments would be tied up in the barbarous relic?

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Aren't you sick of chasing shitcoin pump after pump? Aren't you ready to try to understand and contribute to an actual next-gen cryptocurrency that could rival Bitcoin one day?

If you want to keep chasing shitcoin turdlets, then GTFO. But if you are ready for something real, then maybe this is your wakeup call, Buddy Boy.

I'll make it real simple: Bitcoin has one critical flaw, and that is that every Bitcoin client has a public and open copy of the ledger. Every transaction you make with Bitcoin is recorded for all to see until the end of fucking...
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>>1430613

And before anyone accuses me of talking up my book - of course I am long; I'd be a fool not to be. XMR will be a default unit of internet accouting one day, same as Bitcoin.

BTW, the GUI is right around the corner as is Ring CT and a public Stack Exchange Beta. There's only two other cryptos with SE sites: Bitcoin and Ethereum.

Don't buy Monero on a recommendation you heard online - don't just be another speculator. I mean really get on board: learn, research, and educate yourself...
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>>1430669

Tfw she never dropped the towel.

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Hey /biz/, college student looking to invest. I have a part time job, and while paying for college, i would like to begin playing with small investments, nothing too pricey. Do you guys have any recommendations? Thanks
4 replies and 1 images submitted. Click here to view.
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>>1430600
OP. Fucking listen to me. Invest in an S&P Mutual Fund. It outperforms the overwhelming majority of people who "trade stocks" to try to game the system.

A mutual fund is the simplest, safest, most direct way to earn the best returns without risking money on shit you don't know how to do.

Anyone who knows anything will agree with this. Ignore at your own peril.
>>
>>1430600
OP, fucking listen to me. I have herpes, as well as something else that makes it burn excruciatingly when I piss.

A girlfriend is the best way to get laid without sticking your dick in some disease ridden whore.

All here would agree if they had girlfriends. Ignore at your peril.
>>
>>1430614
That burn in the cock is nothing more than an addition to the arsenal of cock problems my college penis is undergoing XD

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How can you profit from the aging in the population of a country?

Or, if you are spanish, how would you deal with tax increases to support dying boomers?
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>>1430374
>>
>>1430412
On an individual level:

Have many children, as they will grow to inherit the nation/state with little competition from the few children in their cohort.

Avail your growing family of the cash incentives and tax benefits for children.

Once you are done having children, move away until your own old age, when you may retire and live well off of the pension derived from the labor of other people's children, while your own offspring labor under the more favorable tax structure of a less lopsided...
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>>1430412
Invest in companys that operate or own retirement homes?

Hi /biz/
Im from a 3rd world country.
I have around $1.500.000 to inverst in real state
What gets me the best Return on Inversment (Condos,Apartments,Flats,House,Locals)?
(we dont have Condos here so i dont know)
Here i get around 7-3% of the property cost in rent every month.
but USA houses are way better than you can get here for the same cost
>inb4 there are better inverstments that real state
yeah i want something passive
(also can you give me webpages in which i can see how much is the property for Sale + How much...
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Real "state", that's funny.
>>
>>1430395
>7-3% of the property cost in rent every month
explain
>>
>>1430682
>inb4 my bad it was 0.7-0.4%
lets say i pay $100000 for a flat
i usually get around $400 for that as rent

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Daily reminder that life in america is going to get much much shittier.
The cuckiarchy is catastrophically overpaid, and will soon be eating untold quantities of feces.
All these secretaries and math illiterate business majors will literally be making min wage soon. Remember this thread when it happens ;)
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the world has always been shit, this is not an edgy revelation, /pol/ plz go
>>
try /r9k/
>>
B R E X I T
R
E
X
I
T

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How much more work/money does a separate business entity (Incorporation) require compared to sole proprietorship? Self-employed.
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>>1430005
Basically, you just need the initial paperwork + upkeep work.
Not really much but LLC is far superior because it's basically sole prop as a separate biz entity
>>
>>1430009

For taxes with a single-member LLC, I would still need to use my SSN.
>>
>>1430005
Not much, under $500 if you do it yourself.

Taxes are a bit more complicated though. Hire a professional for your first year to get a baseline if you're a DIY kind of person.

Question. I have been using stock trainer regularly for the past two years and have noticed a feature that seems pretty interesting. The '1-Year Target' value. Where is this information obtained from? Is it a market prediction or a goal set by the individual company?

For example, I own 1200 shares of INTX (currently at $1.87) and the one year target is at 15.66! Is the company predicted to do that well? Or is this just an inflated value?
5 replies and 1 images submitted. Click here to view.
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pmuB
>>
>>1429621
In short, nothing can predict the value of a stock. Especially a penny stock. If that were true everyone would be rich. I'm sure its just an estimate based off of some proprietary formula, that can and will be wrong on some scale.
>>
>>1429977
I understand, but is this target set by the company? Or a third party, such as an analyst?

I am not very well-versed in penny stocks. I only have experience investing in mutual funds when it comes to the stock market.

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Share your wisdoms for starting/running a small business.
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Make sure to buy a decent pair of knee pads that will last. You don't want them to wear out too soon.

Hope this helped :^)
>>
>>1429460
Dont waste your time trying to appeal to cheap customers.

Dont outsource any of your problems that you can work through yourself.

Dont continue focusing on small problems if there are larger problems in the room.

Adapt, expand, overcome, and endure.

Focus on producing both quality and quantity. It doesnt matter how great the kneepads you sell are, if only 10 sex slaves get to enjoy them.
>>
>>1429460
get a SBA loan for starting capital

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>guy from high school messages me a year ago
>tries to recruit me for some MLM shit that makes you lose all fat and be smarter and do gooder
>tell him no, I've been tying my extra cash up in stocks and bonds with modest returns
>"Stocks are a waste of money! You always lose! It's a gamble and with this you can be your own boss and make tons of money!"
>mfw he and his wife live with his parents and he doesn't...
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>>1429278
>How do people fall for MLM shit so easily?
It's easily accessible.
That's why casinos take in more suckers than the market.
Robin Hood is helping turn the tide.
>>
the problem is that the risks with things like stocks are transparent; you clearly stake the money and you know how you lose money. The MLM scheme works on people because they see infinite potential in society when, in fact, there's almost none.

What boggles my mind is how far these people are willing to go to maintain their "business" when they start to fall. It makes me wonder why they don't just go into business for themselves with an original idea, putting in the same amount of networking effort. If they did, they may actually make enough money...
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Many of these pieces of shit pushing MLM know its a scam and still do it becaise they think other people will be easy to scam.

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Is there still money in this? Will it bottom out some day?
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>>1429025
Yes.
>>
>>1429025
yes, there is still money to be made. But it's harder to get without cheating the system or having great tits. Gotta find a niche, have high production value, short hyper edited videos, topical themes, and daily uploads.
Achieve that and keep doing it for a few months and you will make money.
>>
>>1429025
Youtube is to television, what television is to radio. The older medium of information will never go anywhere, but something new will always replace it in a novel way. These things just kinda get layered on top of each other so to speak. So pretty much this >>1429047. First post is always best post.

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Time to hop on the next ETC train. Potential repeat of the last pattern hitting 0.007+

Fundamentals looking good. Hash support for the network is good. Devs are competent and will try to actually make this work:

https://www.youtube.com/watch?v=OGGW9ozE-ys

Charles Hoskinson is way better than Vitalik. Im getting good vibes and ETC is there to stay.
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Vitalik used to be my messiah until Charles came along
>>
#fuckethereum

#etc

we are the future
>>
Bought 20, see where this takes us.

Think it could jump to $5 anon?

AMA; Hospital Finance Director

Education: Accounting Bach, MBA, CPA & CFP
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can you tell why kids like Cinnamon Toast Crunch?
>>
>>1438209
Do you lurk here?

Do you get dat green?

How long were you in school?

How much did you pay for school?

What does your job entail?

Do you like your job?

Married? Girlfriend? Flying solo?

Future plans?

Age?
>>
Do you lurk here?
Yes

Do you get dat green?
250+/yr

How long were you in school?
5 years;
4 Bach
1 MBA


How much did you pay for school?
Scholarship Bach
40k MBA (worth every penny)


What does your job entail?

Investing, Capital Management, Profit and Loss analysis.

Do you like your job?
Love it.

Married? Girlfriend? Flying solo?
Married 3 kids. Hot ass wife haha.

Future plans?

Retire at 40 and invest for fun.

Age?
31

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How fuck do I become a builder?

Today I learnt that builders make sillymoney, I want sillymoney. Stonemasonry in particular. Thanks in advance.
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Seek an apprenticeship.
>>
>>1436184
>>
It's no easy work highly doubt you have the work ethic to do that

My mother has around $100,000 that she wants to grow left from a deceased family member, and she was just planning on having the bank grow it for her. We went to meet with her adviser. Apparently her adviser's plan is to put it in a conservative growth plan right now. She has enough money to live for the rest of her life, so this is for me more than her.

Should I instead wait for the market to decline, and drop it in a vanguard index fund?

I don't think the adviser really cares how the market's state is, and whether or not it is a good time to invest.
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>>1431160


never try to time the market.


Also investing in one lump sum has proven to be a better tactic than drip feeding
>>
>>1431172
>Also investing in one lump sum has proven to be a better tactic than drip feeding

*citation needed
>>
>>1431160
time in market > timing the market.

put it in the fund and let it sit till your 60 anon. a lot of people dont want to wait till their 60 but dont realize they still have another 20-30 years to go after that.

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Ideas of how to make money on the side?
Small business, that isnt your main sort of income kind of thing

My girlfriends dad buys, breeds and sells birds, he makes decent money from it. Because its considered a hobby, he pays no tax.

What are some other examples like this?
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>>1435733
>Because its considered a hobby, he pays no tax.

What mythical country this be?
>>
>>1435745
Australia
>>
>>1435748
Interesting... Anyway, I run some small stuff on the side, its easy to find work as a programmer over weekends. Generally if you're good at what you do word of mouth often works wonders. Also have a few mobile apps that bring in $1000 a month passively which supplements my income.

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$TGD to the moon edition

Previous Thread: >>1437364 (Cross-thread)

Unofficial /biz/ chat
https://discord.gg/014fDbZ8P7TPWMIEr

Stickerbitch's diary of disaster and memescalendar:
https://calendar.google.com/calendar/embed?src=moonmissioncontrol%40gmail.com

--FAQs for Robinhood--
Visit the website first - www.robinhood.com
If you're not into robinhood - http://www.stockbrokers.com/offers
> How is it free?
They invest your unsettled...
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>>
TGD my homies
>>
What are tomorrow's TGD gains looking like, lads?
>>
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T
G
D


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