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Archived threads in /biz/ - Business & Finance - 49. page
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What's to stop banks creating artificial money electronically or Paypal for that matter?

It's just a number on a screen?!
26 replies and 2 images submitted. Click here to view.
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Banks do create money. Google credit creation.
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>>1624133
/thread
>>
>>1623510
Banks give out loans all the time dumbass. They don't have that money they prob only have 10% of it or less. If everyone forecloses on their loans the bank goes out of business. Were you born after 2009? Why are you so stupid?

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Convince me to not invest $10,000 into the s&p right now.

I'm tired of waiting to time the market and missing out.

Should I just I invest it already???

I waited nearly a fucking year for a "dip" because you fucks kept saying a crash was imminent any second now.
90 replies and 3 images submitted. Click here to view.
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>>1623194
Why would you ever invest money when the market is at a peak of any sort?

You wait for a bear market and then wisely invest in an index.
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>>1623200
Because the market has been at a peak for years now.

How the fuck am I suppose to time it? ??
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>>1623203
Why not just invest your 10k into your 401k, if you have one?

In preparation for an expected downturn, I moved all my 401k assets into balanced equities. Once the market bottoms out again, it gets moved back into higher-risk indices.

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Thinking of starting a window cleaning business part time. I'll just do it myself but what do I charge? Anyone have any experiences in this? I would get a normal cleaning job but they all fucking require experience. Not looking to make bank but over minimum wage. I can't even get that here so I would be happy either way.
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>>1622385
Sorry OP I just came for the picture.
>>
I had one for 2 years, where are you from? Do you have any experience in this?
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>>1622385
Wew lad, you just charge as much as you think you can get away with. Nice rich old people are best. There is ladder work so you can take a tumble, and the basic gear you should pull down a lot more than min wage. That is a filthy looking scallywag!

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How can I learn 'advanced excel skills' and Quickbooks before next monday? I have an interview where I lied and said I have both.

To be fair, I do have intermediate excel skills, but i don't know what would constitute 'advanced'. Also it's for an entry-level staff accountant position, what are some must-know functions that most people aren't aware of?
25 replies and 3 images submitted. Click here to view.
>>
>>
good dick sucking abilties
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>>1622080
Google how to do vlookups and pivot tables. There Excel is done.

Now go learn quickbooks faggot

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>manufacturing can't be brought ba-
http://www.northcrane.com/2016/11/17/it-is-happening-apple-in-talks-of-moving-manufacturing-to-the-usa/
What are the consequences of this for our beloved country? Can it really happen?
79 replies and 9 images submitted. Click here to view.
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We are going to make America great again you fool
>>
>tfw the rust belt becomes the new california

turn those abandoned factories into an iphone plant
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>>1622074
>$6000 phones
How many Flint, MI can we create?
What could go wrong?

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Sup 4ch, sup /biz/
How i can get 200-300$ per month without offline work, just sitting there in my home?
46 replies and 2 images submitted. Click here to view.
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>>1621693
Really the only way that doesnt invlolve skilled work is affiliate marketing, and even that is hard to actually make a decent amount off of.

If you have any skills, freelance or do commisions.
>>
>Amazon Mechanical Turk
Online, easy, etc.

Also transcription services.

Money does not come from anywhere, it is a translation of goods and services. Once you have enough money, you can then use that money to make more money. (I should really be saying currency)
>>
Well, 300 / month is 3600 / year.

At about 5% return, you'd need $72k to generate this, assuming that you're talking about pre-tax income.

Why can't people do this simple math?

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What would you do with a small loan of a million dollar /biz/? Asking for a friend

Is it enough to achieve a passive income?
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Buy two houses. Rent out one
>>
buy 6 lambo's rent out 4
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>>1620536
can a single rent make up for the taxes of the 2 houses? Having a hard time believing that

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Is there anything more demeaning and cringeworthy than minimum wage workers?
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better than bums/government workers/military.
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i work at a grocery store and have 8 million in the S&P. it's not demeaning but what else am I going to do
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>>1618875
Minimum wage jobs teach the youth the importance of striving for a job that not anybody can do.

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The scam Waves has been exposed by these two guys and now the video is making investors dump their Waves.

https://www.youtube.com/watch?v=XC1sPozgmpA

I saw this video yesterday on bizz and sold my Waves and a couple of hours later I got a mail from my cryptolisting warning for the Waves scam project.
112 replies and 31 images submitted. Click here to view.
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https://www.youtube.com/watch?v=0a5WyAjL1MM
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>>1616020
That explains the price I guess, it's getting dumped hard.
Sold my waves and try to buy in back cheaper.
Don't really care if it is a scam.
It is the perfect pump and dump coin to gain so moolah
>>
>>1616052
I would not recommend to place low buy orders.
This might go to the bottom.

Just watch were it goes but be warned you might loose all your money with Waves.

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ASX thread
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Alright, ill kick this off.
Rate my portfolio
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>>1615951
Noice anon, good to see no meme spec stocks
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>>1615951
>whenwilliberich.png

If you have $51,000 to throw on stocks you're already there

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Let's have another one of these threads
>age
>what you do
>how much you make per year (gross/net)
219 replies and 24 images submitted. Click here to view.
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>age
27
>what you do
Gym operator for US foreign service europe. I get paid to work out, eat, inspect fit girls' butts, and lock the place down for the night.
>gross
29k USD
>net
24k USD after taxes and health insurance
>>
18
University student
$0
-$1500 because of student debt :^)
>>
>>1614879
>19
>security guard
>approx £22k a year after tax

I sit on 4chan all day. Wanna get into stocks so I can make more money sitting on my ass.

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>Do university degree in International politics from a Russell group university
>Get a 2.1
>Either want to join the Army as an officer or work at the European Union (or more generally a job in Brussels)
>Brexit happens, chances of getting a career in Brussels reduced massively
>Figure I will just go straight to the Army or air force intel corps, get rejected immediately due to the fact I previously took anti depressants

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12 replies and 2 images submitted. Click here to view.
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>>1626460
Do we even get GPA's in England?
If so, I'm pretty sure a 2.1 is a bottom of the barrel grade...
If I were in your position I'd look to learning a trade, because to be honest its the only option you have left.
Unless you go full on Bernie Sanders and become an actual politician, using what... adequate knowledge you picked up from your degree.
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>>1626464
2.1 is second highest it is average/ above average. What trade ?
>>
>>1626460
> army or eu
> army's out
> brexit oh shit
> life sucks where you are
> you're a native english speaker
> university degree

is immigration an option for you, anon?

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I have a foolproof way of making money in the market boys.

Here is my Secret.

Buy Low, Sell High

Always works 100% of the time
6 replies and 1 images submitted. Click here to view.
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ty
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>>1626226
No
Buy high with a good track record, sell higher
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>>1626226
damn you got an ebook i can buy?

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I was cleaning my room and remembered I got a shitload of miniature model cars from my (rich) grandfather when I was little (around 98-00). Is it worth selling them?

They look like they're worth something, but I don't know if there's a market for them.
6 replies and 1 images submitted. Click here to view.
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>>1626187
If you don't give a shit about their sentimental value, then you can always try to list it on craigslist or ebay.
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>>1626191
I really don't, but I'm pretty sure some of them are worth quite a bit so I don't want to get jewed. How do I find out their real value?
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>>1626195
Try testing the waters by listing ads for them. There isn't a kind of bluebook for this hobby. You can always try researching them online and asking other communities what they think they're worth, or just listing them at prices until someone bites. Trial and error type stuff.

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Hey biz

So 2 years ago I founded a startup ISP based in Australia. Basically, we spent 18 months building a layer2 network so we could sell really really really good home internet via the NBN, however, we charge a premium fee for our services. We push it as a quality over quantity style product.

My question relates back to marketing, We have a great team of engineers and a small group of clients who are mostly friends and friends of friends, however, we have stopped growing on word of mouth alone, We are running profitably which has been a challenge but is starting...
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>>1626182

First up, post a link to your website.

In terms of marketing if your business is as good as you say it is, it will continue to grow via word-of-mouth but it will take time and I know that's stating the obvious.

If you don't want to get a loan to do some real advertising (eg. radio, social media, TV, etc.) then your options are pretty limited. But what you have to do first is have a good website before you go telling everyone you exist. Bad/not user friendly websites can kill even the best...
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>>1626182
Three questions before I can help:
1. Explain to me in less than a sentence how having NBN will improve my quality of life compared to my current broadband service?
2. Who is your customer? Like give me lifestyle, income, if they have kids etc. and what they are using the internet for. Preferably even a specific suburb or what car they drive.
3. How are you different to other NBN providers?
>>
improve SEO and an aggressive traffic building content marketing strategy are free and will return the best traffic over time compared to paid, short-term lead generation

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So today I found out that a guy that I know and used to work part time with me is now working for the labour union going from job site to job site inspect if the workers have the safety equipment and talk to them to see if there are complaints.

now the fun part, he's making 130k to 150k a year.

His father works there and is established so he got him this job. He's 22-23.


From what I hear, the union works much like nepotism. It's hard to get in. It's like family. ...Or mafia.
10 replies and 1 images submitted. Click here to view.
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>>1626132
>From what I hear, the union works much like nepotism.

It's true.

What I'd like to know is what isn't like that these days.
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>>1626136
Politics
>>
You know what the funny thing about all of this is?
He is going to go through life saying things like....

"I work hard for my money"
"I got to where I am through hard work and persistance"
"Poor people should just work harder so they can get a 6 figure income like me"..

BTW OP, is this Australian????

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How are you supposed to make money off youtube monetization when they ban content that could get you millions of views on your channel like ass and titties, or even more vanilla stuff like fetish porn?
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>>1626101
How are you suppose to make money off of dealing drugs if they arrest you for selling stuff like meth or crack, or even more vanilla stuff, like cocaine?
>>
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>>1626101
I realize you're being facetious but Pornhub has an amateur models program quite similar to Youtube's video monetization. Apparently it pays very, very well. Of course, it needs to be your own original content. So there's your answer, OP. Go forth and make cosplay porn with your SO for six figures a year. Make us proud.
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>>1626281

oh shit. I saw someone stealing my videos and uploading them on Pornhub. Now I know why.

Holy shit. I need to report that cocksucker and start my own account.

Thanks anon

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Daily reminder that billions of dollars won't buy your youth back.
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>>1626090
>yet
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>>1626090
Better to die with wealth and influence than a crippled nobody
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>>1626090
He's on his 6th heart 102 yrs old, 250k a pop it's like replacing a muffler to him

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How do you identify market demand?

Do you just do paid surveys asking a targeted demographic if they would like a product and see if it would be economically viable to enter an industry? Does anybody have experience with this?
11 replies and 2 images submitted. Click here to view.
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>>1626008
offer a product

if it takes forever to sell, demand isn't there.

if it sells in a couple seconds, offer it again.
if it sells fast again, you MIGHT have a market.
>>
>>1626008
Basically... just ask yourself, would you buy your own product. Usually the answer is no. Tweak until its a yes.

Kudos to Sub Zero, my favorite MK character.
>>
>>1626019
>offer a product

You mean develop an entire business behind a product and if it fails oh well? Seems inefficient.

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>http://www.valcambi.com/products-and-metals/combibarTM/au/100-x-1-g/100-x-1-g-gold-combibarTM/

How much is the 100 x 1 g Gold CombiBar™?
Can't find a price anywhere, I would love to have it. I've seen there's pieces like 5 x 1 g Star CombiBar™ and 20 x 1 g CombiBar™.
How much would those be?

>https://www.pennmetals.com/gold/gold-bars/1-gram-gold-bars.html?gclid=CLes86yfttACFQ6bfgodJSIDFg

1 Gram Perth Mint Gold Bar (In Assay) is $50.13, goldcalc.com says it's $38.81/gram.


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>>1625927
Buy shares of JNUG, it mimics the price of gold and will skyrocket during a recession.
>>
What do you need help with exactly? The price you pay is set by individual traders like any other goods and services you purchase. You need to shop around to find the price and trader you're happy with.

>I am ultimately new to gold and I think that If I buy a unit it will be valuable during an economy crisis/crash and then I would like to sell it.

1g or even 100g won't do you much good but any amount is better than none. I suggest before jumping into this if it's going to be a long term thing for you is to do as much...
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>>1625927

go to tradingview.com

open a chart for XAUUSD

change to a monthly timeframe

still want to buy?

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Is it normal to be dying of boredom at your wagecuck job and telling yourself that you'll work hard on those side projects and take advantage of your large amount of free time when you get home and feeling smug because you're so much better than all the sheeple around you but then later procrastinating by eating junk food (as comfort food) and browsing the internet mindlessly, telling yourself that your real life starts tomorrow, and this goes on for hundreds of days in a row with the false confidence becoming a daily occurrence?
19 replies and 4 images submitted. Click here to view.
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>>1625874
I feel smug cause most of the evenings I actually WORK on getting myself out of wageslavery

You're a weak willed piece of shit. The good thing is that you can fix yourself.
>>
>>1625874
Yes. All jobs are suicide tier unless your job is what you would do in your free time.
>>
>>1625874
The thing is that without work you would do the same thing. Don't think that work prevents you to spend time on your projects, only you do. I wasted 3 years as a NEET thinking:
>"Ok, today I will go to bed in time and tomorrow I will wake up early go for a run and then start working on my projects, plan everything and slowly start them!"
Then you just mindlessly procrastinating and woke in the afternoon again. I did that almost every day trying to break out of this...
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Sup OZ /biz/,

I was thinking of organizing a Sydney meetup.

Anyone keen?
14 replies and 1 images submitted. Click here to view.
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In the interest of what, exactly?
>>
>>1625846
I'm not even sure yet.

My initial thoughts were, as I'm an immigrant, what best way to build my network (and net worth), than associating with like-minded people.
>>
>>1625942
Interesting. Whats your nationality? Are you able to give insider trading tips from your home land?

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How fucked is Jeff Bezos now that Trump will be president? Is the Don going to fuck Amazon's shit up like he's been saying? Yeah, Amazon gets away with not paying a lot of taxes, but so does Trump, so you'd think he'd let Bezos get away with it too. Maybe it's because Bezos owns an anti-Trump newspaper.
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>>1625826

Trump isn't going to do 99% of the things he said he would.

It was just an act to get him elected.
>>
read the art of the deal. how don deals with enemies is in that book
>>
who knows? trump is petty and malicious so his enemies are in big trouble. as far as taxes and tariffs go, doubtful.

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is it true an over valued IPO can ruin an otherwise good company and that it's always better to undervalue
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Ruin is being overdramatic.

But yeah, it's better to undervalue an IPO for the company. For the bank, they're fucked both ways, and need to try to be as accurate as possible.
>>
A company's stock price has very little effect on its performance or prospects. In reality, it really only affects two things:

1) The ability to raise additional capital by issuing additional shares post-IPO. While potentially important in some cases, its not always needed and there are many other ways to raise capital.

2) It affects the company's ability to incentivize employees with stock grants and options.

Maybe it also affects perception in the market, and employee morale, but those are hard if not impossible to quantify.
>>
>>1625817

Why would a bank not want to overvalue within an acceptable margin?

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What are some choice careers that make atleast 30-40k that wont be replaced by automation?

Note, no trades, tried that and im not cut out for it.
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>>1625667
EMS. Start out as an EMT-takes a couple months of school and about 1K at many places. Start out around 30k/year depending on your area. Work your way up and eventually go to paramedic school. Then you can make around 50K a year, again depending on area and which job you take.
>>
>>1625672
>medical field
i dont think i want my fuck up to cost someone their mother.

I thought of doing computer programming, but i dont know where to start.
Ive heard you can learn it on your own but idk
>>
>>1625676
You live in a capitalist society, OP. By your mere existence, you have cost the lives of thousands living in poverty.

Get over it.

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What do rich people look forward to? They've done it all
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>>1625629
They probably look forward to goals they set for themselves, like all people.
>>
>>1625633
/thread
>>
>>1625629
Secks.

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>MFW

How the fuck do rich people actually justify paying such high taxes to themselves?

How the fuck do they cope? If I knew I had to chop off over half my income to support Niggers and an overbearing Federal government i'd find every possible venue to avoid that. What the fucking hell?
23 replies and 4 images submitted. Click here to view.
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>>1625596
Why don't rich people just move to a different country where they don't have to pay for everyone else?
Is learning a different language really that hard? Even then... Canada and UK are both english-speaking countries.
>>
>>1625596
this graph is talking about regular wage earners like doctors and shit making 400k where the tax is about 45-60%. believe me they complain a lot. most actual rich people earn qualified dividends and capital gains and pay like 10-15% max
>>
>>1625602
Because those countries have high taxes too

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Is everything going to be utter shit in the near future (say, 20-30 yrs from now)? Autmation is a bit unsettling t.b.h.
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>>1625570
>near future

>20-30 years

How the fuck are we suppose to know 20 years into the future?

20 years ago people didn't know what email was and now we have insane technology.
>>
>>1625574
20 years ago everyone knew what email was dumbass, maybe 30 years ago most people didn't.
>>
>>1625570
Yeah I'm pretty disgusted and terrified with the cyber punk idea even from sci fi books, to actually live in it is making me noxious.

Why can't we go for a greenland utopia with advanced biological humans instead? robotic arms unsettle me deeply.

If the 2010s have been horrid in terms of taste, education and people you meet, then I really don't want to stick around to see what these rabid autistic monkeys are going to do next.
God I hope I didn't make the wrong decision by not killing...
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What are our options?
https://www.youtube.com/watch?v=0Nq7Qe4PJVA
11 replies and 4 images submitted. Click here to view.
>>
Nobodys watching your 20minute video and giving your their reflection on it.

/end
>>
>>1625454
He's 100% correct, I watched (listened) to the whole thing and that is my reflection
>>
The dollar's days are numbered, atleast it's world reserve status since the petrol dollar is dying. Silver and Gold is true money and will perform like a charm if you get the fiat currency death-event. (and atleast 1 tactical bitcoin somewhere in there)

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Hey /biz,

I read a post from a dude working comms in a dangerous part of the world for $200K per year. I assume he was American.

Is there any opportunity for Canadians to make the same cash? I have spent quite a bit of time in Mexico, US and Europe, so I'm okay making adjustments to different cultures and languages.

Anyway, I have checked out dgmark but not sure its legit. Is there any other clearing house type site for serious contract work?
6 replies and 1 images submitted. Click here to view.
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>>1625393
Unfortunately I can't help you with your question, but could you maybe help me out in my thread?

>>1624670


I'm a Canadian looking for real work in mexico with an international management degree. Would be appreciated. Just cultural/life tips would be cool coming from a Canadian who went to Mexico as well. Thanks.
>>
>>1625433

Responded, but with the wrong contact address.
Maybe try me here if you have any ideas.
Try this address:

54r0ao+6r2c4qgqyh3ms@sharklasers.com
>>
>>1625502

Nope, I was right the first time:
mqexuptw@sharklasers.com


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