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Archived threads in /biz/ - Business & Finance - 28. page
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File: Brian-Hammons.jpg (49 KB, 300x225) Image search: [iqdb] [SauceNao] [Google]
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Creative and unconventional retirement ideas.

Alright /biz, we all know that nobody wants to work, pay bills, and die. Through vigorous study and investing I am on my way to early retirement. However I still wish to have redundant backup plans and would like to leave my heirs well off as my legacy when I go.

I have decided that planting black walnut trees could be an option for many reasons.

>they have been valuable since the 1700s
>they average a roughly 14% ROI with 0 taxes until harvest or sell...
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How long before they start producing walnuts?
>>
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>>1643873
Looks like 4-7 years. Depending on the cattle rents it should more than cover the property tax and pruning equipment costs. Nuts would be a plus. Will use any extra to purchase more land and trees and hopefully grow into a small fortune. They seem to grow well around here. I would wager closers to the 4 or 5 year mark. I'll likely Frankenstein a pickup into a tree shocker and do my own harvesting. Pretty sure monster garage built one?
>>
>>1643873
Actually there is a cranky douchebag in my town already doing this. It's how I got the idea. My only real fear would be all of them dying somehow or there being a surge in them poping up and making it useless. No point in worrying about shit that may never happen tho. And I like walnut. So old man me will likely have a wood shop and plenty of lumber to build things with I guess. And was a typo. My spellcheck is almost as dumb as me. Can log in 30 years or so and replant for maximum productivity. Even more so I...
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I'm a worthless NEET my parents have finally given up and offered to buy me a house and pay for it. Would you take this if it was offered to you? Or would pride prevent you from taking it?
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>NEET
>Pride
You have none to begin with. May as well take the house.
>>
>>1643853
came here to post this
>>
>>1643853
this
\thread

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In wich European country self employed person are not ruined by taxes ? In my country ( France ) this shit is insane. They take you 28% of your net sales every trimester, and 47% of your benefits every year. I worked on my projet for 3 years, and started to do undeclared work because I don't want to be fucking slave. So, I plan to leave, but where ? ( in Europe ) help me to choose.
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>>1643838
Nowhere. Europe pays for entire other nations with the tax revenue of their populations.
>>
work harder, Achmed needs a new apartment.
>>
france is a communist state

http://www.heritage.org/index/country/france

https://fr.wikipedia.org/wiki/Indice_de_libert%C3%A9_%C3%A9conomique

and europe is the next USSR aka Union of European Socialist Republic, get the hell out of europe

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>Be me
>autistic sperg
>constantly get fired for not being outgoing enough
>co-workers are almost always more outgoing than me
>they get along better with female colleagues, often in HR positions who are in control of your job
>female colleagues ALWAYS hate me

Fuck. how do I solve this problem? I'm already in my late 20s, so I'm fucked right?
24 replies and 2 images submitted. Click here to view.
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>>1643668
try r9k
>>
>>1643668
I call bullshit. You can't get fired for "not being outgoing enough" unless you're dealing with customers.
Maybe if you didn't stand behind the HR chicks breathing heavily, speaking about how much you love Issac Asimov's Foundation series they'd tolerate you.

>>1643672
This
>>
>>1643668

Are you ugly? Even guys that are autistic are treated well if they're "handsome" enough to women. Literally, they get excused for a lot of shit when they're good looking like you wouldn't believe. Bonus points if they aren't autistic, then they get the higher positions pretty fast.

So OP, I bet you're probably not very good looking, since awkward guys can be "cute" to women if they look good. Maybe try losing weight and getting /fit/ as well as try to improve...
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I'm taking out a 50k loan to get a masters in computer science

Am I retarded?
21 replies and 1 images submitted. Click here to view.
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>>1643654
Honest answer? Yes.
>>
>>1643654
Only if you don't land a job after.
>>
>>1643654
>willingly putting yourself in 50 thousand dollars debt to the jew overlords

you're retarded, yes

help
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You need a job son
>>
>>1643634
Go bankrupt.
>>
>>1643634
This doesn't add up, unless you have a negative amount of stockholder's equity.

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Should everyone have some of their money in Bitcoin or some kind of cryptocurrency? Like in case of some crazy death of the America fiat dollar or something, which would cause BTC to skyrocket, should people have bitcoins just in case?
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Yes you should! I think there big gains availably in the coming 10 years. BTC is pumping as i speak
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>>1643587
when it reaches 800 a lot of bagholders will be dumping and never looking back i'm afraid.
>>
Cryptocurrency is fucking worthless for anything except buying illegal shit on the internet. And when the American dollar dies, this world will be on fire from the Bering Strait to Van Diemen's Land.

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I've never checked my credit rating before. What site should I use? Any credit rating red pills I should swallow?
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>>1643287
you shouldn't be using a credit card unless you're autistic and want like 1% cash back
>>
>>1643292
There's plenty of things right about using a credit card and always paying it off every month. Literally no reason not to.
>>
>>1643287
This is the one that is not a scam:
https://www.annualcreditreport.com/index.action

I suggest getting one report at a time, and space them out over the year, rather than getting them all at once.

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My father owns an Electrical business and most of his employees are his brothers or close friends, and a few are apprentices. He makes around $480,000 a year but he is getting old and wanted to hand it down to me. I've been studying business for a long time, but can someone give me some insight on how I can expand this and what to do with the old workers he has?
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Why fix what isn't broken? 480k puts you in top 1% here. Don't get greedy and fuck things up. Follow your dad for a few years. Ask him to mentor you. Keep in mind that most 2nd generation businesses fail
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>>1643267
I'm willing to take that risk. I have a good backup plan as well. My father is an electrician himself, and he does a lot of work too. He teaches people and leads them.
I don't want to fuck up employing new people. His brothers are in their 50's while he just turned 67 and is sick. Since I'm not as close with my uncles and they are getting old as well I need new people. If anyone knows about trade, it would be nice to help me out.
>>
>>1643280
Take a short electricians course so at least you have an idea of the basics of the job if you don't already.

A big reason why businesses fail when the owner retires is the employees do not respect the new boss.
Or the old boss keeps sticking around and overruling the son's decisions.

Consider going out on jobs with your dad first, then other workers just to get a feel of what they usually do and how each person works.
The idea is to learn who of your workers will cause problems, so you...
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What do you think about Keynesian and supply side economics
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>>1643248
memes
>>
>>1643248
holier than the word of God.
>>
>>1643248
Those are two different things, faggot.

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I have the chance to use my dying grandparents credit card before she croaks in about 2 weeks. I'm thinking I can use the credit card to buy a new washer and dryer so that when she dies it will be on her card and I won't have to pay it. She doesn't have land or a house, but she has a car in her name and 200k in stocks which will transfer on death. I'm concerned that the credit card company will try and take the car to pay the debt on the card. There is no will and my brother and I are the only ones to receive the inheritance. She only has the stocks, the...
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The banks/collections will seize any assets to pay off debts.

If your Mom dies with $200K in debt and she owns a $140K home and $10K in the bank, don't expect to keep anything. They'll take what they can get then write off the rest.

Go ahead and buy what you want, but it won't be free money. You'll have to pay it or they'll likely take it out of her stocks or car. Doubt they'd liquidate a house for a little credit card debt, but it's possible.

>sources
Great-Grandma died in 2013 and I...
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>>1643208
She has no debt currently and they will come after the credit card debt after I put a few thousand on there?
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>>1643214
Yes. It's called 'Probate'.

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what does /biz/ think about plus500?

some people says its a scam and others that its wonderful
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Scam
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>>1643185
could be a scam because their affiliate program doesn't make sense unless they expect all their users to lose all their money
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>>1645142
forgot link
http://www.500affiliates.com/PaymentPlans.aspx

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>rich as fuck (55 million liquid)
>still miserable

what do i have to do
115 replies and 18 images submitted. Click here to view.
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Consider drinking that liquid
>>
give me a million
>>
>>1643149
Taste your semen

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inb4 : let's not get cheesy , i don't wanna easy job that pays U$ 54641456165 per hour on some meme site.

i'm thinking on dropping college , and i need something to work on the web that does not require a degree. can you guys help me out on what you do to get some money online ?

TY <3
25 replies and 1 images submitted. Click here to view.
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Option 1) Learn programming. Stay in school while you do because you can't even type proper English, you probably won't be able to write a fucking for loop.

Option 2) Do some shit like make websites that people fill out surveys on or make them read your website (ad revenue). Stay in school, because I doubt you're smart enough to write compelling enough articles that are optimized for Google to list them, and therefore won't make more than $5 this way.

Option 3) Buy shit from China and sell it on Amazon or FeeBay (that's eBay if you're...
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Even though you're a jerk, Thanks :)
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>>1643091
No worries, I actually dropped out of college and succeeded with option 1 (now make $230k/year after taxes, took five years). Didn't drop out until I made my first program and successfully started getting income from it. Took two years, which is a total of seven years of planning and implementing.

Don't drop out until you see the money. A degree is a great back up.

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Why do billionaires rarely have pets?
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I have forty tousand camels and tirty virjins
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>>1643009
They recognize they are a net drain.
>>
>>1643009
Getting emotionally invested in something with a 10-15 year lifespan always seemed like a bad idea to me.
Maybe they feel the same.

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The fags who pumped ARCH x10 the price are planning pumping MEME

https://bittrex.com/Market/Index?MarketName=BTC-MEME
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w h o
h
o

cares
>>
>>1642984
savvy investors
>>
>>1642987
well if you're buying whatever some clowns on /biz/ tell you to buy, I would use a different epithet than savvy to describe you

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>someone asks how much money you have
what do
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Even though I'm poor I still look well dressed. So just reply with
>Oh I got enough ;)
It works.
>>
>>1642776
questions nobody will ever ask you thread?

>how did you get so damn gorgeous?
>>
>>1642790
someone did ask me how much I have though and I didn't know how to respond

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I always thought treasury bonds were under 2%. Why am I finding some around 9%?
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Cause they just pay interest too infinity
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>>1642739
Because they lock in the interest rate from when they were issued. Those were issued in 1987, when rates were high.
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>>1643314
Huh?

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Why do americans make so much money?
I'm from Germany and even though we're (still) first world and quite a rich country, middle class in USA is upper class in Germany, while american upper class is already unreachable for us.
And that even though americans are pretty stupid on average.
What is it? Taxes? Muh Freedom? Wallstreet? Petrodollar?
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Because you're watching too much american tv shows
>>
Everything that you've said is bullshit. Germans got us beat on... Infrastructure, education... Most things

America is actually disorganized and shit. You watch too much tv

Luckily we have trump to fix it all
>>
Per capita? They don't
Germany makes far more
When you take equity into account almost all other countries are richer.

In terms of GDP?
They don't. China is marginally richer

tl;dr you're an idiot looking for a magic pill that doesn't exist

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Does pretending to be Jewish increase your chances at landing a good job?
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>>1642454
yeah, they'll assume you're mentally disabled and hire you for your diversity.
>>
Does being stupid help you gain anything in life, other than (You)s?

How's that retirement plan working out for ya?
>>
>>1642457
>>1642458
>t. shlomo

are the kikes really this worried about the goyim infiltrating their secret club?

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Is Canada in a housing bubble?

>over the next 30 years, today’s children will be facing a price tag for a single-family home of $11.5 million in Toronto and $45 million in Vancouver

http://www.canadianrealestatemagazine.ca/market-update/canadian-dream-is-over-for-nextgen-says-fortress-exec-217822.aspx
26 replies and 2 images submitted. Click here to view.
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>>1642399
Those cardboard boxes ain't gonna survive WW3 in the 30s once resource depletion really rears its head.
>>
Go to greaterfool.ca and get some facts
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>>1642399
no!

First timer. Looks like this board is all about day trading as investments go.

TL;DR: Poorfag trying to set up low-risk investment.

Currently a chunk of my check goes to a savings account and I act like it doesn't exist. It was a nice start, but I've had a nagging feeling that I'm wasting time that could be used generating more interest.

Recently been looking into mutual funds after some wise old wealthy man explained how little I'd need to start and the basic benefits compared to shit like IRA & 401k. Also:
>...
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37 replies and 2 images submitted. Click here to view.
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Remake the thread without your /pol/ tier image idiot

You realize we're all jews here right?
>>
>>1642409
I was afraid of this lol

I am not a /pol/tard, i just searched for "poor jew" and this was the funniest thing that came up. Couldn't find anything representing what I was looking for.
>>
>>1642445
>funniest thing
You do realize this is a direct reflection of your lack of intelligence, right? If you're too stupid to function as a decent human, how do you expect to handle your financial affairs.

Stick to day trading. You deserve your eternal poverty, faggot.

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Let's discuss some bitcoin here, ill start.

Older people will never use btc (50-80yo)
Btc is most likely going to take over fiat in ~2066 .

you'll be 70 by then or dead.

you will pretty much never get to enjoy btc wealth while being young enough to fuck bitches.


yeah. just some thoughts here guys.
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Don't need the value explode, just need to make bank trading the chop. Moon dust is just icing on the cake.
>>
>>1642146
By 2066 I will only be 62 years old, and by then I probably have half my life left since I can get robot things in my body.
Jokes on you.
>>
>>1642146
>Btc is most likely going to take over fiat in ~2066

Nobody is saying it will overtake fiat ,it only needs a fraction of the market share to go to 1 million a coin

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Anyone else having problems getting an Internship? Junior year Stats major, applied to 30 internships and haven't got a single offer back. Feeling fucked.
15 replies and 4 images submitted. Click here to view.
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if you want help with this shit, check out the /biz/cord.

https://discord.gg/7MugHpq
>>
Try >>>/adv/ or Reddit.

This board is for business and finances. If you aren't discussing student loans or how to manage finances as a college student, it doesn't belong here.
>>
>>1642036
>Me and two other guys applied for a graduate program within our field of study
>master's students all three
>GPAs above B and one pretty darn close to straight As
>none of us made it to interviews

I FUCKING DID IT, /BIZ/. I am making enough money to now live COMFORTABLY without being a wage cuck, and without someone else dictating my schedule.

Feels fucking good man.
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>>1641649
Congrats! What arena is your business in? What are you new 12month/5year goals now that you build what you did?
>>
>>1641655
Day trading. I've recently moved on to more long term holdings, but for the first year I was day trading. Original goals were $4,000/month, as that is what I was making from my two jobs I held before. Once I obtained that, I went for $6,000 a month. Am now up to $100k a year give or take (pre-tax). Going to try and shoot for 150k annually within the next year or so.

I am not loaded or rich by any means, but no longer enslaved to 50-60 hour work weeks and it's fucking amazing.
>>
>>1641661

How much were you trading with?

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eBay General: 1488 edition.
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>>1641454
>tfw 1488 feedback.
>>
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>>1641454
lesson learned: if someone not in the same country starts out as trouble prior to a sale, get the fuck out, it's not worth it.

US seller here, had a guy contact me asking if I would ship a 60 dollar headset to israel, said sure as long as you're okay with the additional shipping costs.

>get address from him, provide cheapest shipping quote, tell him it's the cheapest option
>he agrees, buys listing after a week of messages back and...
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the......the signals.......
theyr'e.......converging..!!!
BUY NOW
THE SIGNALS
17 replies and 8 images submitted. Click here to view.
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>>1641183
It's true.
You should buy stock tomorrow.
>>
Explain to a layman lads
>>
This is a quality shitpost.

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How much do you faggots pay for your haircuts?

>me
> $12.50

>pay with $20, ask for $5 back, Chinese lady so grateful thanks me 3x before I walk out

>feelsgoodman.jpg
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>tipping
>being this blue pilled

i bet you also like to throw away your money at indie kickstarter campaigns
>>
$25 including tip
>>
My hair cut costs $22 with a beard line up included but only $17 without. I give the guy $30. I recently stopped getting the line up so yeah I am giving this fucker a $13 tip for a $17 haircut but whatever. I make a ton of money and $13 for him probably goes a lot further than it does for me

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You have 1 millisecond to tell me why you're entire net worth isn't in bitcoin right now.
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Overpriced it should correct back to $0 where it belongs
>>
Im a coping pussy.
>>
>>1640249
I bought some gold and silver too.

What if the government shuts down bitcoin or an EMP wipes out computers?

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redpill me on tai lopez
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>>1638482
Anyways, S/fur thread!
>>
marketing genius.

has some good advice but don't buy into his program. most of the useful shit he says is free on YouTube.
>>
>>1638498
By marketing genius, he means con-man

He makes 20 minute videos giving very obvious already known information

Literally don't watch anything he makes


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