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Archived threads in /biz/ - Business & Finance - 29. page
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Poor kids get in here.

>raised in the 99%
>forced to take out massive debt to fund schooling
>worry about money all the time growing up
>constantly shoved in my face that my family is poor
>girl I know raised by rich parents
>girl is given an easy stepping ladder up to rich life like her parents
>her parents give her, not lend, GIVE her thousands of...
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>>1637936
(smart) rich people dont play the game because theyve already won
>>
Its your own fault for having been born poor.
>>
>know rich girl
>her parents just won 600k in the lottery
>theyre already loaded

>tfw bought 160oz of silver today

Gold is under $1200
Platinum is in the $900 range
Silver is ~$16.XX with black friday premiums at 59c per oz, or less

THIS IS THE TIME TO BUY IF YOU'VE WANTED TO ANONS, not even shilling.

Are we gonna see them go any lower? Why have you non-metal fags not bought gods gift to human wealth and trade yet? Theres literally no excuses, how will you ever recover?
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Im really tempted to buy some Silver Maples. They're nearly $100 US a roll cheaper than 6 months ago.
>>
I'm going to strike after the Fed rate rise.

It's almost time to pull the trigger for end of year precious metals bargain deals.
>>
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>>1634940
I dont think they're gonna raise rates, they NEVER do... I think this is as good as it gets. Someone convince me differently, I might save up and buy more if its going down

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i live in venezuela. dollar's going up like crazy, and i've got some dollars. how do i exploit poor people or what do i do
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buy toilet paper and trade it for blowjobs
>>
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>>1644044
Just buy whatever you need in dollars, if it continues going up if you have what you need then just hold your current positions and follow the market.
>>
To profit from inflation, take on fixed rate leverage

>Download bitcoin meme
>Need to update blockchain(okay.jpg)
>Literally takes like 3 days straight, and leaves 100gb of shit on my hard drive

Who uses this fucking bullshit?

Is this really the future of money?
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Kek ,you're too dumb to use Bitcoin,why didn't you just download a wallet which would have taken 5 minutes.
>>
>>1643815
Sorry didn't realize I either needed to trust psjeet or have a masters degree to use (the future of) Money™
>>
>>1643816
>having more braincells than a potato is normally enough... just sayin'

>Electrum
>Mycellium

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dipshit 19 year old here
i inherited some stocks when i was 2. i want to sell them because i know absolutely nothing about managing them and they have lost value over the course of my childhood. my mom is saying is shouldnt sell them because i would have to pay a capital gains tax, but i told her i havent made any profit from them since they have lost value and the tax wouldnt apply to me.
who is right here? should i sell and hold on to the money until i know what to do with it?
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what are the stocks?
>>
Sell them and read up on investments.
>>
>>1643809
most of it is in anzby
should i wait till that one goes up before i sell?

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>18
>studying buisness
>not even intressted in buisness and all that stuff
>still listen to the lessons and get good grades
>but it's not something I wanna do

>my end goal in life is to have a lot of money, millions.
>thats all I really care about

>but another part of me wants to work with media, movies, tv-shows.

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>>1643733
Well if you study business you'll know that all you need to retire and spend your free time pursuing whatever you want is at minimum a business that employs one FTE and runs a 50% profit margin.

Now in reality you want to make more than your FTE does, and people don't like it when you make your entire living off of just their work, so you'll probably want to have a business that employs a handful of FTE's and pays you multiple times what they make.

So you get yourself your little business...
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>>1643735
sorry, i'm not american and english is not my first language.

What's FTE?

What am I employing people for?
>>
>>1643738
>What's FTE?
Full time equivalent. However many people you need to employ to cover 40 hours of work per week.
>What am I employing people for?
you have to figure that out.
most businesses don't run 50% or better profit margins though, so your best bet is to find out which ones do....

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Tell me why I shouldn't dip into my 401K for a new graphics card. I'm on the fucking edge here.
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>>1643573
Faggot
>>
>>1643574
Thanks for the insight
>>
getting 401k funds is too much hassle.. paperwork and all that shiet

would be more efficient waiting for the next paycheck to buy the GPU, and live on instant noodles for the next month

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How much sleep do you guys get during an average work week?

>tfw average 3 hours/night
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4-5
Im tired constantly
>>
>>1643519
>4-5 a night
Me too anon. I really need to fix this, just getting out of bed is a challenge.
>>
Why do you guys find it difficult to sleep?

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>He overpays the govt on his taxes year round to get a large tax return
>Lets be honest, should I just contact a CPA on setting up my W4/Taxes for the year?

I overpaid a lot and I'm getting a fat return
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>>1643426
>giving the government an interest free loan
>>
>>1643466
>the government uses tax money right as its collected
>>
>>1643426
>i keep my money in a 0% interest savings account i can only withdraw from once a year

At least there's zero fees amirite?

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I've been learning more about how the federal reserve, banking system, fiat currencies, etc. are in essence, scams.

From what I understand, bonds are just a nation's debt being sold to banks then to the fed to create currency. However, with our fiat currency, there is not enough or will be enough to pay off these debts and its only getting worse.

To me, eventually these bonds will be worthless so why not short them? I only have the beginnings of a college education/my own research on finance and economics but it seems like a logical play. Am I on the...
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>>1643255
How can you pay back bonds when there's not enough money to steal?
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>>1643259
could you elaborate?
>>
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>>1643255
They'll fail eventually, but not in our lifetimes

Also, if the bonds collapse, the system collapses and any currency you used to short it is now worthless and the world is in chaos, so there would be no point in shorting them, no.

t. Dr. Patrick Bateman

Getting a degree in Theatre Arts.
Trying to figure out what I do when I graduate.
What do?
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>>1643221
>Top kek.
>>
>>1643221
Absolute savage

I work for a medium-sized e-commerce company which has been bought by a very devious private investment group. One of our key contracts is about to be rescinded and they are attempting to sell off our company without revealing the fact that this particular contract isn't going to be worth anything in a year. They even asked a lot of the employees to sign NDAs to prevent this information from getting out. Needless to say, these people are scum.

How can I leak this information into the internet so that potential buyers of the company might see it? Open to pretty much...
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>>1643160
/biz/ and then hope forbes picks it up
>>
>>1643168
This might be the right place to post it. But, I do not think it is Forbes-worthy, particularly since it's not a publicly traded company. If it was the story would be of general interest but it's probably only interesting to parties directly involved in the potential sale.
>>
Literally do it right here right now you dumb fuck.. Shouldnt even have made this shit post and just started off with the juice you faggot we all would have given the same amount of fucks: 0

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Late Night Memeing edition

-- Links --
Stickerbitch's calendar of memes and dreams:
https://calendar.google.com/calendar/embed?src=moonmissioncontrol%40gmail.com

Biopharma Catalyst Calendar:
https://biopharmcatalyst.com/

memechat for redditors and commies
https://discord.gg/5k3sVzC

-- Robinhood FAQs --
- VISIT THE WEBSITE FIRST DAMMIT!! - www.robinhood.com
> If the OP subject says /rhg/ then the OP is a cum guzzling mouth breathing homosexual
> How is it free?
They...
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$PTN MY DARK SKINNED AMIGO
>>
>>1643143
PTN FOR LIFE.

MEME ME TO THE MOON.
>>
>>1643148
PTN MOON BOOM

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Though I understand there are few/no circumstances under which this makes sense, I need an answer to the following question.

Scenario: I ask a private lender for a $2,000 loan. He gives it to me. I pay him $2,000 immediately afterward as a GIFT. Then I start making payments on the loan he gave me, with interest. Is this legal? I know it's crazy but is it legal?

Worded another way, can you gift the principle of a loan back to the lender?
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>>1643106
yeah, it's probably fine.

a similar situation can occur when you declare bankruptcy. You can if you wish go back and reaffirm a debt that was wiped clean.

in your case you can expect people to look into it for money laundering purposes, but it's probably legal if that's not what you're doing.
>>
>>1643111
Great, thanks for the straight forward answer.
>>
>>1643111
Worst case scenario would be having trouble finding such a lender. The best case scenario is getting laughed at for gifting him $2,000 and then owing him $2,000 plus interest.

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So I have a couple questions /biz/. I got this American Express card (pic related) and I don't know exactly what constitutes a SUPERMARKET. According to this text Walmart is not considered a supermarket, so therefore I wont get 3% back. Can anyone give me a complete list of what DOES qualify for the 3% cash back? Does winco and stater bros. Count as a Supermarket that isn't a superstore, or a superbox store? I can't find a complete list, or any more info as to what qualifies and what doesn't. Anyone shed some light please? Thanks in advance.
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All those listed options serve primarily as food places, places to buy bread and shit.

Fucking learn some context clues, you were supposed to learn that in first fucking grade, dumbass.
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>>1643080
Nigger. Walmart sells bread and food dumbass, but yet its not on the list. Does the green walmart market only stores qualify then, and not the regular walmarts?
>>
>>1643088
Jesus kid, use your damn head. If you can't do that, use your fingers and type "http://google.com" into your address bar.

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Anyone here into network marketing? If so how is it? Any good or is it a pyramid scheme?
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>>1643022
Hi. I'm actually trying to get my business to grow using the Internet. Right now, I'm joined in a company that sells a variety of nice products that I think a lot of people should look into.
>>
obvious pyramid scheme
>>
>>1643050
Nice try, but you're wrong. Lol

I started a business and I don't know where to go. It's a news web company that allows regular people to write news articles. The idea is that when people can write the news, it basically can't be corrupted because it is a creation 'of the people'.

I have an in-depth video describing what it's about here: https://www.youtube.com/watch?v=Skxz5ufccrY

This is the website itself: http://www.1stamender.com

I need to find an investor. I am willing to put in the work and write a business plan but I am not sure how I can go about approaching...
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>>1642964
This looks like it would take too much energy and time to maintain and to keep it safe.there are all kind of ill willed ppl to sabotage as fun....sry
>>
>>1643322
Newsvine did it for years, but they got bought out and then shut down when the buyer realized it's a money pit.
>>
>>1643322
Also Trump will execute all liar msm anyway...

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So it a good idea to invest 10000$ in csgo skins?
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>>1642929
Buy up glove cases and resell at 5% profit.
>>
No. They are cracking down on CS:GO gambling. Value of skins are gonna drop
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>>1642934
O shit...

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As this is (in theory) a business board, I thought maybe we could have a business related discussion today.

I'm the Co-Owner of a medium-size construction business and when I finished this chart for our yearly review today, I thought you guys might want to take a look at it, because the relationship between technology and the workforce seems to be such a hot topic these days.

This chart shows the relation between company turnover and both internal and external employees. As a construction company we do planning, manufacturing and installation of various...
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Why all that fluctuation tho? Doesn't seem very healthy to me.
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>>1642947
We have about 5-7 big contracts per year that take on average about 2 years to complete so the numbers fluctuate a lot. Internally we generally evaluate performance based on a 3 year cycle.
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>>1642990
In my experience, banks don't evaluate on a time frame of more than one year, how do you keep them satisfied?

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So people raise bees to collect their honey, what about raising mosquitos to collect their blood and sell it?
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>>1642828
Bump because I want people to bash OP for being retarded
>>
>>1642828
That's a reat idea.
>you make mosquito farm
>mosquito gives you AIDS
>you die
>I sell your blood
>someone else gets AIDS
>sell that person's blood
>wash rinse repeat
>>
>>1642828
what if we mix the mosquitos and bees and make bloodhoney

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Hey gold digger here how do I know if someone is rich and not just faking it
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If you have to ask, then it sounds like you're not a very good gold digger. Isn't that the most basic skill for them?

Stay poor, my friend.
>>
wait for them to load up their bank app or website. Usually these accounts stay unlocked for like five minutes. If he's a rich guy he'll no doubt be looking at his stock portfolio every hour during the morning.

Catch him looking at that stuff and then find a way to grab his phone/computer. Usually his accounts will be linked so you'll be able to see all his financial data on one page.
>>
>>1642815
Learn how to spot fake luxury watches.. and ask him about who is his lawyer or financial advisor.

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>dream is to own a football team
>valuations just keep increasing

it used to be you could buy a top team for 30 mil now you need billions :(
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The magic of infinite debt
>>
You can still own a football team. It will just be a shitty one.
>>
"I want a big team NOW!"

OP doesn't want to actually work and start small and build from there

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Is engineering a good career path? Not just by income. Redpill be on it and give me an honest answer, not some reddit tier "it's pretty good bro!" reply.
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>>1642768
I'm a Civil Engineer in the UK (Highways) , personally I think it's shit and I'd choose a different degree if I could do it again.
>>
>>1642778
What would you choose?

I was thinking about aerospace but I feel like modern engineers are all depressed office monkeys who never get to see the big picture of their work anyway, even if they work at places they're passionate about.
>>
>>1642785
Eh I dont know I was better at Science/Maths but didn't want to be an accountant. For what it's worth my mate did Mechanical Engineering and got to travel the world earning about 3x what I do. Although I think work has slowed abit since the oil pullback the last year.

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I got a job offer from a fairly small company that does building maintenance projects in another state.

The owner went through the formal interview process with me, checked all my references, and spoke with me over Skype.

He said he was going to "hold" the job for me while getting projects lined up, and that I could move between December and January.

He also promised me at least 32 hours of work per week at a decent hourly rate, but I am concerned about moving for sporadic work.

He has yet to contact me with a concrete start date or information...
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Beware of job postings like this on Craigslist or indeed. They're just out to get your identity. There's a lot of ads on indeed pretending to be popular companies but take you to a different website. Hope you didn't give them your SSN or drivers license information. Janitorial and property management are the most popular scam opportunities. Attracts a bunch of stupid applicants. I fell for one of these on indeed a few years back. Was a nightmare.

Fuck job sites. They don't monitor for scams or anything. I only do job searches on the state employment...
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>>1642706

It's not a CL ad.
>>
Can anyone else give me advice?

It's not a Craigslist deal, but the company is small.

I talked to the owner today, and he gave me a very rough outline of certain projects, but he said that he could find other people to hire if I was getting cold feet.

That was weird to me.

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I want to start a garden to make money of off but I don't know what to plant.

Help me out /biz/
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coursera dairy management course

(skip to the last boring guy, the economist)

then decide to continue with course

from a non farmer to another non farmer... its all about forage
>>
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https://www.youtube.com/watch?v=GlKL_EpnSp8
>>
>>1642619
>yes goyim but my shitty self help books and you too can become rich!

Stop shilling this crap, you learn by doing, not reading shitty books designed to get your money

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Let's discuss oil. Currently, I'm considering purchasing oil drilling companies' stocks. The latest OPEC meeting was bad news for the price of oil. However, theres a lot of things that could cause oil to explode.

1) Sanctions can be reimposed on Iran
2) Trump can impose tariffs on foreign oil

Currently, I have a small share amount with SDRL and RIG. SDRL is a beauty, though, the chances of bankruptcy I feel is negligent and the price has been beaten to oblivion despite the fact that it owns the most modern drilling rigs in the world. I think in...
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Or just buy oil cfds
>>
Just buy oil barrels
>>
>Let's discuss oil.
>proceeds to discuss stakes in a oil drilling companies

Thread fucked from the get go.

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whats your biggest gain. Percentage or just moneywise.

mine 400%, gained 40 000 USD profit on 10 000 USD investment.
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>>1642412
fuck off

couldnt get enough people in the discord to suck your dick over that trump bet?
>>
>>1642412
400% Trump
700% Brexit
2300% KNEEPADS
>>
>>1642510
>2300% KNEEPADS
you got in earlier I see

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Should I major in Computer and Information Systems, Business Administration, or become an Electrician?

Which makes the most money?
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>>1642378
neither.

Oil driller is where its at
>>
> CIS
Why not computer science?

> biz admin
Why not accounting or finance?
>>
I would learn the electrician trade regardless of what else you do. We won't stop needing electricians for a long time, and that's probably the fastest path to a nice income out of the three. From there you can earn the funds to branch out.

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>tfw life is all about money
>tfw only jobs I can get are minimum wage or slightly above minimum wage

Is there even any point living if I'm only living to pay rent and buy food? I haven't went out to do anything or buy anything other than food in over 8 months because I can't afford anything other than rent and food
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>>1642164
nope
>>
>>1642171
Didn't think so
>>
>>1642164
I was in the same boat a month ago
Working a shitty part time wagie job
This week I got a full time job 16/h
My first full time job.
It wasn't handed to me or easy to get
KEEP APPLYING EVERYWHERE.
Even if you have a job.
It took me 6 months of applying while at my current job
Your biggest failure is not to try

>hurr durr guys let's model option prices with heat equation

What the hell were they thinking?
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>>1642129
Bump for interest.

What do I need to major in to work in this?
>>
>>1642129

Longstaff > Black-Scholes > Finnerty
>>
>>1642311
https://en.wikipedia.org/wiki/Mathematical_finance


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