hit the phone book/google it. see a bankruptcy atty, consultations are usually free.
and if by gov debt you mean irs, its tricky. it has to be taxes owed that you reported to them and just never paid. they also have to be at least two years old. even when those two are met you also have to be all caught up on your returns (which you can do while filing). considering thats your biggest debt, if you cant include that its not worth destroying your credit for years to come over 20K.
What up fags. Basically, I'm a useless nigger with a terrible family that makes my life miserable. I have next to no chance of graduating high school (senior) on time, do copious amounts of drugs and alcohol (been clean 2 months though), and am poor as shit. I just turned 18 a few days ago and am a white Manlet living in the San Gabriel Valley, California, would you recommend attending job corps for a hopeless degenerate like me? I'd be going for my CCNA cert. Do you have any stories to share regarding job corps? Bonus points for SoCal niggas. >pic... Comment too long. Click here to view the full text.
>>993825 well we do need a global currency during the economic reset, if your still not sure I recommend you make an account to buy it immediately when shit goes full retard.
Reset to get rid of all the debt, what currency fits the bill for worldwide transactions?
The one that sold me was this currency was actually made by the NSA, sure it could be speculation, but how do people get rich? Analysis,speculation,insider information, so by the time it becomes proof or evidence it's to late to profit from it.
But... Comment too long. Click here to view the full text.
I'd like to speculate on the ISIS economy growing over the next few years, I decided the best way to do this short of getting into the ISISX (Islamic State International Stock Exchange) is to buy and hold ISIS currency. Where can I do this? Is it as simple as going to the bank and placing a currency order?
Best way to invest $200? ok I know that is a very small amount but I am doing a project for school and started with $1500. I invested $1300 of it in a friends advertisement start up and so far it has been doubled but I wanted him to keep using it until the due date (I get 15% of what ever his thing makes). Anyway since I told my profesor i was starting with $1500 he said I must still use that other 200. Only reason I even did this project was because i knew about my friends thing and knew i could easily make some money.He didn't want the other $200 so I've just been... Comment too long. Click here to view the full text.
>add compressed air to your propane tank to save money on heating costs >dip candles in melted candles to make them last longer >take the family to the local homeless shelter for Christmas dinner >leave a bottle of Martinellis out and open. Champagne by New Years!
Only buy gas from gas stations. Don't go inside. It's easy to spend a couple hundred a month on bullshit drinks and snacks. Drink water or coffee, or if you must, buy your drinks in bulk at the grocery store.
Get a Google Wallet card. Set up a free recurring deposit for each week, just enough for your weekly expenses, like gas, food, entertainment, etc. Leave your debit card at home. Not only does this help you stick to the budget, it lessens your risk of identify theft and fraud. Wallet cards also have the option of text notifications every time your account... Comment too long. Click here to view the full text.
>Stick chewed gum to your house for free Christmas decorations >Give your children pictures of toys with a note from Santa saying his elves are still working on finishing. They will forget in a few days >scavenge old Christmas trees and grind up the needles for a cheap alternative to deodorant >babysit a Mexican baby and dress as a manger scene. Go door to door asking for donations to a local church >Take off a week before... Comment too long. Click here to view the full text.
>>993613 gas stations, holy shit this. I waste so much money on snacks and soda. So expensive. Even worse when i worked there. I pay 55 a month now for my cell plan, not a big user, I get unlimited text talk and actual unlimited 3g data with tethering. I use it for my internet at home. It is slow but it does what i need. I get 5 gigs of high speed and than they throttle it to something slow but plenty usable. I abuse the fuck out of it. Probably rack up 20 gigs of data a month but it saves me on an internet bill. I think its... Comment too long. Click here to view the full text.
I buy one a month or so just to build my collection, thought you guys might have some cool suggestions. I don't really buy as an investment, just like how they look and hey whats wrong with having tons of silver to pass onto my kids?
They're a scam in the same way conventional currency is, i.e, the majority of it is held by a few people, the only difference is there's no realistic way of knowing who the owners of the majority are and what they plan to do.
Investing in or trading crypto now is just stock market tier gambling.
Anyone here have any experience franchising? I have experience in management and I'm finishing up a business degree and it's something I was considering, not necessarily pic related but something along these lines. I live in Canada btw.
My father in law has 2 partners that he owns 8 little Caesars with, and a few checkers. He was a manager of most of the checkers in Maryland/DC before he branched out on his own.
He seems to be happy with it, but sometimes regrets leaving his other job. His health is failing, and he still is working 12 hour days. There are a lot of niggers that work for him so he constantly has to stay on top of them or they fuck him.
He has a nice house, eats well, drives nice luxury car, has a boat, vacation house,... Comment too long. Click here to view the full text.
Just because you have experience and education doesn't mean you can own a franchise. Most places require you to be an accredited investor before they even consider you. And most of the good ones are going to run you $500K+ per store.
Start with something small and cheap like a janitorial franchise or some other B2B business. My Father in law's first business was a plumbing franchise. He pretty much had a monopoly on the entire city (small ~20K people) after 20 years and sold the business to somebody,... Comment too long. Click here to view the full text.
I am building a website that allows our users to connect, create and collaborate on building businesses together.
The idea is to connect people with different backgrounds with each other.
For example, I develop software but my marketing skills are something that is not quite where I would like them to be and have other issues to address (like software dev). I can post a "job" along with my personal and "company" profile and find someone who is interested in working together on building a business together.
We also offer the ability to... Comment too long. Click here to view the full text.
I took 10 dollars out of my account 4 times in one day. That sounds stupid but I really needed it. Now they're charging me $35.00 for each transaction, meaning I pay $140.00 each day. I didn't know that it was per transaction that they'd charge me with an overdraft fee . I don't get my check for another 2 weeks. What can I do? I literally have no money to my name right now.
>>993320 You can't close your account. They will put you on Chex System and you will not be able to open another bank account anywhere until you take care of it. It will also affect your credit and ability to get cards/loans.
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