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Archived threads in /biz/ - Business & Finance - 74. page
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Has money turned you into an empty husk of a person? Anti-social, cowardly, obsessed with not losing his precious?

All of us have dreams which require great sacrifice before we reach it, a lot of risks, time, sweat and tears and finally... we don't feel that same innocence we had when we first started. I'm scared of losing my sanity.

Most would just waste the money on living a crazy life of luxury.
Others, more intellectual would use that money to fuel their artistic projects, dream businesses and family life.

What about you?
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>>1602816
I spend it on beaches and rum.
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>>1602816
i hate money but i love making it
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>>1602816
I'm going to use the money I make to create a better quality of life for the whole world.

As for whether it has turned me into an empty shell of a person, I'd say sort of. I still feel a sense of passion and excitement, but I don't feel much compassion or empathy.

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How many times does your platinum card get mistaken by plebs for a silver card?
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>>1602780
In 25 years of using credit cards I've never had anyone look at or comment on any of my cards.
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>>1602783
This. No one ever notices my black card and I really wish they would.
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>>1602829
Doubtful someone on 4chan has a centurion

Short CAD? This + 22k/yr "Basic Income" being implemented in Ontario (load up the money printer with lots of ink and paper)

http://www.theglobeandmail.com/report-on-business/economy/canada-pumps-out-surprising-44000-jobs-in-october/article32673813/

"Over all, part-time work has underpinned Canada’s job growth over the past 12 months. Of the 140,000 new positions, 124,000 are part time."
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>>1602753
Lol I remember when I said this in the last thread and the neets came out about how it's s good idea
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>>1602753
It seems to not have failed back in the seventies when they tried it in Manitoba.
So who knows.

Also, there's exclusively Canadian discord: https://discord.gg/K5vdH

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Is there actually money in these silly online "businesses"?
I'm looking for a way to make some side income, wanting to take a trip to poland next year.

I'm a skilled webdev, and thats my profession, i'm not asking for marketing/website help, i'm asking for ideas.


I've seen some people say they use websites where you post t-shirt designs, and you get a small portion of the profit when it sells, what are these sites?

Like 8 years ago i did a bunch of CPA crap (surveys) and made a small chunk of change, is this niche...
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>>1602661
>Is there actually money in these silly online "businesses"?
Framing it as "silly" will stop you from making any serious money.

>I've seen some people say they use websites where you post t-shirt designs, and you get a small portion of the profit when it sells, what are these sites?
Redbubble.com is one of them

>Like 8 years ago i did a bunch of CPA crap (surveys) and made a small chunk of...
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>>1602661
I have a few websites and have been trying to grow and monetise them for the last few months. Here's my take so far:

>Dropshipping is not the way to do it
At least not if you're buying stuff from Alibaba/AliExpress. I actually stopped working on one of my successful sites (more on that in a bit) to try and build a dropshipping site because I was so totally sold on the idea. In hindsight, I rushed into it and have probably wasted a week or so.
The reasons why I'm...
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>>1602798
....
> Creating your own product is the way to go
My successful website is to do with hair loss treatments. I get a ton of traffic through white hat SEO (blogging). What's great about blogging is the traffic each one generates is always there and each blog article addded builds on this traffic of the site.
At the moment I only sell one product. I sell about one a day for $15 net profit. Not much, but if I added a few more products that could soon become $150. If traffic keeps...
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Bitcoin noob here.

just saw this vid
https://www.youtube.com/watch?v=Lo54bgYHLAg

is it worth it? does this method still work?


also any advice/books/etc will be much appreciated.
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>>1602631
Bitcoin is a ponzi scheme
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>>1602631
Yes. If you decide to play on PD or the site he used there, bet small. Manage the risk. Ive turned $5 into $20 several times in a matter of 20-30 minutes with small bets <0.00020000 BTC. Just don't autobet. It's bad news. Manual bet for 1.5x payout. Bet until you get two losses in a row and then bet big. That's what I do. Make FAST returns.
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>>1602706
thank you

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> be at a deli run by Dominican men
> homeless woman walks in
> "GIMME A LARGE SANDWICH"
> "You wait in line."
> "NO YOU GIMME A SANDWICH NOW! FOR FREE"
> "No food for free. You pay like everyone else."
> "SPEAK ENGLISH YOU FUCKING HABLO ESPANOL FUCKERS. I TOLD YOU I NEED A SANDWICH NOW"
>...
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>>1602582
What college?
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>>1602585
Not in college. Live in Brooklyn.
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>>1602585
Micro or macro?

I've noticed a lot of successful have made the most of the opportunities presented to them instead of "following their passion".

What should I do to make the most money from my opportunities:

-My parents are immigrants from a developing country with a technically skilled but cheapish labor force, and which I visit often

-I have connections through friends in that country with major textile manufacturers

-I myself am currently a full stack web developer and I like it but I have no desire to be a wage slave for the rest of my life

-I've...
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>>1602546
''My parents have stashed away ~$500k for me''
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>>1602546
be a dentist. or start your own web dev agency.
if you have to ask 4chan what your passion is, you're doing it wrong
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>>1602559
thats exactly the opposite of what I'm asking though. I don't give a fuck about following my passion, just want to make the most money I can.

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Alright /biz/bros lets be some real bros in the search of wealth.

What altcoins have a legitimate place in the cryptoverse? Fuck the shills.
Besides bitcoin what are your personal suggestions for coins that are here to stay and progressively grow like the og bitcoin. what altcoins do you suggest for holding ur btc in while u wait for the market to come back down in price?
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Ether is a solid concept.
If ethereums devs start marketing mist on a wide ranging public forum then I would imagine its market price to increase rapidly.
Right now, however its just another shitcoin inflated by some shilling and mostly lonh termers who keep up with the platforms development amd are looking for the thing i just told you about.

Waves is not so much.
The concept is useful but not very sexy and comes with a mouthful of discredit

ETC and XMR might actually have a chance to go up in the world but one is under developed amd the other is more...
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>>1602525
Waves
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>>1602525
What about Lite coin?

I've finally reached a point in my financial situation where I can start investing in the market itself. I'm going with ETFs as they suit my investment strategy the best, but I can't decide between using Vanguard, Fidelity, or Schwab. I've been leaning towards Vanguard as of late, and I want to hear a second opinion on if that is a good idea.

Or are they all roughly the same?
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>>1602468

If it makes a difference, it is going to be a 70k investment.
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>>1602468
you'll get a better return on a single stock, if its something you're into and growing. I wish I had put all my money into apple / google / netflix instead of getting suckered into Vanguard bullshit. Its true it will work out in the end, but its not what I need when I'm young.
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>>1602501
Fucking retard

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It is likely that Trump wins the presidency. What stocks are going to gain from this? I think that coal companies might get a boost but what else?
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>>1602465
US elections are such a major topic that every company already knows the possible future of their company based on the possibility of each candidate to win

I can bring in an analogy with sports betting (My brother does that degeneracy, not me), he has a positive revenue from betting since he actually spent time researching dumpster divisions from dumpster countries and identifying where the betting website fucked up big time with the coefficents. Basically what I'm trying to say is that he claims that betting...
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>>1602473

I meant markets. How will investors think. Majority of the public thinks that Clinton will win but if it doesnt play that way they might rush in to market to buy coal stocks etc.
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we will see huge losses marketwide. It may recover quickly, it may not

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Okay guise, I've got an idea and I want you to tell me the flaws.

> Go to China (Have done business there before)
> Find one product that I like and believe could sell
> Find manufacturer for said product
> Product cost has to be $10 to make and sell at $100
> Manufacture 1000x

> Go back home with products
> Make website/social media sites...
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>>1602405
Shipping costs, taxes?
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>>1602417
Shipping costs are relatively low. If it's a small product, I could take it even with me from there. 1000x of for example earrings take basically no space at all.

Taxes into europe is 12% which can easily be lowered by fake invoice (ask anyone that imports)
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Nothings wrong. It works.

I remember last year someone released a program where one of the big upsells was you got to join their mastermind group, fly to china together, and negotiate with manufacturers.

Most people already do this by buying stuff on aliexpress/alibaba, and flipping it on their ecommerce site. Some even dropship it by telling their Chinese supplier to not include an invoice in the shipment. The only hurdle is people expect fast shipping. Nobody wants to wait a month for a package from china. The "next level" of this strategy would be...
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Retailcuck and retailcuck application stories?

> Hand in resume and applicaton
> Weeks go by
> Get call, interview in a weeks time
> One day I shop at the place, two days before interview
> Hear the manager and another retailcuck talk and say something when I walk by
> "I..i think its him...."
> On the day of the interview get a call from the...
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>>1602394
wow that's pathetic...
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>>1602394
Another one,

> Get interview at a supermarked
> Go to interview
> Fat bitch asking me questions that hardly was relevant
> Think the interview went well...
> Few days later "Anon, you did not get the job..."
> Ok fine... bit confused as a got 4 years experience in the same chain just in another city

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>>1602394
try r9k

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Young college student here, pardon the ignorance.

What's the overall consensus on 'The Economist'? Yay/nay? Liberal rag? Worth a subscription?
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Best insight into world affairs that I know of but it does tend towards liberal values. Overall worth it but realise that it has definite bias towards some things (notably elections, immigration, trade etc)
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I read it a lot when I was your age.

When I was reading it, most authors were not well credited for their articles especially if they were talking about a third world shit hole; where by criticizing a newly installed government even if it was Nepal's Maoists who arnt that bad could jeopardize your personal security


Good magazine, but more for third world politics than USA liberal fagism


Pro tip: FARC is sponsored by government, same way Isis, war season, peace season
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>>1602387
It's alright if you're just starting out with economics. But it's Rothschild owned, so there is blatantly pervasive shilling for their globalist ideology. It's also pretty liberal-- a little too liberal. And I know a few years ago they appointed a new chief editor-- a woman. Since then, there has been an obvious uptick in the reporting of social issues, like fucking transgenderism. Give me a fucking break. After three years, I got fed up with the nonsensical bull shit and cancelled my subscription....
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Do you have a 401k and if so, how long have you had it and whats worth. Do you fear a market crash will wipe it out?
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I don't put my limited funds into something I can't control for little in return if anything at all.
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you'll do better investing in an ETF than with a 401.. shit returns for plebs
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>>1602300
I just recently got a 401k in June with about $3k in it. My employer matches 100% up to 5% and gives a 2% contribution at years end, but I won't get all of that until I've been with them for a year. I also have $60k in a Roth IRA. Both my Roth and my 401k are in target date funds, but my 401k actually has a lower expense ratio (0.09 vs 0.16). I'm 27 btw.

So I lost all my soul & willing to fall for the kneepad meme. Wheres the best place for me to find some homo clients willing to pay for pics & licks. Im a heterosexual dude with a girlfriend, but I dont give a fuck anymore. Im a pretty /fit/ & athestic 21 year old. Help me out gentlemen, wat do?
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>>1602298
what profession? what are you looking to gain? Don't just Knee Pad without a goal in mind.
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>>1602301

> what is your goal

Extra cash. Thats it.
>>
Grindr usually but since you are /fit/, you should try camwhoring on chaturbate or something first. Maybe you get lucky and find yourself a sugar daddy. Good luck

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I usually don't want to bitch about this but really, I hate things like this.

>apply for a job at a big software company in Bay Area
>pass through hoops and hurdles with telephone and whiteboard coding to get an offer
>before they can confirm offer, they must do background check handing it to a third party where they can contact my previous employer and I need to include some three random references which I might or might not be able to produce.

Like how can the...
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theyre just going to confirm you worked there and your resume is true
they arent going to ask whether the manager liked you
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>>1602235

I feel like that might be the case, but really, they are at liberty to ask anything else and I'm afraid that without knowing which third party does this check, this deal is in limbo for me.

I don't even know if the three random references I will have to include, which aren't strong at all and I will have to call them first thing Monday, will screw me over as well.

I dunno, it sucks all around to get the job but I am going to get paid 90K a year if I get it so it's a special kind...
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>>1602241
If you absolutely must: Just lie

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23, with 21k in my bank, debt free, working 12 hour days. My net when increases by about 2k a month because high COL area and family obligations.

Anyways my goal is to quit my slave labor job sometime, does anyone have any suggestions on where to get started? Seems like investments alone won't get my there, I'll need to set up some kind of passive business.

Help me before I kill myself, thanks

Willing to use every small amount of free time I have for research.
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>>1602210
It's more finding something that you love to do because there is no oassive buisiness.

I think the closest would be being a landlord/property manager without being a grey area but even that will eat up a considerable amount of time
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>>1602210
do u have an education?
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>>1602599
bachelors

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How rich do you have to be to use private jets?
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>>1602147
you can get 20 hours in a small gulfstream for about $450k per year.

owning one outright you'd probably need $3 million or so to get started.

you can charter one for much less than that, but still way more than a first class ticket with an airline.

either way, if you have to ask you can't afford one. If you can afford one they'll send you offers.
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forget the plane, how do i get a stream of fresh asian grills like that?
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>>1602176
What else?
/thread

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>have a part-time family business
>grandfather works there with me and my father (owner)
>for the past year has just been a complete asshole
>bitches, condescending, interrogates me over trivial shit, threatens to quit and and bitches about being there, gets in my dads face and asks him "why don't you fire me?"
>thinks he's irreplaceable or untouchable then likes to act like he has better shit to do and...
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>>1602110
1. don't go into business with family.
2. if you do, pay them more than $15/hour
3. if you fucked up one and two, ignore the consequences and tell your grandfather you love him. He's not going to be around forever.
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>>1602117
1. He's has no equity in the business. He is an employee.
2. It's menial work with no set times or schedules and he comes and goes when he pleases.

I'm going to find and train a replacement and give him a "thanks for everything" sendoff.

Do you have any experience of going into business with family?
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>>1602120
>He is an employee
yes, you've taken a potentially beloved part of your family and turned them into a resented person that you look down on. Congratulations.

>Do you have any experience of going into business with family?
yes, yes I do.
I own a business staffed almost entirely by my wife's family. I pay them more than $15/hour and if I caught them stealing I'd give them a raise or a loan so they wouldn't have to do that.

>shes a social media specialist
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absolutely disgusting
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>>1602075
>>
my brother's girlfriend is a social media expert, she runs all the social media for nick jr. or as she puts it "I do Dora the Explorer's twitter feed"

she doesn't look like that though, I think you should go back to /r9k/

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how do i start the netflix of sports
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>>1602048
Buy rights to local leagues or negotiate directly with teams.

Scale up.

You're fucked though: Twitter and Google are already trying to do that but they will start with the sweeter plums.
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>>1602048
Raise tens of billions of capital
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>>1602048
Stream on a sketchy website full of ads about arab women in my area

How much does my boss make off us? Literally does no work at all, the entire project and renovation is done by the employees, he simply tells us what shit needs to get done and buys the material then fucks off for a whole 8 hours while we renovate the house breaking our backs. What work does my boss do besides stretching his back and collecting money? I've literally seen bosses who do no work whatsoever and simply come in at the end of the day to count how much money he's made off us.

So let me get this straight, if I'm making $15 an hour flooring, then...
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If it's so easy why don't you be your own boss?

There's a lot of stuff behind the scenes you're not seeing.

The biggest one is finding and closing sales.

Repeat this to yourself: You either work hard or you work smart. You can't do both.
>>
I don't know what industry your in. Find out what average contract is. he's likely shelling out 1/3 for materials. 1/3 for employees. 1/3 for himself (minus cost of trucks, tools, equipment, software, misc expenses etc)
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>>1602028
janitorial contractor with a small business here.

I charge time out at about $125/hour per person.
I can pay about $12/hour if I like.

my insurance, taxes, equipment costs, office expenses, and the cost of lost time works out to about $40/hour/person on most jobs.

so we take my overhead ($40 average), potential wage ($12) to get average hourly cost: $52

Subtract my average hourly costs per person, $52, from my average hourly charge per person, $125, and I'm making about $73 for every...
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>mfw Rich Uncle owns a flat in London
>Finish HS in Straya and don't want to end up paying half my income or more in rent
>Ask him to move into his flat and he agrees
>Literally now just saving up shekals and thanks to my British Passport can probably study there

Any other anons have life go good for them?
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Londoner here, where is his flat? I want to throw shit at your window if you're not too high up.
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>>1601997
Its near Marble Arch mate.
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>>1601994
prolly 15 milli net. just chillin. still lonely

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Hi Biz

I think I may have cracked the secret to infinite cash:

>You will need: $200, a small lockbox, a wallet, and a bank with a coin counter, and a ruler
>Only carry denominations of $20 or more. Essentially, make all purchases with twenties and deposit any change in lockbox, including coins
>Once you are out of twenties, move to 10s, deposit ones and fives
>When your stack of one dollar bills is about an inch thick, go to your bank

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So I take 2 $100 bills, break them up into $1, they end up a inch thick, I go to Bank and ask them to trade for 2 $100 bills? Why didn't I think of this before...
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>>1601963

I think I may have found the secret to infinite money:

Throw it all into high risk meme stocks.
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>>1602001
Is like throwing up food

make more food

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Hi /biz/, i'm a 19m from Canada.

I saw an episode of the simpsons once where bart bought some factory for like 1$ or something.

My question is, Does anyone know of some domicile i could purchase similar to a basement for around 10k (cad). And convert it into a comfy home for me and my kitten.

Don't even care if its unfinished basement quality, just something that's like 400 square feet, not a mobile tiny house, or trailer.

Thank's to anyone who reads this.
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>>1601896
lmao
>>
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>>1601896
Yes but you only "own" it for 1 year
>>
OP, your idea/plan is cute as fuck.

It's for moments like this I want to be a millionaire, I'd just give money away to you right just for coming up with something like that.

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If I hand in my 2 weeks notice, do they have to pay me for the two weeks or can I get let go without pay?
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You're supposed to work the said two weeks.
Thus, you will not go without payment.
>>
Quite simply - you have no guarantees. I've heard from some that when they turned in their two weeks notice, they terminated that worker right away. Some employers do this due to the security risks, or whatever. Bottom line - they don't owe you anything and you don't owe them anything.
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>>1601900
/thread

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Who /successful/ here ? How can I tell im not swimming in the NEET end of the pool here ? Let's play some net worth Marco Polo.
1.Net worth
2.what is your proffesion
3.age
4.how long did it take you
47 replies and 7 images submitted. Click here to view.
>>
>>1601811
500k
Asset memetegrity
23
4 years
>>
>>1601811
>More than 300k*(my age)
>Mathematician
>22
>As long as it takes to solve triple integrals
>>
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>>1601811
1) 300k
2) chef at Wendy's
3) 19
5) 3 years

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Is law school a meme?
10 replies and 1 images submitted. Click here to view.
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>>1601751
Only if you don't have connections to a good firm
>>
>>1601751

virtually every lawyer tells you not to go, and they aren't lying.
>>
>>1601762
This, 100%,

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if you have a file locker/ link locker / content locker , that give you money everytime someone use it, what content do you lock?

cant be porn.
9 replies and 2 images submitted. Click here to view.
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>>1601716
BOMPITY BUMP BUMP
>>
>>1601716
>2016
>Looking for niches for PPD
2008 called and they want their eBook back
>>
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With Samsung literally melting down with two huge recalls in the last month, what company, besides Apple, is going to take more of the electronics market share?
Ooorr, will Samsung recover from this, and is now the time to buy their stock at a discount?
10 replies and 2 images submitted. Click here to view.
>>
>>1601713
I'm speculating they will recover but it's gonna take some time at least a year
>>
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Maybe they can rebrand into a supplier for terrorists, they are experts at hurting people and explosions.
>>
>>1601713
They'll recover. They are a massively diversified company -- unlike Apple who make like 80% of their revenue from phones. Not that they will be disrupted anytime soon, but you get what I mean.


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