What do I do if I'm fucking stupid? I can't do college everything confused me I can't take tests good i get stressed and want to cut myself and cry every time i take a test it has shit in it I can't understand and I can never figure out answers.
guys i have 100k and have been looking at a lot of real estate lately, and seems like the vast majority of places barely break even in terms of rent versus mortgage/tax. which is slightly better than nothing, because someone else is paying your mortgage, but for a prop of 300k, literally the amount going to principal is about 300-400 for first 10 years
i saw a few that seem like they would make cash flow of like maybe 1k/month (4 unites rent over costs), but are in low middle class neighborhoods - like there would be no sense in improving the property or seems like would... Comment too long. Click here to view the full text.
Real estate team admin here. We work with tons of investors.
Look for double lot 2/3 flats that have 2-3 units on each floor or converted single families that have 2-4 units in total in middle class neighborhoods. If you're around a city, look at the suburbs.
Buy a little cheaper, find a buddy contractor willing to do any work a little cheaper, etc, etc.
Friday we sold a $210k 3 flat with 6 units to a regular investor. After the inspection he figured it'd need about $40k in work in total, was in a middle class neighborhood, and he was expecting... Comment too long. Click here to view the full text.
Hey /biz/ I apologize if this isn't the right board for this question, but I need a little bit of help. Should I put my current employer as a reference on my resume? It's only me second real job, so without them my references are kind of lacking. The problem is, they don't know I'm looking for a new job, and although I'm a great employee, they've been driving the company into the ground and quite a few employees are jumping ship. They're trying to do everything they can to make me stay, but I'm just no making enough money. My fear is that... Comment too long. Click here to view the full text.
>>987749 I know they won't contact 5, but as far as presentation goes I felt that 5 looked better than 3. I also have the fear that if I don't include any current references they'll assume that I'm currently a poor employee, which isn't the case. Maybe I'm just thinking too much into this, but I really want this job. I'm only making $11 an hour now and this job will start $14.50 + commission, and it would finally allow me to move out of my parents basement, so I'm really stressing about it.
When have you ever heard this besides online? It doesn't really happen. If anything other races are much worse at it.
Indians - Pre-Assigned marriages Chinese - Controlling every aspect of your life and no fun allowed Blacks - tell their kids it's all whiteys fault and their dad never helps raise them Natives - Drink handsanitizer to get drunk
If like 90% of fund managers who graduated top ivy league schools, have a shitton of analysts, resources, funding and experience to back them up cannot consistently beat the market, what drives people to participate in the stock market instead of just parking their funds in 3-5 index funds and calling it a day? Aren't there distributing ETFs as well, so "dividends" doesn't really hold up as an argument?
I'm asking because I want to invest a large sum and have familiarized myself with the markets, but I am unsure what to do. Pick dividend aristocrats/kings... Comment too long. Click here to view the full text.
>>987593 >Aren't there distributing ETFs as well, so "dividends" doesn't really hold up as an argument? ALL index funds and ETFs pass-through their dividends to share owners. You're on the right track, OP, but do continue your research.
So after being a fuckup for way too long, I finally got my act together and got a decent, steady job.
I want to act like a grown up for once, and try and save a little each month. After budgeting, it looks like I can square away ~300 a month. I've looked around at plain jane savings accounts with banks, but it looks like the interest rates are pretty bad. Like almost nothing. I'd like to be able to earn at least some interest, but hopefully be able to take money out if need be. Any suggestions?
What you need first and foremost is an emergency savings account. This savings should be in cash or in something very low risk like a money market account. This amount should cover about six months worth of expenses in case you lose your job or something unexpected comes up you won't have to go into credit card debt. After this is saved up I would invest in a low cost index fund, look up the funds Vangaurd offers. This is where the majority of my investment are held. I pick individual stocks with play money that I wouldn't mind losing but any substantial amount is... Comment too long. Click here to view the full text.
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