>>993280 >Any highschool dropouts on this boards? Yes, 20 male Canada. >Do you regret it? Absolutely. Looking back it was so easy to get good marks and do well, I just fuked it all up like a moron ;-; in my defense it mostly wasn't my fault but my circumstances, but how I reacted to those circumstances made it my fault. >Where are you now? I have been a neet for years and I am very lonely, lack social skills/ability to speak to people except those I feel very comfortable with and feel like a complete loser.
I am now working on finishing it and getting into university to some scavenge my life but it's no use. Might just kill myself in a year or two if it doesn't work out, kinda gave up on everything.
I dropped out at 16 and spent the next 5 years doing drugs.
I had a lightbulb moment when I was 21 and within 3 months had my GED and was enrolled in Community College. Transferred and graduated with my BA in Computer Science. It took me 6 years to finish though because I was working full time but I finished. That was a long time ago and it still feels weird to say I graduated College
>>993284 I suggest doing what you truley love, enjoy completely in the next year or two. There is no thinking twice here, just do, witg rational, intellectual approach, easy, slowly, without getting to upset if something does not work out, simply approach te he problem/onstacle from a different angle, or get back into a higher category of things, and change the angle from there, see what works and what does not. How? Asess your experience, preferably with scientific approach, learn from it and you will grow. You will eventually... Comment too long. Click here to view the full text.
Why do you all point to stupid studies which show that "STEM majors can't get jobs" or shit like that? Everyone goes to university these days, even dumb people. Why would stats that include dumb people at shit universities be relevant to non dumb people?
Why do you all advise people to go in to nursing / trades, or unskilled manual labour in the canadian oil sands / an offshore platform in the middle of nowhere etc? Why would anyone willingly go down in social class? You act like everyone aspires to spend every night of my... Comment too long. Click here to view the full text.
>>993149 I had some banker friends, eventhough in an engineering branch I started investing in some stocks with the spare money. since I am not into programing and economics, technical analysis was too much astrology for me, so I did my best with value investing. every year after reaching a point of having $10k spare to invest I looked into some companies which I've been screening (Graham Number, DCF's etc.). I analysed the branch and the business as much as I could, found articles on LinkedIn of some people from the... Comment too long. Click here to view the full text.
Hello. I started a business with a friend 8 months ago. It's an alcohol delivery business that delivers alcohol during the night. We had only 4 orders this whole period and only from 2 persons. Our prices are about 30% higher than a regular supermarket. It's not working and I wish I did the math before starting this business. Even if we had 30 orders per month which is pretty impossible, it would still get us a smaller income than the minimum wage. My partner, who is also a friend keeps believing in this project, and he invested most of the money (around 3000... Comment too long. Click here to view the full text.
1 order a day is not a lot to ask for. Your problem sounds like marketing, not a business plan flaw.
You should be shooting for a lot closer to 30-50 deliveries per day. Not per month. Ever think about investing in an Indian company to program an App for you?
Drunk people need ease of ordering and ease of payment. Offer to deliver food that normally wouldnt deliver at the same time (include things like cigarettes, etc) and you are golden. Its a drunks best friend. You would be saving lives AND having... Comment too long. Click here to view the full text.
So quantitative easing has been going on for ages, central banks are printing money like crazy, interest rates are NEGATIVE and there still isn't any real growth in the economy. Productivity isn't going up, there has just been so much money laying around and it needs to be put somewhere safe from negative rates. That's why I have been lowering my amount of stocks and ETFs and I'm now wondering where to put that money to preserve its purchasing power.
Now next when the bond market collapses causing a massive aftershock in the stock market this bubble... Comment too long. Click here to view the full text.
I am considering buying Nootropics, apparently a lot of people use it to increase their focus and boost productivity. It's similar to caffeine but doesn't have the usual "disruption" affect or cause erratic behaviour. I am currently in college and suffer from lack of motivation, low energy levels and procrastination (hence why I'm on 4chan instead of studying). This would really help me out if it produced the desired effects. However, I don't know if it's effective or just a meme.
What is your drug /biz/? What's your opinion on the matter?
>>992996 From the articles that I've looked at Nootropics would be better for focus. Generally coffee just provides an energy boost, albeit most people tend to have it before work but it doesn't hold any scientific bearing in increasing productivity or focus (mental clarity).
When I was 12, my foster mom died. My foster dad was going to put put me back in the system but I was freaked out by that so I begged. He looked let me stay as long as I agreed to pay for his son's first car and pay for his college. I was 12 and didn't realize what that really meant. I'm 21 now and have finished paying off his car. I still live in that house but pay rent and bills.
His son is graduating this spring and moving to California to go to Berkley college. We're having meetings about this but the loans are going to be paid by me and this sounds... Comment too long. Click here to view the full text.
What the fuck kind of post is this? A 12 yo can't consent to sex but they can consent to financing the future of another person before they even have their own future. 1. There is absolutely no written contract that binds you, anything close to that is insignificant. 2.What are you even doing? JUST
>>992868 I'm not his son and he let me live there. It's not about contracts, it's about loyalty and debt. His son isn't mature enough to appreciate it and thinks of me as a "meal ticket" but will appreciate it one day.
>>992748 Same shit as you most likely. Rich people are just that: people. They're not dieties.
Somewhere on the west coast, a partner at a law firm is driving into work and bumping DMX right now. There's also a NEET in a basement somewhere shitposting on /v/ whole listening to Mozart thinking it makes him better than everyone.
I have an adult website. Today I got an email from someone stating the following: "Hi, I came across your website a while ago and was concerned to see you don't have a disclaimer that no persons under the age of 18 are involved in your business. May I suggest you add a disclaimer concerning no requests under the age of 18? I am sure you do not want any bad press and I thought this would be helpful.
Thanks and looking forward to hearing back from you"
I'm not sure if this is the right board but I'll give it a shot.
Six months ago my Dad borrowed my car so he could get some tests done at the hospital. The car had been acting up and I hadn't been driving it for a while, so consequently I had also stopped paying my insurance. He didn't know that but he had a spare key and didn't want to bother me at work so he borrowed it for a bit.
As he was pulling out of his parking space at the hospital this woman doing way more than 15mph hit the rear of the car shearing off the bumper and doing damage... Comment too long. Click here to view the full text.
>>992714 >Would I be able to have the debt collector deal with my Dad instead of coming after me?
No.. because I assume on paper you are the owner. People make up all kind of excuses and sob stories in those situations..(my granny used it.. children, drunk uncle etc ) so a debt collector only goes after who is the owner on paper... otherwise it becomes a neverending chaos for the collector..
If you talk with them they will something tell you something along the lines of: ´it´s your... Comment too long. Click here to view the full text.
>I hadn't heard anything for six months, but yesterday I got a letter from a debt collector stating that because I was the owner of the car and I didn't have insurance I have to pay the cost of the damages.
Is this coming from the woman's insurance provider or an actual collections company?
>Would I be able to have the debt collector deal with my Dad instead of coming after me?
No. Whoever holds the title to the vehicle... Comment too long. Click here to view the full text.
I own a nonprofit org and a profit biz. Offering IT services. Mostly struggling to get a website running and gaining web traffic. Websites are expensive as fuck when u try to bootstrap your biz. So i'm running on wordpress until i got enough capital to buy some quality webdevs.
>>992656 I run a resume writing /biz/, I mostly use LateX programming to make decent looking formats that people can't make in Word. I average about $100/client, the biggest problem is getting website traffic as my website's a wordpress piece of mediocrity.
If it ever really kicks off I'll design more field-specific templates and hire some subcontractors to do my orders for me.
Considering that inflation has averaged 2.6% over the same period, that presumably means a nominal return of 3.6%. Not so bad, especially when you consider that only a fraction of the initial investment is your money. Let's say, for the sake of simplicity, that the property cost $100000, and that the mortgage plus expenses works out to the same figure as renting. With the mortgage you're making $3600 a year compounding, and you finish at the end of it with the... Comment too long. Click here to view the full text.
Considering only needing to beat 7.5% that isn't too difficult I'd say, and you don't have the attendant risks of being tied to the one spot for a large number of years, nor 5+% fee when you want to cash out. Seems like renting is quite plausibly better.
>>992638 >lose the last 20 lbs (lost 70 thus far) >work up to 4/3/2/1 plate deadlift/squat/bench/OHP >Maintain my 4.0 GPA >Build and launch 10 apps in app store (build and launched 2 since october, looking to step it up)
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