>>1084019 The yield on Japan’s benchmark 10-year government bonds fell to zero for the first time, an unprecedented low for a Group-of-Seven economy, as global financial turmoil and the Bank of Japan’s adoption of negative interest rates drive demand for the notes. The 10-year yield has tumbled from 0.22 percent before the BOJ surprised markets with the decision on Jan. 29 to introduce a minus 0.1 percent rate on some of the reserves financial institutions park at the central bank. It fell four basis points to zero percent... Comment too long. Click here to view the full text.
If companies/governments/whatev want to have quotas of female workers to have diversity, and that women complain that females earn less, why dont more guys become "transgender", apply for jobs as women, fill the quotas and raise female average earnings while still being as efficient as guys?
So in the last few months I have developed a product that I know will become huge. There are several competitors but none have went commercial yet and are strictly inferior AND much more expensive. I just demoed the product to several professors of mine and they were all blown away. It's still an early prototype but very functional. This shit is the real deal and i'm sure you guys would agree but I don't want to spoil the idea. I'm pragmatic with all of this startup bullshit but this realm of an idea is inevitably going to become huge in the upcoming years.
Now... Comment too long. Click here to view the full text.
>>1083957 >I don't want to split the spoils with my groupmates
then leave them out of your initial phase of development. whether its kickstarter or pitching to a company. don't tell them you're doing anything, let them find out the hard way. the only thing you have to worry about is if your groupmates beat you in this initial phase. if what you think and say about your team is true, they won't have the willingness to take the steps you want to take, nor the knowledge to make a successful pitch
>they might take it themselves
this is inevitable, even if you have a patent. welcome to capitalism.
I have a little over 5K saved and I'm thinking about investment opportunities. I currently work a job that pays a little 30K a year. I don't have any major expenses and I have almost no debt so it has been relatively easy to save up this money in a short period of time. I've considered just dumping the money into a Roth IRA but I've had a lot of luck reselling toys and collectibles in the past so I was thinking about maybe just buying a ton of stuff and sitting on it for a higher ROI.
TLDR Version: How would you guys invest 5000 dollars?
Pay off the debts, then save up 6 months of expenses in an emergency fund, then save up 20% for a housing fund (house prices will crash like a motherfucker in 10-15 years when the target market is broke millenials), then start investing.
>Find something cheap from Alibaba > should be something that costs you 10-15% if what you can sell it for on Amazon, ebay, etc. > should be able to sell for $20-50/ea > buy a few hundred or thousand > sell, make profit > take the profit you have after recovering initial costs, reinvest 90% and do it again >... Comment too long. Click here to view the full text.
Currently wage cucking at a Fortune 500 company, making about 40k with overtime. Applying for a more legit role of Data Analyst at a big hospital which would probably bump me at least 5-10k.
I'm currently sitting on about $7k with no other debt besides about ~40k in student loans.
Question is, should I focus on paying off my student loan first or should I continue to make payments and invest in something else (Like mutual funds, IRA, something safe, I'm risk averse af). Currently renting but if I got the new job I'd probably buy a house. I live... Comment too long. Click here to view the full text.
>>1083880 I'm putting about 8% into my 401k which has been making pretty good gains. I try to save at least 10% of my monthly pay because that's about all I can do right now with my current situation. But I'm wondering if I should have other investments right now and if so, which (thinking long term).
>>1083872 Yeah, it's really hard to compete on EROEI terms with fossil fuels. Everything else is really just an energy sink and a bit of Jevons paradox.
Green energy is a deceptive misnomer, synthetic energy is more apt. I would guess with all the manufacturing and processing thrown in, it could even be called black hole energy. It has very particular niche applications.
/biz/, I want a job in finance, but I don't know where the fuck I'd fit in.
My skillset is a bit weird: >started out in sales for a tech startup because I'm good with languages >sales wasn't for me, changed to another team that does somethign approximating Business Intelligence/Growh Hacking/ Lead gen, kind of a weird mix >Now have decent python and SQL, but am not engineer-level >Have also developed serious excel skills
What... Comment too long. Click here to view the full text.
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