I don't have this particular card, but 1% back on every purchase is not the greatest deal. Lots of cards do 2.5% cashback, Discover sometimes does periodic 5% cashback, and Amazon store card gives 5% back on purchases.
>Is it a good idea to be buying US stocks and selling when the CAD bottoms out? heres a good idea for you, buy us stocks and sell cad. when cad bottoms out you buy cad. of course youre the one implying you can tell when something is bottomed out or not so ill leave that to you.
>>1010710 >heres a good idea for you, buy us stocks and sell cad. when cad bottoms out you buy cad
Of course, that is the plan. I just can't decide whether signs are strong that CAD will continue to fall or not. I'm about 50/50 on it... Seems like it could certainly continue to fall but on the other hand historically there isn't all that much for it to fall down to.
Margin account. Regulated bucket shop with a negative balance protection who gives a good initial credit bonus, micro account if available. 2% of my total balance on a single position, for a max of two positions. Trend following system, ideally looking for trade ideas generating anything above 5R. Staying the fuck out of stocks/ETFs/pennies. Withdraw everyhting as soon as 10k goal gets hit, move up to a true ECN broker offering options, lowering total amount risked to 2% in total balance
Every popular book about getting rich involves already having a decent revenue stream. They assume you can cover costs of living, they assume you can throw decent amounts of money into investments, they assume you're wasting thousands per year that you shouldn't, they assume you can put down payments on rental properties, they assume you know people who can invest in your business ideas.
I failed out of grad school last summer, started doing unskilled grunt work to pay off my student loans, and it's just now occurring to me that my resume has no professional, career-relevant experience on it outside of being a grad student for a year and a half and a mid-level summer internship the summer after my junior year of undergrad
I got my bachelor's (B.S. Economics) nearly three years ago and I feel my opportunity to get a career relevant to my major, or any decent career, is fast closing. I'm not really even eligible for any internships anymore.
What... Comment too long. Click here to view the full text.
I Wear Your Shirt ended some time ago, it seems. The premise was that they would sell days of the year in which they would wear your shirt for advertising purposes. From all I can tell, the business went under because the owner simply didn't want to do it any more. Long story short, I want to fill that market gap myself. The dude had a badass business plan, and I'm wondering just how much of it I can directly imitate. Moreover, I don't know whether his business model was copyrighted or not. I can't seem to find any similar businesses, which is concerning... Comment too long. Click here to view the full text.
Hey /biz/ I came into some money, $500k to be precise. I need some advice on whether I should invest it in stocks or purchase a home. The average price of a house in my city is around $450k. If I did purchase a house I would basically be left with no cash when you take out stamp duty.
>>1010399 Move to where the houses aren't insanely expensive! Then get a $100k house in cash and put the rest into a portfolio of rental properties. Stocks and real estate sales go up and down, but you can always get tenants if you price the rent right.
Note: Make the rent just a bit on the higher side so you don't draw as many druggies and deadbeats.
With these low sums the best thing you can do to start with is to use it to minimise your outgoings.
You see, many people have no savings and have to do everything on credit.
Can you prepay your cellphone 12 months in advance and save some outlay? Buy the giant box of laundry powder. Bulk buy on all sorts of non perishable items. Buy clothes out if season in the sale for next year.
Sounds like not much reward, but the funds you have aren't really big enough... Comment too long. Click here to view the full text.
>>1010393 >12k emergency fund so you can keep living long enough to get a new job if laid off >6k car fund so you can get a decent used car ASAP if yours is utterly destroyed or stolen >pay off all debts >save up 3k for the minimum deposit on a vanguard ETF (VOO will do fine for you). >put a little bit more into vanguard each month
Do these steps in this order,... Comment too long. Click here to view the full text.
>>1010392 Doing something illegal is the easiest way to make a lot of money in under 2 years. Just do fraud or something and find a way to launder/store it easily and if you get caught and go to court get a lawyer to draw out the trial until you die.
You probably don't have a terminal illness though.
>>1010376 Energy isn't needed to be successful or live a happy life. The ability to focus on what needs to get done is much more important, as you'll get 5x more work done in the same time when you're focused as opposed to when you're not.
Anyway, if you want to have more energy/feel better you should exercise at least every second day. A mix of cardio + weight training is best for general health. Also try not to depend on caffeine/other supplements/drugs at all. They can be used in specific situations... Comment too long. Click here to view the full text.
>have a salaried office job, this is the third week in >turn up 15m early each day as a sign of good faith >boss kept me in 30m late for a client meeting last week >boss gets a rush of work >asks me to turn up at 7:45 today and keeps me in til 6 >asks me to turn up at 7:45 tomorrow
I'm considering keeping a ledger of these times to eventually call a favor, because I don't... Comment too long. Click here to view the full text.
>>1010390 >babbys frist job >doesnt realize that there's more work in holiday season >upset that hes working 30-45 min extra
Sure they could hire 1 extra person to make up for the extra work but it's normal to just add an extra 30 min onto everyone's day for a week or two when the workload increases. You could be an asshole and only work your exact written hours or try to guilt the boss into giving you favours,... Comment too long. Click here to view the full text.
I just need help with my resume. I'm a 22 year old graduate with an AAS in graphic design. I want a goddamn cubicle making banner ads or even websites' front end. Either as a corporate in-house designer or a junior/production designer at a firm.
Maybe I'm not asking myself the right questions. But objectively I don't know what to present to an employer. That's something I need some help with -- embellishing.
Any input on execution, the writing of the copy, the concepts presented, or even the layout would be appreciated.
Will gladly... Comment too long. Click here to view the full text.
I know I don't have much to stand on but just from a design perspective, you might want to consider condensing the bullet points to a small summary or "story" if you will. And then from there, minimal bullets on what was gained [now have to offer] from that stint.
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