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Archived threads in /biz/ - Business & Finance - 330. page
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File: rich.jpg (515 KB, 1200x808) Image search: [iqdb] [SauceNao] [Google]
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What should I do if I want to become rich?
18 replies and 2 images submitted. Click here to view.
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>>1375544
Win the lottery
>>
have a good idea and work your ass off.
>>
>>1375544
Start a successful business of some kind.

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Should I go to uni and get a bachelors degree in real estate? Tons of rich people that ive seen all have got it from real estate. It was either uni for that or to be in exercise science/nutritionist. Thoughts?
7 replies and 1 images submitted. Click here to view.
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>>1375518
>s of rich people that ive seen all have got it from real estate. It was either uni for that or to be in exercise science/nutritionist. Thoughts?

What city are you in?

If you grab real-estate in a city like Vancouver/Toronto then that is a no brainer. You can live for a year off the commission of a single house sold.

I'm going to go for that degree myself after studying mechanical engineering. Going where the money is.
>>
>>1375532
tennessee
>>
Do you have a specific career path in mind? I ask because I am in real estate but my gut instinct tells me it would be better to get a degree in something else that is related to the area of real estate or the job within real estate that interests you and learn real estate on the side. Depending on what you are like economics, accounting, finance, tax, psychology/financial psychology, construction management, construction related engineering (If this exists? I'd say being an architect is too involved although architects obviously can transition very easily into expert roles...
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I got hit by a car while on my motorycle, not my fault, I have admittnce of guilt through text messages. Full incrimination on the dudes part. I did not call the police, we exchanged info and i thought it would be a regular process. This was a month ago and I find out today from laywers that he is not cooperating. I call him and he nervously tells me he does not have insurance. I am missing work opportunities and used up some funds while taking work off, what the hell do I do? What are my options?
13 replies and 1 images submitted. Click here to view.
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idk
>>
You have to eat his weiner
>>
>>1375480
You can't do shit unless your insurance company wants to sue him. This is what "Uninsured Motorist Coverage" is expressly for.

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Lets assume i'm going to get $400. What stocks, in 7/11/16, should I invest in order to flip it into $1000 after X amount of time?
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>>1375369
If only you bought ORT a month or so ago on the TSX..

Climbed 13.24% today.

Their HPA Plant is about to fire up and get contracts.
>>
>>1375378
Never invested before, but after I saw the S&P 500 go to record highs today, I got inspired.
>>
>>1375386
OH.. well then your already breaking the cardinal rule of "Buy low, sell high"

You don't get in when it's at the top, you get in on a crash.

The last crash was BREXIT day.

The one prior to that was when oil hit below $25/bbl back in late January / early February.


Inspired yes, but don't be stupid and get sucked in on highs.

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The fuck is going on guys?
29 replies and 3 images submitted. Click here to view.
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>>1375312
Hahahahahaha
>>
Sell now. Forecast to drop as low as $1.86
>>
That's hilarious. Yesterday anons were saying that MGT was going to rise at least 5% today because of a proxy meeting? Well now it looks like dilution is being priced in for the new issuance of shares for their acquisitions.

I've been running a meme level music business with a friend.
Main source of income are
> studio time
> mix & mastering
> video & album graphic design

I wanna expand in to the merch meme but I wanna make sure I get the most bang for my buck for a screen printer.
Any anons with experince?
6 replies and 2 images submitted. Click here to view.
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>>>\mu\ ?
>>
No experience with this, but how much does the printer cost and what is your pricing structure going to look like?
>>
>>1375281
you would have bands paying you to make their merch, as well as their album?

Rest in peace my friends
7 replies and 3 images submitted. Click here to view.
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The things that drug addiction will make a man do..
>>
>>1375242
guys are you fucking stupid its going to go back up just BUY THE FUCKING DIP
>>
>>1375242

got damn I got scorched today. no no no this is a gawd damn conspiracy, and you're all in on. you got damn devils!!!

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Is bookkeeping still a viable career in the short term? I'm starting a bachelors in accounting and wondering if I would be able to start a small bookkeeping business to pay for it rather than continuing to deliver pizzas. I hate my current job and the fact that I'm not developing any relevant skills through it.

What's the best way to determine the demand for bookkeeping services in my area?
11 replies and 3 images submitted. Click here to view.
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Read Amazon's founder biography
>>
>>1375400
How will that answer my question?
>>
I don't think it is because the small companies that need the service don't want to pay for it or they hire someone for $12 an hour.

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Is anything in the health field that you can achieve with a 2 year degree going to be obsolete soon with the way Medicare is going? For example,
>PTA's
Medicare doesnt want to pay them when they can just have a regular PT do it.
>OTA's
Pretty much the same thing

I dont even know whatelse. But what is recession-proof in the health field? Personal trainer? I just want to be able to do something that has a positive impact on somebody's life that I can pass in school without having to take...
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>>1375198
Radiology tech. The pay isn't bad for the work from what I've seen, but the whole job market in general is about to be overflooded with kids who heard about all them boomers and their health.
>>
>>1375198
About to hire someone for accessioning, definitely want someone with an associates, can't fuck that shit up.
>>
>>1375513
what is accessioning?
>n b5 google
what is so special about it, I mean, that you want to hire someone for it?

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So, dumb question: I don't really know anything about banks accounts but I want to open a separate one from my main one to receive money. I'm planning to sell things online and this account will only be used to store money that's incoming; expenses are minimal and so won't be taken from that account. What's the best way for me to do this? What do I need to look for in an account? Are there specific names for these accounts or should I just be looking for the one with the lowest monthly fees?
4 replies and 1 images submitted. Click here to view.
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>>1375157
Depends. Is the account for a business (incl self employed) or personal? Sounds like personal in your case. And what bank are you with?
>>
>>1375205
Technically business, self-employed, but from the IRS guide looks like I can consider it a hobby. Wells Fargo is the bank.
>>
>>1375266
>>1375205
Clarification: I'm selling things I make. Not huge amounts of money, maybe $50 at most per transaction.

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Dropshipping yes or no?
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>>1375065
ask again in the year 2005 when it was still feasible
>>
Bought a samsung gear from a person on ebay and it came in two days in an amazon prime box

So yeah, must be feasible people are still doing it
>>
Yes but not meme shit like selling shit you find on Alibaba.

Your goal should be to find some highly skilled people and create a distribution channel for their products.

Basically do sales for people too autistic to market their successful product and reap the rewards by buying wholesale from them and selling at a premium.

Browse websites & physical locations searching for a product. Spampost it on all the relevant websites to that product, find a audience and target them through Facebook marketing.

This is 10x easier than creating your own product...
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some good read bloomberg/2016-06-24/brexit-is-gold-s-last-desperate-hope

so who is fucked, DB, monte dei paschi, JPY..
what about Krugerrands and gold, miners like BAR etc.. have you guys peppered angus for gold>btc?
9 replies and 2 images submitted. Click here to view.
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Yup got three ounces last time it went under €1k. So I'm up 700 since january but gonna hang on until there's something I want to buy.

Not in it long term I don't think, it was just cos I was working in a gold mine and everyone said it was a good idea. Though I Was poor then and I'm poor now
>>
Gold is a good place to park your money but shit as an investment. I'd only buy gold if I had alot of liquid investments, just for insurance.

If you park all your money in gold, thats dead-money.
>>
>>1376222
>what is outperform?

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>Successful business, garbage secretary
>I'll be here for a few years, tops!"
>One decade later
>Makes double what other secretaries make because of "seniority"
>Ignores phone calls
>Doesn't do her job and pushes all of the work to other secretary
>Literally fakes paperwork do get out of doing it
>Deal...
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>>1375035
You forgot to mention where you live/this happens. However, if you have proof for everything you stated above, she's already fired, you just need to tell her.

Oh wait, did you just got annoyed for years but never took any action? then you're screwed...
>>
>>1375035
Firing isn't enough
She has to go
>>
As far as HR law goes....

Document poor performance, have meetings with her about it. Then have her sign a piece of paper acknowledging a detriment in performance.

Just keep doing this for her failings. After a handful, you can easily fire her.

Also you can keep cutting her hours or treat her like shit until she quits.

I hate employees like you described so fuck her.

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So let's presume that an actual recession similar to 2008, or even greater is coming in the near future.

What is the best way to prepare?

Obviously a small stockpile of food you would eat anyways (rice, beans, oats) and owning a gun are nice.

Are there any bond or stock funds that will grow during a recession? Is it best to keep it in cash?

Some will advocate buying Gold/Silver, but keeping those physically is a huge liability, and if it's tied to an ETF the price could be manipulated (or the asset seized if the shit hit the fan)

Strong...
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10 replies and 1 images submitted. Click here to view.
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>>1375026
>small stockpile of food
You're not gonna last anon.

Also a safehouse in a remote location is where to keep the stockpile.
>>
>>1375026
Keep your stocks and buy more, you'll be buying at a discount. Bogleheads is pretty much right.
>>
>>1375186
>stocks
>useful when paper currencies are worthless

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why does stock rise without any reason?? Take this stock for example, REV (NYSE), its up 7% and no news has been released which would trgger a change ..
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>>1374948
they know something you don't
>>
Because algos and central banking.

Market has been like this for years now.
>>
>>1375008

I might add, low/negative treasury yield and S&P surging to 2,414 because why the fuck not, markets doesnt make sense anymore, thanks central banking

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>Hey guys, I just bought 0.023546 Bitcoins! We're going to the MOOOOOONN!!!!!!
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Oh sHit, anons in. TIME TO DUMP
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>>1374919
Anime Hitler always gets left holding the bag.
>>
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>>1374928

That's the Jewish way, my goim

how do I do this while living in canada? what's the canadian / quebec equivalent?

also, is it worthy to follow that strategy with windfall money, or only with long-term savings?
4 replies and 1 images submitted. Click here to view.
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Google "Canada Pension Plan"
>>
401k and IRA are roughly the same as RRSP and TFSA, respectively. Fill up your non-taxable accounts first. For the index funds, same goes, just use domestic (Canadian) and international. TD has index funds, or you can buy ETFs. Probably not a great idea to go equally into each, vary up the stocks:bonds depending on your age, and make maybe a third (at most) of your stocks domestic.

Should work out for either case, unless you've got a really huge windfall and you know you can do something better/more stable with it.
>>
>>1375305
not op, but in the same boat, right now i have an RRSP/TFSA, 2k/5k in each.

both are in the "TD Comfort Balanced Portfolio" i have no clue if this is the best spot to have both of them, this was just the account that was suggested to me when i was opening them up.

i know im basically asking to be spoonfed but do you know which accounts are the best/if i should change where the money is at the moment

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How hard would it be to start up a real outfit? You hear about these small town mafia groups all the time. Got their fingers in all the pies, paid off some of the law.

Is it possible? How would you go about it?

All hypothetical btw ;^)
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>>1374811

>OP is either a nigger or some dumbass wigger.
>>
what's with all the criminal threads on /biz/
>>
>>1374813
actually watching fargo right now. That's what sparked the idea

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There's probably a reading list up somewhere but could somebody give me the name of a decent intro/overview of economics that is meme and nonsense free. Just literal facts plz.
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Economics in one lesson.
>>
>>1374800
Thanks, that's perfect. I'll get that. Cheers m80.
>>
What parts of economics? Macro? Business? Financial Markets? Government? If you want an overview for everything you might as well read a Wiki/Investopedia article and see which part you actually wanna learn about.

But I'll go ahead with some recommendations

"Economic facts and fallacies" if you want to learn the practical aspects of the economics of housing, education, employment etc.

"The Wealth of Nations" is old and dated but it's still widely known for laying down the foundations of economics.

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/biz/, I need access to £500 over a month until my first payday, next month. Which method would you guys recommend?

>Take it from my savings at a value loss of £125 (HTB-ISA for those in the UK)
>Open up an overdraft
>Open up a credit card

It's not something I'm going to need to do again after my first paycheck
12 replies and 1 images submitted. Click here to view.
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borrow from a friend/family member
>>
Do the maths matherfacker.

How much will taking 500 from overdraft cost you?

Just make sure it's a prearranged overdraft, otherwise you will end up paying more than a credit card.
>>
>>1374819
Yeah, that's certainly an option - I just don't like asking to borrow money (it's pretty much something I've never had to do before)

I'd rather pay the <£10 overdraft interest for example... But I'm not in the know about how this will affect my credit rating etc

hey /biz/

I'm quite new here, been lurking for about a moth.
I am currently developing a website for hotel bookings that helps you pay in bitcoin.

The website is very static, and most of the work will be made via telephone/mail.
The idea is simple: I make you the reservation, you check in at the hotel and pay me in bitcoin. After that, i will pay in Cash for your stay at the reception. The service will be available only in my town (Bucharest).
I will be the first one in Bucharest who gives this payment option.

My question is: Do coiners use...
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I don't see a reason to use this. Why do you think people would be interested?

to stay anon? how do you secure your risks/consumers risks?

american fag here
>>
>>1374776
Reason to use this for consumers:
Anon, plus a much simpler way. Send BTC to a wallet and that's all.
My risks will be secured via a commission that hotels are used to pay to booking agencies.

As for consumers, i guess the front office can guarantee them that they don't have to pay for the reservation, if the arrangement was made.
>>
Id say go for it. My only concern would be order cancelling and if the commision is worth your time.

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Hey /biz/ I'm working on a game that I know will make at least a million dollars, because it's something original that hasn't been done before. I have the advantage of having years of both programming and art training, so I have all the necessary skills to finish it myself. I plan to sell it on steam and I'm confident it will get greenlit fast as fuck, so I'm not going to submit it until it's close to being finished.

But it's a long term project that I know will take me at least a year to finish IF I can work on it full time. Meanwhile...
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Take your savings and go and live in Thailand for a year while you make it.
>>
>>1374750
>because it's something original that hasn't been done before

the market is oversaturated, we have "never done before games" made every week. the most common trait they share is that they suck.
>>
make a prototype and generate interest. then use crowdfunding.

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Hey /biz/
I'm fairly new to investing. I invest about 100 bucks a month in index funds (am poorfag college student, just doing it to establish discipline, pls no bully).
I have an account with Stanley Morgan that my parents set up as a custodial account to help pay for college. I got a scholarship that pays for everything so i'm just going to withdraw it. Its about 5 grand.

My idea is that I will invest most of this in a high dividend ETF? Can you smart /biz/ gentlemen tell me why this is a good or bad idea.
If it is a bad idea please tell me what...
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28 replies and 3 images submitted. Click here to view.
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>>1374672
Not enough. Sell drugs!
>>
>>1374677
Not enough initial investment?
Why?
>>
>>1374672
>I invest about 100 bucks a month in index funds
>just doing it to establish discipline

>I'm also maybe going to take 1000 of it and put it into a robinhood account
>consider it gambling money

You're considering "gambling money" what it takes you almost a year to accumulate?

This board cracks me up.

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I own a small fashion label and i'm working on a website. Competitors have 'about me' sections but they're super fucking pretentious. Is it worth talking myself up or just really lame?
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>>1374666
If you have a great story go ahead. Otherwise have a section talking what THE BRAND is all about.
>>
Rule number one of sales

>Talk about how what you can do for your customers, not about how great you are.

This is simple but the number of presentations I see that start with "we've been in the business for 15 years, we've won this award, and we're the top rated company as voted blah blah blah" and more shit nobody cares about".

The only reason you should ever talk about yourself is to lead to sales. Observe:

This is fine

>We have hundreds of customers, including...
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>>1374670
also if you think you will have exposure in the near future, having a media kit could be handy. it is also a great exercice to write one. It will help you define your label

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I fantasize about winning the lottery so much that today I had to actually stop and realize that I didn't have a million pounds in my bank.

Have I developed a mental disorder or delusion or something?
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That sir is called conviction.
>>
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>>1374657
I think the million dollars are delusional for not being on your account

Think about it
>>
>>1374657
Actually, that does sound serious. (Depending on how long/serious the delusion was)

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Read it and cope nocoiners trumpcoin llc is official
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>>
Great news!
>>
>>1374591
you know that creating possessing and or posting fake officials documents is considered a felony in some states? good luck :)
>>
>>1374601
It was announced on BCT Forum just a Minute ago

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>That feel when criminal record
>That feel when don't know how to get a job now

Who else /criminal record/ here?
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>>
Pls reply
>>
>>1374598
ok
>>
Well you could kill yourself
>le drugs are good for you maymay
Could see past this at age 12

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>Do you know a company which did offshoring in the last months?
I bet you are even too dumb to even know what it is
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>>1374551
it means that a company stops producing something itself and buys it from others idiot
>>
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>>1374551
>baiting this hard
Sage
>>
>>1374551
You are right, I am.

BUTHERESWHATGOOGLESAYS: (Offshoring) (noun) the practice of basing some of a company's processes or services overseas, so as to take advantage of lower costs.

Oh, it just means relocating to China. Meh.

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>you fell for the MGT meme
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WHY WONT IT STOP DROPPING

REEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEE
>>
RIP

At least we can all die together
>>
I'll be back when the price hits 3 bucks or so.

Enjoy the dip bbs

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Why didn't you invest in Ethereum when it was cheap, daddy? If you did, we wouldn't be poor now. :-(
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Why didn't you invest in Bitcoin when it was only 650 dollars, daddy? If you did, we wouldn't be poor now. :-(
>>
This doesn't work anymore now that eth is a mess.
>>
>>1374437
Hahaa some of you Ethcucks are alright,

Don't buy Eth tommorow.


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