ITT: personal finance horror stories from our own experiences, family, friends, etc
>my sister >goes to community college for 3 years, drops out, no degree, $15,000 debt >has 2 PT min wage jobs >gets married at 22 >husband works pt at grocery store, no license or car >has 5 year old car w/95000 miles, financed at 11 point fucking 9 APR >joint CC from... Comment too long. Click here to view the full text.
>>999017 cont >ask her how she's been doing on the payments >"paying what i can each month" - read "minimum payments" >facepalm.bitmap >she says after a year of paying on her maxed out bank CC (maxed at $5000) her principle is $4900 >howthefuckeven.rtf
>>998734 Many ways, all of them are "risky" ie. Not many chances of it happening; 1) get offline. Get to know musicians in your area. Produce for them, manage them. 2) make a cd, sell it online 3) work for a production firm doing 1)
I have all the skills to build some nice websites. But how would I get started in creating websites for companies.
For example, say there's some business which is doing a good trade, but their website is straight out of the year 2000 ( and they're sitting on page 2 of google for most relevant search criteria) . I know that if I redesigned their site to make it more modern it would improve their business dramatically.
What I was thinking was just emailing them out of the blue with a mocked up new front page,... Comment too long. Click here to view the full text.
you won't make a dime making customer facing websites. nobody cares about those, they don't bring in any money.
Well this website is really bad, aesthetically it looks really fucking old, it's in times new roman, flashing gifs, etc. It's a relic. It's messy, it has no coherence, it has no index, full of dead links, and on top of that the content is messy, all over the place, and very dated. The business is run by a bunch of 60yo guys and as far as I understand the guy that designed that website last century is now dead.
The business however from what I understand is very successful and they're good... Comment too long. Click here to view the full text.
Queens BCom or Western Ivey for business in Canada? I just sent in my application in November and I just got a conditional offer to Western for Science (Actuarial Science) and Medical Science (Microbiology and Immunology), as well as Management and Organizational Studies (Social Science). I'm still waiting for a Queens Acceptance though, and I'm still writing my essays for it.
For the Canadafags, what would you pick? I want to get into Consulting more than IBanking, but I like them pretty much 50/50, so I just don't know what to pick. I really like the... Comment too long. Click here to view the full text.
>>998528 >By the way, both schools will cost me around $160k Canadian over 4 years.
Why pay for that for marginally better prestige? Do you realize how much work paying that all off will be? What are you even spending money on... Tuition + Residence/living expenses is no where near that.
Anyway I'd suggest Laurier BBA, pretty good program at an otherwise subpar school but the major benefits over other schools are over 90% placement rate for CO-OP if you get in and significantly... Comment too long. Click here to view the full text.
Did anybody else fall for the silicon valley meme?
>work 80 hours a week kucked by a venture capitalist >90% of startups have meme ideas and are doomed to failure >make good money but it all goes to paying rent on a single bedroom in a house full of nerds >male:female ratio is fucked it's impossible to get laid or a gf unless you're a turbo alpha male >H1B visa holders can replace you at any moment for half... Comment too long. Click here to view the full text.
>first real job >worked at a start-up for the last 3 and a half years >typical start-up culture, had segways, arcade games, open office and everyone chill as fuck >aside from chill atmosphere, when it came to it work was very demanding and forced you to be on your toes daily. new curveballs everyday, always something new to fix and rectify >realized that if I am to reach the heights I desire with this company,... Comment too long. Click here to view the full text.
BA in Computer Science and a BA in Math. Learn your FIPS inside and out. Then aim for a job at one of the big guys like Cisco. Getting even a low level job at a big company as a first job looks a lot better than jumping into the deep end with a no name consulting company
I start a new job the first Monday of next year. It is my first real job out of college. I am super excited but also really nervous. How do I conquer my first day and first month like an absolute all star? The office is business causal what should I wear and should I bring anything with me the first day? Thanks
>>998372 Its a small mortgage broker firm that has done really well and is growing fast. I start with a pretty decent salary for what my degree was (poli sci) and will probably be moving up to full loan officer or manager position after a few years. I know a lot of my job will be training for the first 6 months
1. Stock prices of several American companies are dropping since the end of last week because stockholders are afraid of the upcoming setting of the interest rates.
2. They will continue to drop until the new rate will be published by the US Federal Reserve on Wednesday. Interest rate is expected to be raised by 0.5 percent.
3. If the rate is set to 0.5 percent or lower, the courses will stop to drop and rise instantly because all the short-selling has already happened by then. If the rate is unexpectedly higher than 0.5 percent, the courses will continue to drop... Comment too long. Click here to view the full text.
I think its a good move to buy because the market is expecting yellen to raise the rates (shes put it off long enough) So you wont see a big drop with the rate increase. But it could bounce back coz less uncertainty in the market after fed decision.
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