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Archived threads in /biz/ - Business & Finance - 314. page
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Hey /biz/ I'm starting a media company with emphasis on Aerial Videography and Photography. My business plan is pretty solid but iv hit a wall in the area of Market Analysis... This area is so new that I am finding it hard to gauge the market. I know there is demand, but how would i set pricing and gross margin targets with almost no information to go off of... help me out guys! I would prefer not to fuck this up!
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>>1387886
Pricing is determined by competition, primarily in photography. This is especially true if you have no reputation to charge a premium for.

I would spread contact through various channels and give free quotes to realtors. If you start getting laughed out of the sale that's a sign you want to lower prices.

I would start high and negotiate yourself down into a customer base. You can start raising prices when you are fully booked with time.
>>
>>1387893
Thanks for the input. I had planned on pricing my service low for now until I can generate a reputation. That would give me a slight advantage over my competitors as well. Would you recommend setting price packages and then negotiate? Or would I be better off pricing my service per client? I have been going back and fourth on this for a while.
>>
You have to have a pilots license to have a drone photography business.

That's why you don't see a million of them around. Should have done your homework first
Lol.

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When does it not become worth it? like if your making 10 mil a year does it even matter if you invest that shit. hypothetical
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>>1387852
Money's worth nothing to one and worth everything to the other. If it's your catch, it'll be worth it. However people like me are fine with a above average income.
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>>1387852
Try /r9k/.
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>>1387852
If you make 10 mil a year you will probably be at a point where you're paying someone else to invest your money for you. There is no point where you just let your money sit and accumulate in a bank account.

Also nice Maisie.

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Does anyone use p2p lending? I just opened an account with 1k and want to know other's experience. I have many safe vehicles for investments and wanted to try something more risky
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I'm using LendingClub btw
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>>1387816

What's risky about it? Are you simply fucked if people don't pay you back or do they have insurance? What kind of interest rates can you get?
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>>1387877
You're fucked if they default as is their credit. They show basic verified info such as credit score, monthly income, lines of credit open, and amount of debt. You can choose loans you want to invest in and buy notes in $25 increments which lowers the risk spread amongst many people

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Why don't more women use alt right things to make money? Like that cam whore that dressed up in nazi clothing and made more money then when she showed her pussy. I can imagine any girl putting on a trump hat or say something racist getting rich quickly. Why don't they?
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>>1387710

They love their bull too much to do that.
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>>1387710
Same reason you're asking this question on an anonymous forum.

/Thread
>>
Girls could be camming on xotika.tv for bitcoin and keeping more of their earnings than on MFC or CB ... butt

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OK /biz, tell me why I shouldn't withdraw my 401k & just invest my retirement monies on my own?
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Does your company match your contribution?
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>>1387709

Yeah, up to 2% only though
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>>1387683
do you have an IRA? if so, then

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What's Italy going to do?

And how can we profit from it?
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greece and italy got cucked by germany and brussels. it's too late now. feel bad for all the ordinary people who had no say in the matter.
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>>1387675
Short it
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>>1387675
nothing's going to happen

>>1387685
true, but karma will hit Germany and Brussels like a motherfucker

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So, I have a question for you /biz/
My dad pays the minimum of each large bill he has, or $5 a month on them. Ex: large hospital bills.. He gets away with this because we are poor as shit, and they pretty much just accept it as long as they see a payment every month from him, sometimes they even get so pissed that the payment is so low, that they tell him to forget about it.

Anyway, I don't know for sure, but I'm pretty sure he is up to his neck in debt, and I was wondering when he dies, do I get that debt?
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>>1387666
no, debt is illegal to inherit
in civilized countries that is

that being said, funerals are $10,000+, so may want to make sure he buys a house or nice sportscar before he dies, so you actually get an inheritance to help pay funeral costs

if hes in millions of dollars in debt but owns a house or something like that, you get the house (assuming you are the heir of course), but you dont get debt, his debt collectors get SOL

and some states here in america you pay taxes on inheriteded dosh, so be mindful of that
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>>1387686
Very good info thank you
>>
>>1387686
>funerals are $10,000+
>dogs need to be fed
Pick two and come to a conclusion

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Which publicly-traded companies are going to profit the most from the legalization of recreational marijuana in California this November?
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The big tobacco companies are the ones who will make it in the long run. They already have the infrastructure.
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>>1387619

Taco Bell and Cheetos
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>>1387631
this. if they didn't they'd be foolish

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Any stocks i should be watching for tomorrow guys
Im prepared to be sent into orbit
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>>1387615
KNPD. profits will come at you hard.
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>>1387621
What the hell is KNPD?
>>
>>1387623
krunk niggaz police dept

Anyone have any advice on home buying?

How do I figure out where I should live?

Anyone know where I should go to look up stuff? Demographics, crime, tax rates, school ratings, all of that stuff? Is there any place that does projections of property values and all that other stuff into the future?

I work in West Chester Ohio and make about $40k/year. I'm currently living with my parents and don't really like the idea of renting because it seems like burning money. Maybe renting makes a lot of sense in places like NYC but I'm not sure it does...
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>Yes
>You should live where you want to (I suggest living as close to work as possible)
>Do you own research. Unless you're in an urban setting, the collected data won't be great.
>>
Secure financing before talking to a realtor. Don't let the realtor know your actual top-end number. Always make offers contingent on passing a home inspection from someone reputable. Always cut 10-15% off the asking price for your initial offer. If a home has been on the market for a long time you can seriously lowball them. Realtors will tell you these offers are insulting but they're shabbos goyim so tell them to fuck off.
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>>1387543
>don't really like the idea of renting because it seems like burning money

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Will nocoiners ever learn?
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Buy LBRY (LBC) on poloniex
https://youtu.be/DjouYBEkQPY
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>>1387485
Noshitcoiner here. How is your shitcoin going lately?
>>
Buy nxt or cry in 3 months

Where does Hollywood get fake paper money bills like these without getting into trouble with the government for counterfeiting? I want to buy a huge pile of them and put them around my house too just to feel rich.
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>>1387473
>fake
Why do you think these movies cost millions of dollars to make?
>>
Why would they get in trouble for making props?
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>>1387473
those are prop bills, you can get them printed but they say clearly on the bill that theyre replicas

https://www.google.com/search?q=prop+money&num=100&source=lnms&tbm=shop&sa=X&ved=0ahUKEwjX2732o_vNAhUKSCYKHfPIDOAQ_AUICCgB&biw=1280&bih=637

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>fat, chinese slob
>literally paints with his own shit
>Sean Parker from Facebook gives him a bunch of stock to paint mural
>$200 million worth of shares

how does a NEET get so lucky?
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Didn't he win a shitload in vegas too
>>
his murals look like shit.

still tho, hes a cool guy, he lives by the moment
>>
he's vietnamese you faggot

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Why has no one bought this real estate yet? A mansion at central park. There are enough billionaires, and you cannot lose money on this investment. Why is it on Zillow for 40 days? What am I missing here? $120,000,000 for a central park mansion.

http://www.zillow.com/homedetails/834-5th-Ave-New-York-NY-10065/31533429_zpid/
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people on here cannot afford a $120 million mansion, including me
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>>1387341

But you must know why it is not being sold? This is /biz after all?
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>>1387336

That's a fuck load of cash for even a central park apartment, especially one that is so old school opulent and would certainly have to be remodeled for anyone who would actually want it or to flip it.

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can u live in a fancy apartment if you make 15-20 an hour
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Why do you want to? Depending on how much you'd probably be broke and/or couldn't really do anything . Live under your means man..
>>
Maybe with a roomate dingus
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>>1387238
>Live under your means man..
>Live under
>under

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Should I go into work today guys? My knee feels like its gonna fall out of it's socket and no amount of ice and medication is keeping the pain down every time I move. At the same time I feel really guilty because I have been reliable for every time they call me I come in and work the registers.

What should I do guys? How do I stop feeling guilty for some reason?
10 replies and 1 images submitted. Click here to view.
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just buy more quality kneepads to keep your business intact.
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>>1387155
I don't understand. I'm a cashier and my knee hurts really bad. How do kneepads help me?
>>
If this isn't bait, go to a fucking doctor.

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What are /biz/'s thoughts on T. Rowe Price mutual funds?

A year or two ago I put $5k in both the New Era (PRNEX) and Health Sciences (PRHSX) funds. Total returns so far are 4.58% but I'd like to be up by at least $1k by the time I cash out (an overall 20% increase, ignoring inflation). For these two funds, how realistic is that for a goal over the next two or three years?

And this may be a very basic question, but how do I know for sure when to sell? In particular I'm interested in PRHSX because apparently it's closed to new investors, so I...
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I bet no one on this board knows shit about actively managed mutual funds

And they really don't need to
I personally wouldn't hire a fund manager even if he did beat the market, fuck him and his business
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>Actively managed mutual funds
KYS
>>
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>>1387141
>>1387143
When I originally put money into these funds, it was on the recommendation of a financial advisor that my parents (recently retired) had been seeing. I was interested in putting my money into energy because of the (at the time) recent drop in the price of oil and health sciences because of the expanding biotech aspect.

Looking at alternatives, it appears that Vanguard has both energy (VGENX) and health (VGHCX) funds as well and they're generally...
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I'm a 27 year old Austrian neet and have about 90.000€ saved up.
I don't plan any significant expenses in the near future so I figured I should finally look into how to invest a good portion of it.
Although I have a basic understanding of the matter, I still don't feel comfortable enough to just go ahead and do it on my own.

Maybe you could give me some tips or ideas or recommend/link me some unbiased sources on the matter?
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>>1387044
Dividend aristocrats, reinvest all dividend payments for those sweet compounding gains and cash out when you want to retire.
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>>1387044
Create wu coin

Pitch the idea to wu tang clan, get them to only accept wu coin for their albums, give all 8 of them 90% of the wu coins. People have to buy wu coins from wu tang clan in order to spend the wu coins on their music and merchandise.

Wu coin market cap reaches $100 million, you become a wu coin millionaire
>>
>>1387055
Or this OP

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Let's take over the kneepad industry?

I need 10 shareholders with $500 each for 1000 shares each at $0.50 a share.

Together we will form a uk ltd. develop a e commerce website and begin to invest in kneepad production and branding facilities in brexit britain.
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Typical plebbit-tier post.
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>>1387007
>$0.50 a share

No
>>
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>>1387007
>thinks collecting investments is the first step to start a business
th-thanks kickstarter.com

How did you get your current job?

How much did you start making and how much are you making now?

Do you have any tips for people who are currently at the bottom of the ladder? Job hunting tips in particular. I am currently working a minimum wagecuck job, and in the process of finding a higher paying job. Any job hunting tips is appreciated.
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>>1386998
>How did you get your current job?
Nepotism
>How much did you start making and how much are you making now?
I was given a house and a new car and it becomes legally mine when I graduate from my sociology degree
>Do you have any tips for people who are currently at the bottom of the ladder? Job hunting tips in particular.
Ask your mum or dad to hook you up at their law firm.
>>
>>1386998

>How did you get your current job?
Moved to a suburb of Detroit in 2012. Wifey hooked me up at that place to work in a tiny machine shop. I was a drop out international student because I had addiction issues. I was a button pusher there taking orders from people who didn't even graduate high-school. My wife got fired and decided to just receive her SS check and watch steve wilkos/ maury every morning so I busted my ass learning to use the machines better watching videos on...
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>>1386998
Got my job because the first person they hired was a shit and got fired, so they hired me after I said I was still interested.

Started at 16.65 hourly, two years later now make about 17.00 hourly.

Best advice I can give is... don't work for the USPS. They are shifting to a temp workforce because full-timers are too expensive, and the unions are helping this process greatly by negotiating for the interests of full-timers and letting management do whatever the fuck they want to part-time workers (even...
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Are you ready?
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>>1386986
Can you please include the name of your crypto in the title or body of the post as a courtesy to the half of the board that uses filters?

Thanks bro!
>>
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>>1386988
Come on mate. You know we know what time it is.
>>
Missed the easy mining phase.

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does a guy like this just have hundreds of millions in the bank. does "dead" money even matter at that level ?
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not really
>>
The guy is worth $2b or so, would you really care about making a couple hundred million or so more at that level? I know I'd just wanna enjoy life
>>
>>1386976
He could save the video game industry if he wanted.
But he won't. Cause he's a lying fat hedonist.

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Hello, i'm a 18yo male from the netherlands, and have always wanted to start my own company. Now the big question is... What is something people need or want?
All relevant answers are welcome biz, looking forward to your replies.
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https://www.kvk.nl/

>What is something people need or want?
Money, food, sex.
>>
>>1386914
people want business ideas
>>
>>1386914
>European
>starting a business

AHAHAHAHHAHAHAHAHA
I hope you aren't serious. Unless you have a rich family or do this off the books you won't stand a chance buddy.

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ITT: We share financial secrets that we know off, that enables us to gain an advantage over that particular field.

I recently saw a couple of threads on /biz/ regarding gambling, and since I've been playing poker for quite a while, (but no longer do because I'm now back in Ethiopia after 4 years in the UK for educational purposes) I thought I'd share a few tips that I've gathered along the way.

You might ask why I'm being generous enough so as to share a "secret", (which surprisingly isn't common knowledge amongst gamblers)...
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As you may or may not know, the primary form of income for internet poker sites, such as Donkeystars; FullFraud; etc... is RAKE. That is also the poker player's greatest ennemy since it has the ability to bankrupt anyone who doesn't properly engage it.
If, for argument sakes', I were to play NL Hold'em in ring games on any one of those sites, taking great precaution to minimize my risks and making use of any of the well known methods to gain an advantage, (bankroll management; utilizing poker softwares; tracking and keeping notes on other players; fish-baiting; scrupulously picking my tables; etc...) I would still end up loosing in the long run.
Why? Because as magic puts it, "once you're rigged to lose, you're rigged to fucking lose". Donkeystars or any other poker site is flawed despite what others' might think. But, if you choose not to delude yourself and decide to accept this fact and confront it, there is a way around it.
>>
>>1386908
See, unlike ring games whose rake is taken every single pot, STGs or Sit N' Go games, (nb: STGs and tournaments are two different games which require different strategies) are raked only once at the beginning of the game. So if I were to play STGs and only STGs, I might end up winning in the long run. Like I said before, ring games are taxed accordingly every hand, so the greater the pot, the greater the rake, the greater the profit for poker sites. Do the math. Players often find themselves being set up by the...
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>>1386906
Ethiopia... stopped reading there, bye.

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So, after years of being a wage slave I have around 50k to spare. How do I turn it into a million, and tell my bosses to fuck off.
5 replies and 1 images submitted. Click here to view.
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TrumpCoin
>>
>>1386852
/thread

Nah for real, come up with an app idea that breaks rules, does something nobody would have expected

Facebook, Snapchat, Netflix all did this

Research a particular industry extensively.
>food
>online shopping
>film
>gaming
>books

A good model at the moment is renting instead of buying
particularly in industries with...
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>>
Long Bitcoin and make 10 times your profit

https://whaleclub.co/join/CiCCMS

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Has anyone done an internship or grad program with an Investment bank?

What kind of an application did you have to get it? I feel like I have a pretty strong application for internships but sadly don't hear back anything

Pls halp me
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They only recruit interns from 'target' Universities.

There are 5 in the UK, Ivy League in the USA and a bunch of European/East Asian ones - depends where you're from.

If you don't go to these, you will, with a very high probability, never have a successful application and must find an alternative route.
>>
>>1386801
That's because they only recruit women and minorities now.

https://www.youtube.com/watch?v=gjEdT-Hq1dU
https://www.youtube.com/watch?v=7e2i0lRgUbM

They're really trying to get rid of their "bad guy" image.
>>
>>1386811
Unfortunately this.

>>1386801
OP, either have amazing extra curricular or fuck off. No IB will take you in, they are hellbent on prestige.

I didn't go to an ivy league, but, my brother did and he works at one of OP image. He said out of his batch of 20 interns there are 2 that went to a non ivy league, both of them are in markets (trading for you noobs). I suspect the reason is markets are purely perfomance based so they probably had some prior...
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How much do you think you owe your parents?
I think my parents were fundamentally flawed human beings who tried their best to raise a good child, and they did okayish job.

I'm not sure that someone as dumb as me will ever be able to get a job that can pay my parents back for all the time and money they spent on me, but I won't let those dummies rot in a fucking retirement home. They might be idiots, but they're my idiots, to the end, and I'll let them hang in my house/apartment/whereever I end up living, unless I actually get wife, inwhich case,...
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>>1386794
>How much do you think you owe your parents?

$0

i dont owe someone for a contract i never signed. Thats called slavery.

now if i had DEMANDED for them to pay my way through university, which i didnt, then id owe them it back plus a little in interest
>>
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>>1386794
What do you think you owe your parents?

I don't owe them anything. I told them tonight by the time I'm 30 I will take every single penny they've earned from them for treating me how they did for 20 years.

I will not help them at all and the moment I'm finished college they are dead to me, I will never speak or have anything to do with my family the day I graduate, I'll never ever speak to them after that day.
>>
They pretty much did nothing wrong or good. Most of the time i was on my own but somehow it worked out quite good.
Will pay for their mortage as well as any upcoming cost in the future.
Their fortune will be mine in the future so why dont be a nice kid?

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Would it be a bad idea to invest 100% of my disposable income in stocks on robinhood?
14 replies and 1 images submitted. Click here to view.
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>>1386699
What if I don't know shit about the stock market?
>>
>>1386700
Just buy various dividend stocks and ride on them sweet dividends don't fall for the meme buying penny stocks hoping they'll go up.
>>
>>1386697
I'd keep at least some of it liquid so you won't be strapped for cash if anything happens outside your budget.

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My finances are an absolute mess. I am only just coming out of the first well paying job haze of spending all of my money every week. I currently have

>700 in an account I can't touch with a high interest rate
>500 dollars on credit card (started at 1000)
>3600 dollars in debt on personal loan
>no car
>1500 in savings account which I only have due to tax return

I would really love to get a car and/or...
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That's nigger tier personal finance.

How much are you making a month at your job? What are you doing for transportation?

You need to get that consumer debt taken out as soon as possible. You're just compounding the cucking of yourself every time you pay interest on it.
>>
>>1386622
>700 in an acc you cant touch with high interest rate
>4100 in debt.

your one of those special people arnt you
>>
>>1386634
I know right I am very ashamed about it.

3000 a month is what I earn currently while at university.

The 700 can't be touched for a variety of reasons otherwise I definitely would put it straight on the loan, however it only costs 10 dollars a month interest.

File: WinnersOnly.png (188 KB, 400x267) Image search: [iqdb] [SauceNao] [Google]
WinnersOnly.png
188 KB,
- Anyone here have a successful and durable experience in forex trading ?
- What's techniques did you use ?
- With how much money did you begin ?
- Gives me advice for a beginner like me, please.

I am really sad when i read specialized forums in forex, why?
Because all the trading journal I read ends the same way :
They end up losing all their gains and have their account to 0 dollars, after 6 months or 1 year.

I need testimonials from people who really live forex successfully since several years.
http://forums.babypips.com/newbie-island/70214-truth-about-forex-you-cant-become-rich.html


I...
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>>1386432
I bet you were pissed about the other thread, you autistic turbo faggot.
>>
File: Autismo.jpg (33 KB, 400x400) Image search: [iqdb] [SauceNao] [Google]
Autismo.jpg
33 KB, 400x400
>>1386432
>>
>poorly veiled advertisement for your website on an underground pine cone decorating forum that few visit, care about or take seriously

wew lads

like clockwork too.. it hurts mom where am i


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