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Archived threads in /biz/ - Business & Finance - 342. page
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How much should I be spending on rent? I make ~40k a year 21 yo only have 15k in student loans living in the hood now and feel like I rather spend a little extra to be more comfy
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>>1365990
You're not doing bad enough to be living in the hood.

I would find a cheap, but safe and comfortable place to live in close to your job. After all stolen cars are more expensive.

You're 21 so you could afford a comfy apt for $1000 and under possibly or you could share a house with 4 other young people and pay $500 or less each.

Anyways yeah don't take saving your money for investment to an extreme like that. It's not healthy.

You're about to get a wave of anons telling you some bs like:
>Save water by pissing on a water bottle and throwing it away.
>Don't use ac
>Live off ramen
>Donate blood every week
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>>1365999
I'm 29 also make 40K but have no debt and I'm also living in the ghetto for 625/mo.

I saved up 20K but have nothing to do with it and I don't care whether I live in the ghetto or not. Am I just being too cheap or is it different since I'm older so I should work harder to save?

People with my income spending 1000/mo seems crazy to me.
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>>1365999
A while grand? Nice. I was thinking like 700 max

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I had an idea. I could code a 360º video format that instead of buffering the whole video at once, only buffers a small area of the possible sphere of vision, allowing you to watch 360ª videos in a much higuer quality without spending as much bandwiddth.

Is this viable? Could I monetize it somehow?
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>>1365923
I'm almost 100% sure that they have done this already and had poor results.
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>>1365923
Seriously? No, of course not.
People like to be constantly looking around and having fun with the video. Silly but true.
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>>1365923
that's been tried. the moment you change your field of view, the quality turns to shit as there's nothing buffered

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I want to start a business and make enough money to get out of my parents house.

I can code anything, have a computer, internet, and food.

I have been trying to come up with ideas for months but I have no contacts, no idea what businesses need, no idea on anything. I just can code and learn whatever I need to.

Can you business geniuses help?
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>>1365906
sorry man, you can't "code anything" or you wouldn't be in that position.
What about coding a bot to trade crypto for you, coding databases for micro businesses, or coding some meme website that scrapes info from somewhere else and put ads on it
>>
https://www.youtube.com/watch?v=zOtaxwGles0
https://www.youtube.com/watch?v=DZ8PfXOV1fU
https://www.youtube.com/watch?v=TeXatquVqAc

Make a meme/joke site about songs which sing about money.
>>
>>1365906
Why do you have two of these transsexual scat fetish threads going, you stupid useless faggot?

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Hey biz,

Thoughts on buying and holding gold for the next couple of months?
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>>1365842
you guys are always too late to the party
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>>1365842
Potentially a good idea, because a recession is due soon, but the main issue is uncertainty on what "soon" means (i.e. whether it's within the next year or within the next four years).
>>
a few months ago was a good time to buy gold, now the price is pretty high thanks to generally weak stocks and now the brexit

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Any Britbongs looking to make some Brexit bucks?
I've been heavy in gold and oil all as well as global index funds all year, which have been fantastic since Sterling went to shit.

Despite this, considering liquidating these gains because I feel a happening.
Gold seems overbought. Banks seem oversold but DB looks like it's about to collapse.

Considering buying Lloyds and Persimmon. D-do I?
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Where abouts do you live? Im in the north, I camouflage in ea7 tracksuits and Nike TN's to escape the wrath of the chavs. I buy curry and kebab from the pakis so i dont get dindud'. I wonna start a business but the government have me by the balls. Who am I? I am the working and middle lower class of the UK, every last one of em. Whats the answer? Whats the way out of this hell? Well lemme tell you.....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................
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>>1365912
>tfw established middle class as of last month
I might just make it.
>>
So bongs, what are you buying?

Let me know. I'm interested to hear.
I used to buy a bit of the majority of global index funds, but the £ is so weak I'm buying only British at the moment. I suspect Sterling could go weaker, but in the long run we'll go up again I'm sure once we go full tax haven mode.

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I'm a mathematician. I want to earn shitton of money working in finance. What are my possibilities?

I'm maining in computing/computability and statistics. Also well versed in optimization.

How can I maximize my profit?
Preferably by working for some one.

Any ideas my /biz/natches?
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Bump. I'm reading of something like quantitative analysis i.e. quant fund.

This would be something I could find interesting. Are there more professions?
>>
Re-bump. I want to work in Stockholm or maybe London. What kind of employers would I be looking towards?
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Am I shadowbanned?

https://www.youtube.com/watch?v=InnRJIGfLFU

Alright /biz/, I'm studying International Relations at my university, as a requirement, I learn a foreign language. I have a working knowledge of French, and English is my native language. My options are:
Arabic
Chinese
French
German
Japanese
Russian and
Spanish
Assuming I don't land a job in an NGO, i the fed gov't, etc. Which would benefit me the most in private business? I'm assuming Russian, Arabic or Chinese, based on number of speakers, and they're not languages that are very known by Americans.

Also, the official...
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Learning Hebrew goy
I'm serious
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>>1365733
It doesn't matter. You won't speak it anyway.
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>>1365733
The easiest one is spanish
Take japanese if you like animés
German is a pain in the ass
I'm french btw so i find french easy
Chinese is hard but it's obviously the best one you can take (especially un economics)
Russian is useless
Arabic is useful, especially if you work in agencies or in the oil industry but it's hard

I'd say that if you don't give a shit, you should learn spanish but if you want to look good, take chinese or arabic depending on your future choices in life

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Hey /biz/, /agdg/ here. How do I do useful market research?
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just buy an index fund, you're not going to discover anything that hasn't already been priced in already
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>>1365752
I don't see how that's useful. I'm new to this.
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>>1365762
I think what my anonymous friend here is saying is that there are an army of people out there that already know how to do useful market research, who contribute their opinions to large fund holders and who actively trade in the markets you want to get involved with.

With these people already setting the prices for the markets that you want to start researching, the price discovery for the instruments in those markets has already been done and the markets are largely in balance.

it might help future anons...
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I'm going to china at the end of this month to source suppliers for my online business. Anyone here been to china or have experience with the chinese in business? Any gems or cons to look out for? Any go to places for business? General price range?
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>>1365709
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>>1365729

This shit right here is the truth. You can't trust the Chinese as a Westerner, you have no face there.
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>>1365729
After having had a Chinese roommate for over a year and gone to a university that's 40% foreign Chinese students, I can confirm that they're terrible people. Over there they refer to corruption and bribery as "having connections," and it's completely socially normal and expected.

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How can I make more money with just $20
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>>1365618
How does it work?
>>
Buy some kneepads and chapstick
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>>1365626
It doesn't.
You cant do shit with 20$. Get a job and save up more so you can invest in non crypto markets.

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Why is there no European roobin hood or acorns? It seems like these companies found a gold mine yet there is no simular service for European markets. Is it impossible to do from a legal point of view? If they are just delaying release for no good reason how much would it cost to beat them to market in europe if I hire russians to code the entire thing? I mean the alibaba guy basically just translated ebay into moon runes and he is hailed a buisness genius.
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>>1365545
>basically just translated ebay into moon runes and he is hailed a buisness genius

lmao so true
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>>1365545
there are countless ideas that people are just not willing to work on.
>>
>moon runes


kek

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So, /biz/, i have almost finished my sci-fi novel. I want them published and i tried very hard to make it pretty awsome. If they get published (not in english) what are the chances of success? Is it a smart bussiness investment? How many % of the the prices does the autor of the book get? I know it's different in every country but still, how is it in the USA for example? And in the European countries?
Can you make money with publishing a book?
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>>1365513
>>1365513

it*..
>>
>>1365513
Publishers are usually open about their %tages. Its all online, for technical books they give 10% of profits, miserable.

Youre better off self publishing on Amazon for 70% of the profit, and spending a grand to shill your book.
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>>1365513
Check out Lulu.com. They're very reasonable, it's what I used for my solar thermal instructions manual.

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Why is it that all the jobs in tech are either 6 figure salary jobs for only the most talented and experienced developers, or sub-minimum wage jobs going to indians and eastern europeans?

Where is the middle ground for someone like me who isn't a genius, but is competent and willing to work for like $40k a year?
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>Why is it that all the jobs in tech are either 6 figure salary jobs for only the most talented and experienced developers, or sub-minimum wage jobs going to indians and eastern europeans?
the reason it works like this is that it simply makes the most economic sense for most companies to operate this way. if you have a skill that is in demand they are willing to pay you a good salary, if you have a skill that is very common there is no reason to pay you well for it.
>>
>>1365507
would it blow your mind to know that there are intermediate tech jobs, you just only hear about the extremes because every single thread here is screaming about one of them?
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>>1365554
That's not really true though. I'm talking from personal experience looking for a job. Literally all I have seen available are extremely high pay positions requiring a million different skills, degrees, and many years of experience, or unpaid "internships." Then there's the freelance sites where every job pays $2 an hour.

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Helo, is dis jab? I ned jab. I stert tomoraw
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lmao!
>>
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sorry but dis is da NEET office,
>>
Helo, this jab. Only unpaid internship. Stert tomoraw

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Deutschebankrupt
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>>1364910
Try r9k
>>
>>1364986

try turning off your computer
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>>1364910
butthurt britbong shilling hard

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When it will drop next? I want to buy dip
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Never
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>>1364905

Not too late yet it'll probably hit a $1 or more. Buy and hold or try to ride the waves into Nov
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>>1364976
I was thinking to buy ysterday but i am a dumbfuck

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i just sold everything. italy and deutsche bank are collapsing tomorrow --> new 2008
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>>1364639
The habbening will habben soon but where's the proofs that it's habbening tomorrow?
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>>1364639
You sold everything? You mean you sold your xbox 2 and anime girl body pillow?
>>
>>1364639
I've got about 100K in mutual funds I just never closed out (babbies first investment a long time ago when I was retarded)

I'm thinking about liquidating, im about 200k in metal right now, i'm sticking with that for a while.

i can't wait to buy bcs or db after they crash and restructure

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Hey /biz/, I am an UK based dude.
Does anyone know a respectable place to buy/order gold and silver online?

Thanks in advance.
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>buying inflated gold with a deflated currency

it was literally /biz/ tier
>>
http://lmgtfy.com/?q=Does+anyone+know+a+respectable+place+to+buy%2Forder+gold+and+silver+online
>>
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>>1364617
>>1364614

How do you live a life 'comfortably' with money. Want to build a house near tokyo with wife. We like expensive clothes and nice furniture.
Don't want to be so tight with money.

I have a BA and doing a EE/Mgt degree now (free education)
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>>1364290
>How do you live a life 'comfortably' with money.

You spend as little as possible and only spend money that provides you the greatest value, and only things you need.

$50,000 luxury, unnecessary car? - nope. a $3000 car will do.

Laser eye surgery from a highly talented surgeon for $6000 that will give you perfect vision and quality of life drastically improved for life? - Good deal.

Oversized apartment for $3000 rent/mo? - Nah i don't need it...
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>>1364290
Don't recommend Tokyo. It's probably one of the the least hospitable prefectures for immigrants and the real estate agents understand the massive value of urban sprawl. Most realtorsl flat out refuse to sell to immigrants and you'll find that anybody with a house within eyeshot doesn't really trust you. Houses are usually built very cheap (of course, the gaijin tax will make it very expensive) to a low standard of quality, homes aren't expected to be passed down to children.

Unless you're fluent in Japanese and went to a top school, you won't be able to find a job as an EE. If you do, you'll be forced into the salary-man lifestyle working for peanuts. You'll have a much more fulfilling life completing your career and earning your money in almost any other first world nation.

Japan is romanticized because our nook of the internet derives a lot of culture from the land of the rising sun. If your heart's set on moving there, go on a vacation and scope things out. Talk to realtors, talk to home-owners, talk to any business owner you'd visit on a regular basis. Don't get sucked into spending two weeks visiting cat and maid cafes or sampling all of the local ramen, that stuff's only fun if you're a tourist with no responsibilities and too much cash to blow.
>We like expensive clothes and nice furniture.
Of course you do.
>>1364298
>a $3000 car
An $800 Geo Metro will do. It's easy to fix and is pretty reliable, you won't be paying out the ass for gas, and you'll have a much lower premium.
>Laser eye surgery ... for $6000
An optometrist covered by your insurance and $80 glasses will work almost as well.
>Good deal, I will spend the $500/month or whatever it might cost.
Jesus, you shouldn't need to spend any more than $6-10 per head for day of food. Eat only calorie-rich, cheap foods like rice, beans, lentils, and spinach. Visit farmer's markets and bargain for a week's worth of food. Buy multivitamins if you're missing anything in your diet.
>>
>>1364319
>An optometrist covered by your insurance and $80 glasses will work almost as well.
>Jesus, you shouldn't need to spend any more than $6-10 per head for day of food. Eat only calorie-rich, cheap foods like rice, beans, lentils, and spinach

That wasn't the point, dumbass.

I'm saying I'd rather spend my money to get maximum value in my quality of life.

The difference for me between a $50,000 car and a $3000 car is...
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>Work in Britbonginstan
>Do a variety of online work
>Skype language tutoring, writing gigs etc
>Virtually all of my income is in USD
>I have gotten a 14% payrise from Brexit due to falling pound
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>>1364196
>This son of a BITCH is PROFITING from YOUR MISTAKES!
>Click HERE to find out how!
>>
>>1364196
>>I have gotten a 14% payrise from Brexit due to falling pound
That's terrific and I'm gonna let you finish your blog post, but ...

... you still have to pay for your food, rent, utilities, taxes, entertainment, and hookers in Pounds.

Having those "extra" Dollars does you no good unless you're able to spend them on Dollar-denominated goods and services. Once you bring those Dollars home to actually spend on kabobs and umbrellas in Britbong,...
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>>1364520
Your stupidity makes me frown

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Some of you guys are alright.

Get any money you have with them out of Deutsche Bank, Credit Suisse and Banca Monte Dei Paschi di Sienna NOW. If you have any securities issued by them, sell them NOW.

I am warning you - these banks are not safe. Don't risk it.
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>>1364108
I am now calling my banker
>>
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>>1364109

Good.
>>
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OFFICIAL TRUMPCOIN WEBSITE
http://trumpcoin.com (trumpcoin.rocks until its updated again)

ABOUT TRUMPCOIN:
During Donald Trump’s campaign towards becoming the next President of the United States, Trumpcoin has been set up as a campaign donation project. 200,000 Trumpcoins ( the so-called Trump Fund) have been set aside for this specific purpose.

Trumpcoin is a cryptocurrency that trades on numerous exchanges online. The price of Trumpcoin is dictated by the supply and demand of traders on these exchanges, much like a stock market. What this means is that...
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PSA: boomyak has a foot and pee fetish and everyone needs to tease him about it.
>>
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posting HIGH ENERGY webms
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>>1364065
lmao thats great!

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THERE ARE NO BRAKES ON THE TRAIN TO POUND TOWN
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It's like ethereum for grown ups!
>>
What's so horrible about a lower pound anyway?
>>
>>1364043

just /biz/ being wannabe economists, havin no logic and immediately assume a lower pound always = bad.

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So biz, as soon as i heard about police killing this black guy named Alton Sterling, i bought altonsterling.com, altonsterling.net, and altonsterling.org

How do I profit off of this?
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Make a memorial page or something and just drown it in ads
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>>1363818
fucking lol at you quick reaction to this news. top kek.
>>
>>1363818
keep the page constantly updated with news about the killing, court, etc. Have a few ads. Set up a gofundme. Profit?

Has anybody been following what's happened with these guys? Here's a quick history:
>hey anon, invest in this not ponzi scheme
>oh noes, they took our money
>it was just a DDOS guys, they'll be back in 2 days
>not back in 2 days
>internet petitions FBI to find their money
>anonymous hackers tracking them down
>not ponzi scheme mastermind messages...
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Sauce? How do you know this?
>>
>>1362192
Cryptos are such a shitshow. Are there any reputable companies at all associated with them?

>muh free market
>muh deregulation
>muh efficient market will correct itself
Cryptos are proof that lack of regulation breeds thefts, scams and frauds on a massive scale. When you remove penalties for fraud then every company becomes a massive ponzi where the owners are just waiting for the perfect time to plunder the market for everything they can. Rinse. Repeat. Why try to build a long term reputable company when there is more money in stealing peoples money, crashing the company and then rebuilding it over ad infinitum?
>>
>>1362192

I don't follow. But it was so obvious it's a ponzi. No sympathy for cunts who lost their btc.

Robin Hood General /RHG/
Today is the day that you can be rich. MNKD is going to go through the roof later today. So buy for pennies at open and sell for dollars before close
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Reason why?
>>
>>1361723
I hate niggers.

/thread
>>
>>1361723
You can't just open a thread saying that expecting people to waste their money if you have no actual reason as to why it's going to go up

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>TFW Apple's 2015 Revenue is literally larger than multiple countries entire GDP

How is that even possible? Do so many people really buy shitty iPhones and macbooks for exuberant prices when they could literally get a $250 phone that has BETTER specs than a 6s minus the camera/video quality or a thinkpad for $200 which performs 90% of the things normies want just as well but has better build quality and is actually user-servicable

I thought the free market was rational? I thought the money goes to whoever provides a better product...
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>>1360162
I don't think you understand how small and how poor some countries ARE.

You probably have a higher GDP than most small african countries.
>>
>>1360162
>>>/g/
If you like them or not, it's irrelevant. They sell shit tons of phones, accessories, and computers. They also get royalties from their technologies they make.
>>
Apple produces more than those countries

Street shitting doesn't increase GDP

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Will a 2 year gap on a résumé stop me getting a job if it was due to illness?
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>>1367020
yes, you dun goofd
prepare for unemployment the rest of your life
>>
>>1367020
just lie
>>
>>1367020
No, why would it?

File: Halt--hammerzeit.jpg (43 KB, 600x480) Image search: [iqdb] [SauceNao] [Google]
Halt--hammerzeit.jpg
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Demar derozan, basketball player makes $124 million for a 5 year contract. Who else wants to join me in robbing 1/100th of some professional sports players income?
4 replies and 1 images submitted. Click here to view.
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>>1366962
mite b cool
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>>1366962

You'll have to get behind the IRS and states that will take over half that in tax
Then behind the 3-4 baby-mammas who'll take another 40%
Then behind the entourage that will take $10+ a night on the weekends.

You'll have to fight the family for scraps.
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>>1367068
That should have been 10k + a night

File: 1466718462280.jpg (16 KB, 236x354) Image search: [iqdb] [SauceNao] [Google]
1466718462280.jpg
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What ways do you know about that can make a little money online ? im not talking about ten thousands, maybe a few hundred at most.
(i dont mean reselling and shit)
6 replies and 1 images submitted. Click here to view.
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>>1366887
Patreon, Kickstarter, Indiegogo, Gofundme, donations, Steam, Counter Strike skins, TF2 hats.

MY GOD people. It's the year 2016. The gravy train had already started since 2010.
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>>1366907
don't ask that sorta question. You've missed out on it.
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>>1366908
well im sure that graph thing will surely go down again sometimes


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