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Archived threads in /biz/ - Business & Finance - 5. page
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File: gavel-money2.jpg (87 KB, 1200x538) Image search: [iqdb] [SauceNao] [Google]
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How much money can I expect to make as an attorney? Criminal defense sounds fun.

Thinking about Arkansas, Texas, or Oklahoma.
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>>1663457
>I want to make lots of money
>in three of the poorest states in the US

well at least there's lots of crime there.
>>
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>>1663461
Exactly!!
>>
>>1663461

> Texas
> Poor

Texas is probably top 5 in wealth in our country anon.

But anyway OP, being a lawyer is not "fun". It pays a lot and that's about the only redeeming feature.

Also criminal law is not where the money is. Most people go with dreams of justice and end up a corporate bitch so they can make $200k+.

The sky is the limit for a dedicated lawyer though. Move up, make partner, etc... A good lawyer can...
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>mfw 30,000 bongbux (at least 25,000 self earned, poor family)
>mfw looking at taking out a mortgage at 18

Have I made it lads?
7 replies and 1 images submitted. Click here to view.
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>>1663361
>$30k
You have roughly 2 million more to go.
>>
>>1663373

I'm gonna NEET it after I've got enough money, don't want the big bux.

Gonna rent out the spare room in my flat for 4,000 a year (I know this is fuck all but it's a start)
>>
>>1663361
What do you do anon?

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How much money do you realistically need to retire early in the United States as a single frugal man? Say I have $500k in some sort of investment portfolio. From what I've read online, 3-4% a year is what is considered to be a safe withdrawal rate, so let's say 3% to be safe or $1250/month. Would that be enough to cover healthcare, rent, food, internet, electricity + utilities, phone, etc... in some town that isn't utter shit? If not, what would you say is the minimum?
7 replies and 1 images submitted. Click here to view.
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>>1663339
you don't need money to retire poor in the US.

you can get free housing, electricity, heat, phone, food stamps, Medicaid.

Or if you really want comfort and privacy just murder someone.
>>
So you're asking us what your living expenses will be? I have no idea. Where do you want to live? What kind of food do you want to eat?

If you already understand investing and how safe withdrawal rate factors into it, then there's nothing /biz/ can help you with. How much you need is up to you.
>>
>>1663339

It all depends on where you live. Most people's biggest expense is their home. The average home price in CA is a lot higher than it is in say GA. You can buy a very nice house for around $100k in some states. If you buy a house for $100k and have simple expenses, you can easily retire for less than $500k. The idea of a safe withdrawal rate is incorrect as you may already know. A secure retirement is highly dependent on the market's performance in your first few years of retirement, so if you are frugal...
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Who are you shorting right before Trump get inaugurated and why?
10 replies and 1 images submitted. Click here to view.
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>>1663279
Anything Soros owns
>>
>>1663279
Tesla.

They survive on govt assistance and can't build cars for shit. "Bring back Coal" Trump does not bode well for their overpriced reddit cars.
>>
>>1663292
Do you really think he will be able to stop Elon Musk? That man holds onto his gov support very well...

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HI GUYS, JUST SO YOU KNOW I HAVE ACTUAL INSIDE INFORMATION THAT THE FED IS GOING TO HIKE RATES WED 0.5% INSTEAD OF THE EXPEXTED 0.25%. ACT ACCORDINGLY.
31 replies and 4 images submitted. Click here to view.
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Suppose this is true. What do with this info? I am doing my best to learn about macroeconomics and the Fed.
>>
>>1663170
it will mean that the US dollar will go up and the the stock market will blow off steam. short stocks and euro.
>>
>>1663162
I'll make sure to bump this thread until then so I can laugh at you when you're wrong.

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Hey /biz/,

20 year old with my own dropshipping/e-commerce business here.
We made $490 today and have been making on average $350 a day for the past month.
We sell men's clothing and accessories if anyone wonders.

Why haven't you started a dropshipping company? It's piss easy and easy bux.
Happy to answer any questions
343 replies and 13 images submitted. Click here to view.
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Nice. I have 1 dropshipping site, and also act as the vendor for some dropshippers.

Is your volume consistent? Fall/winter heats up 1 of my stores but drops another.

What do you do for traffic?
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>>1663167
I like that.
We are based out of Australia and we mainly sell summer stuff so during summer (now) we get a lot more traffic and sales. Not too sure about winter and fall yet since we've only been up and running for 3 months.
Probably pivot into selling winter stuff during the cooler seasons.

I use social media influencers, facebook ads and Instagram ads.
Brings in the most Conversions per cost. Ran some google ads but that was mostly for SEO. Got us little traffic and no sales.
>>
>>1663160
what are your payment options?
if you have cc as an option, with which company did you set it, was it hard?

from which site are you dropshipping and did you have to talk to the vendor before doing it or do you just place his items on your site and when people order you buy from him?

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Alright, I'm 23, and getting tired of my current job and considered looking into day trading. The only thing is I know absolutely nothing of where to start or if this is even a good idea. As far as starting cash, I think I'm alright (23k in bank, 18k in a roth that I have no issues pulling from it)

Anyone here have experience in this? Is it a dumb idea?
11 replies and 1 images submitted. Click here to view.
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>> dumb idea
>>
>>1663127
It's very risky, especially if you trading on margin. If your stock drops too far, you won't always be able to ride the wave unlike if you just outright owned it. 90% of day traders lose money in the long run.

If your serious be sure to buy lots of displays for the graphs.
>>
>>1663143
Currently have my pc hooked up to 2 55 inch displays.

Finding out I actually have some family connections with people who are good with this kind of thing and I'll be consulting them on advice in the near future. I was just curious if people here have much experience in this kind of thing.

Just bs'ing with my uncle, he's told me his guy got him about 30k on his stocks in the last 4 months

Will I be rich or regret?
Started @ 430
(BTC)
7 replies and 2 images submitted. Click here to view.
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It's gonna crash! SELL EVERYTHING!
>>
>>1663095

Rich. Just don't get cold feet.
>>
>>1663095
https://coinmarketcap.com/assets/iconomi/#charts

https://bitcointalk.org/index.php?topic=1587736.17620

check ICN if you want to see 10-20x profits

Thoughts?
11 replies and 3 images submitted. Click here to view.
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>>1663091
I want ketchup on my hotdog.
>>
>>1663091
Can I get a chicken over rice?
White sauce, hot sauce, no barbecue
Yeah, can I get ginger ale? Thanks.
>>
>>1663104
>>1663098
kill yourselfs redditards. Or should I have included a [serious] tag for you? You goddamn special snowflakes.

>>lgbt

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any advice on how to invest money small amounts of money like a 100 or 50 pounds?
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Dollar cost average into index tracking funds.
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>>1663068
You would invest the same way you would if you had actual money, just in smaller priced stocks.
>>
>>1663086
How do?

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What can you do with Canadian damaged bank notes?

The bank doesn't accept them because part of the serial number is lost and the Bank of Canada only accepts up to $1000 CAD (I have ~$3000 CAD)
16 replies and 2 images submitted. Click here to view.
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>>1663067
There only has to be one complete serial number, don't take no guff off a bank and slap a teller upside the head if you must.
>>
>>1663087
Er wait, one complete and one partial otherwise that would be a loophole to free monies.
>>
>>1663067
So visit Bank of Canada three times. Or bring two friends.

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They say 70% of starting businesses fail within 7 months to 1 year, and that 90% fail within 1 to 2 years.
What (in your opinion) are the factors that most effectively lead to these failures?

Mismanagement? Bad advertising? Bad luck, maybe?
10 replies and 1 images submitted. Click here to view.
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>>1663016
Probably lack of advertising. Most small businesses don't have enough capital to properly advertise and educate the general populous.
>>
>>1663016
Depends on the business and the field, but honestly, starting a company can be tough. The field your selling to could be saturated, you could have no traffic, you could get hit with a legal complaint or some shit, but mostly its gonna be related to lack of creativity/lack of funding. People are used to going to a certain place, and you didnt draw their interest enough to warrant them giving you money for your product/service. Or you only had $20,000 and it dried up before it paid off.
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>>1663021
>People are used to going to a certain place, and you didnt draw their interest enough to warrant them giving you money

Yeah, people get used going to one place and sometimes don't feel comfortable in a different place of the same business type.

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>be me
>rent out a small office space that can accommodate atleast 50 people
>install computers, a quiet study space and a social space
>market this establishment as a NEET rehabilitation centre
>initially charge people $10 an hour to use any equipment in the office as long as they learn and do something productive with their time
>all distractions are removed from the computers by being offline...
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20 replies and 3 images submitted. Click here to view.
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>>1663011
Im currently keeping a roof over my familys head. Its isnt making the world a better place, but its making the world a livable place.
>>
I hate to ruin your fantasy but people can do that for free at a library.

You may have not been in one lately but they have changed a lot. Its no longer a quiet space with dusty old books. Every library in my county has an entire floor for computer labs conference rooms hangout area snack vendor etc. And its all free with a library card to log in computers and check out books movies video games etc.
>>
>>1663034
>I hate to ruin your fantasy but people can do that for free at a library.

kek I knew someone would point that out...

People expect something of value when they have to pay a price. And my establishment happily provides that value as there is plenty of demand for it. NEETs who come to my establishment are generally the motivated, temporarily unemployed types thankfully. I seriously doubt those who lock themselves in their room playing vidya and anime 24/7 even have the capacity to be cured.

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I'm starting a new social media and marketing agency but I'm stuck on what to call it. Any ideas or names would help! Thank you!
9 replies and 1 images submitted. Click here to view.
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>>1663008
If you are a petson who gets stuck on the easiest part, you have already failed.
>>
>>1663031
if you think naming a brand is the easy part you have already failed
>>
>>1663008
It all depends on your intended clientele.

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>did shit in engineering
>forced to declare an easier major
>choice between CS, Commerce, or any shitty BA

Well, which is it /biz/? How do I make myself employable?
6 replies and 1 images submitted. Click here to view.
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computer science for lots of job opportunities
>>
>>1662986
Are you in CS? How do you find the courses? Why does everyone here say CS is a huge meme?
>>
>>1662975
Pajeets, Chads or lane to McDucks Express?
Choose the option with Chads, at leat youll get paid for being a bitch

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My friend owed me $5 and payed me back with this app. I don't know the first thing about investing. Is there anything I should know before starting this?
9 replies and 2 images submitted. Click here to view.
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Literally a meme app
>>
>>1662945
>HowTf
>>
>>1662945
Well, this isn't even my $5, so I might as well try it right? What can I do to learn more about investing?

Sum up your strategy in one sentence.
43 replies and 5 images submitted. Click here to view.
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>get job where I only work 3-4 days a week
>buy truck
>buy motorcycle
>buy boat
>spend days off cruising or going out in the ocean catching Cobia and Amberjack
>die and become compost for future generations
>>
$10/blow
>>
>>1662924
>Get NEETbux
>Play videogames all day

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so you guys all just day trade? Why not just gamble? 4/5 of day traders lose money
36 replies and 3 images submitted. Click here to view.
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i do short term investing like 6 months, momentum surfing etc, have just a few longs
>>
I was a futures trader for a Chicago broker from 2011-2014 before going into personal finance at a credit union for better schedule and life balance.

There's no statistics that show 90% of day traders lose 90% of their money. All of those sayings are no different than you'll shoot your eye out kid or don't sit too close to the TV it'll hurt your eyesight sayings. The study that many people show when somebody says this is some study from the 90s when trading was completely different than it is now or a study with statistics only from a Korean futures...
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>>1662918
Who says they aren't gambling

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I despise people and hate socialising. What's the best career option for me?
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>>1662908
Mortician.
>>
r9k
>>
>>1662908
If you hate people so much why are you asking them for advice?

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Honestly lets come to grips with it. Majority of people who start poor live out their lives and eventually die poor or a few notches above where they originally started. You cant go from shit to sugar as high as celebrities do without luck and people or a corner of people who are seeing to your success.

Its a fact of life that in our human society and economically it is literally luck.

So why when I bring up the stealing option people get so angry as if its a personal attack on them.

In high school I and two other friends stole over 10,000 dollars of product...
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139 replies and 9 images submitted. Click here to view.
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Ugh it's the luck meme again.

Just get off your ass and make something happen.
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>>1662820
/thread
>>
>>1662820
This.

If 99% people can't make it its not luck its just that they weren't trying hard enough.

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Hey NEET here

How easy is it for companies to verify your work history? I might lie and say I worked at my dads carwash for a year but can they look up if im lying to them? My Dad can verify it verbally as he is the owner and controls the manager.

This is just for some shit tier retail job btw
6 replies and 1 images submitted. Click here to view.
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>>1662798
The most they can do is call your references and verify your dates of employment.
>>
yeah but if you get an interview you'll fuck it up, you're not as good at lying as you think you are. it's all about embellishing. but if you worked there for a few weeks you could say you worked there for a year, you're still lying but you would still be drawing off experience when you tell them what you did there, and it's easier to appear truthful when you do that, for a shit tier retail job that will probably be good enough.
>>
>>1662810
Well okay, then i dont know how im not getting hired. Do i really need like an impressive resume to work at some electronics store?

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Are there ways of avoiding paying a lot of tax as a ltd company?

Also if I do shit like use my current account for my business instead of using an actual business account, could I get in trouble?
9 replies and 2 images submitted. Click here to view.
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Bump for interest, future freelance network consultant here.
>>
i think it depends on the size of your company, how much debt you have and how much income you're earning. In the UK taxes are pretty low of self-employed income, especially if its under a certain band (i think 20k or something), after that your company will get taxed progressively more like in the case of income tax. in an ltd i believe theres a flat rate of corporate profit tax, and you can make it look like theres like net profit through accounting correctly. But, by operating as a sole trade youre liable for all the companies debts. an ltd can help seperate you from the debt.
>>
>>1663055

*less net proft

I'm moving to china, because I like the woman, and food.
I have enough to early retire, but I want to make more money.
What should I do, that does not involve teaching English?
Sell used refurb apple, samsung phones to americans or what?
16 replies and 2 images submitted. Click here to view.
>>
have you actually been there? it's a shithole, and millions of other beta dweebs already had your idea.

whitey isn't popular in chinkland anymore. place is saturated
>>
>>1662731
I have been there, I love it there.
>>
>>1662729
>Everything is regulated to make it fucking impossible for foreigners

Unless you're willing to partner with someone there and give them 100% ownership then you you're fucked.

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>Apply for self employment
>Suddenly get a bill for £534.80 for outstanding national insurance payments
>Dates are between 2011-2015

I have only been self employed and subcontracting for 2 months this year. Between 2011-2015 I have either been in education, or employed - and my employer paid the NI.

Have HM Revenue and Customs made a mistake? What do I do? I cannot afford this.
7 replies and 1 images submitted. Click here to view.
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Phone them up and explain.

They are surprisingly helpful over the phone.
>>
>>1662799
But I don't know what phones or what Google or anything is. All I know is 4chan
>>
>>1662799
Thanks anon, I will look for a number to call

>>1662812
The NI part of www.gov is very unhelpful
>All I know is 4chan
Well, I can't deny this

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Does shilling stuff on reddit with several accounts actually work? Some guy told me to shill my youtube video by creating several accounts. Im about to create 45 new reddit accounts with different IPs with my VPN.

The question is, don't you need Karma in order to upvote something? Otherwise the number doesn't go up? how does leddit work.

Also, wouldn't the admins see that 45 accounts created on the same day are upvoting the same video?
12 replies and 1 images submitted. Click here to view.
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>>1662706
Send link I'Il shil a little for a (you)
>>
>>1662708
How could you help me unless you are famous.
>>
>>1662712
Just send the like anon

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Is learning Mandarin a meme for business?

Will it be useful?
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>>
probably not, chinese shit on each other never mind whites who consider themselves to be so far down the totem pole that they go out of their way to learn mandarin instead of forcing them to speak to them in english. you're thinking they will respect you for it, that's not how it works there.
>>
>>1662698
>you're thinking they will respect you for it, that's not how it works there
No, I'm thinking whether it is worth learning for a number of reasons. I wouldn't particularly like doing business in a country where they could have conversations around me where I didn't understand, also I'm not white.
>>
it's a meme language like Japanese was in the late 80s/early 90s. it will be useless in 20 years.

you don't want to deal with chinks for the rest of your life, trust me.

So im appying for an undergraduate internship at a range of the biggest consultancy firms. (OC&C, KPMG, EY, etc). any advice?
6 replies and 1 images submitted. Click here to view.
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Big 4 is hell

Reconsider your life choices
>>
>>1662686
Its there for you to only put the big name on the resume and then go on
>>
I'm a junior studying corporate finance with a minor in accounting and recently just finished up an internship at a financial tech startup in California and am about to start a part time book keeping job at a CPA firm while I finish school. OP, what are your career goals?

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If I buy $1000 worth of shares for either of these companies, will I become rich?
12 replies and 1 images submitted. Click here to view.
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No because even if in the unlikely event they were to skyrocket to multiple hundreds of a percentage the end result wouldn't be enough to make you rich.
>>
>>1662689

what would my end result be?
>>
>>1662714
If it skyrocketed up 1000%, you'd still only make out with $10k.

One or two weeks ago I saw a thread on here saying you could order something off Amazon (or ebay) and claim you never received the package, then get a full refund in most cases.

Is this legit and actually work?

What if someone ordered something worth $700. Would it work?
9 replies and 1 images submitted. Click here to view.
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>>1662631
Yeah, I do it on everything I order off Amazon so I get duplicates of everything. Just make a new account each time and they won't get suspicisious.
>>
>>1662651
They dont get suspicious? You use the same address you lying faggot. They have fraud teams that look for this kind of stuff and nail kids like you to crosses for fun. Also stealing is for niggers.
>>
>>1662651
Retardation the post

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Good morning /biz/.
I know you have this thread every fucking day, but i beg you to help me. I'm 27 years old neet with a shitty bachelors degree in literature. I've been thinking starting over again and back to college. Is finance a good major? What habilities do i need to succed in this world? How is your life as a financial analyst? Is the income good? I just want to have enough money to afford a decent house, a thicc wife and some kids.
Sorry for shit englishu.です
34 replies and 3 images submitted. Click here to view.
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I mean, you're going to have a finance degree at minimum 31 years old? With no experience I'm guessing? You'll probably be in the same boat
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>>1662594
>good major
>you need to be self-motivated, disciplined, creative, dilligent
>I'm not an analyst. While in school I took a GM job for a small manufacturer. Manufacturer got bought out. Worked for a firm that developed high-end corporate tax planning solutions. It was incredibly interesting from a financial sciences standpoint, but I almost went American Psycho and murdered some motherfuckers at work. Dabbled in Real Estate...
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>>1662594
Chemistry and Biology are the best majors to get. Believe me


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