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Archived threads in /biz/ - Business & Finance - 87. page
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Dumb fucking nocoiners on the casket. They will never learn that you ALWAYS buy every Bitcoin dip and hold for 10 years to become rich as fuck. They'll never learn that 21 Bitcoins in 10 years = unavoidable rich status. It's sad watching it happen again and again. Such an obvious lifetime boat, constantly missed.

The mongs will keep putting their wagecucked pennies into boring ass grandpa tier investments instead of being at the forefront of a revolution. That's why few get rich and most cry.

The rise of Bitcoin masterrace continues.
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Dumbastic nocoiners coping while I wake up to massive purchasing power gains on the reg.
>>
>tfw nocoiners didn't buy this 691 dip too
lmfao
>>
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>When you lose $400 and mom has to pull you out of the noose after you're out but she walk into your room and see u hanging there lifelessly
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>$400

get a fucking life m8.
>>
>>>/r9k/

$400 is nothing. That's 2 weeks at McDonald's.
>>
>>1592271
>>1592272
You fucking piece of shit normies

$400 is significant money. Let me guess, you make that per hour as top investment bankers of goldman sachs right?

So /biz/.

Im deveoping a system for an big company that i want to sell the software after.

Im gettering a team of programmers to develop the code, i already have an investor.

The team consists at first:
Lead developer
2 other developer chosen by the senior
An UX analyst

And my question is, what are good strategies to motivate the team?

Im asking it because i am from the stock market, and the cold hard cash was always the first thing in the mind of people.

Talking to people on the tech market made me realize that there are more variables and things on the table when dealing with a startup than an investment bank.

i don't know if i need tho focus on stock option and more traditional things or focus in a trendy approach of creating an environment for parallel projects of the employees...

In resume: How wold you create a motivated team for a startup ?
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>>1592189
provide them food they like all the time. food caters to our primitive tribal instincts and makes us feel bonded together. we hunt together, we eat together.

incentivize with money.

take a day and go do something really cool together. figure out what they like and go do it with them. organize a whitewater rafting trip, rock climbing, anything that most of them like.

hire the right people. find people who are positive, perhaps idealistic, and looking to contribute to something meaningful.


there's...
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>>1592196
I am thinking about more subjective thing, about professional experience
>>
are you co-developing it, or are you paying people to develop and design it? i think non-technical founders will fail in 99% of cases, at least for tech as the core product. tech people also like to work for/with more technical founders.

How do I get red pilled into swing trading? It seems like the best, easiest, and most convenient choice for me. I am pretty good at math and have good analytical skills. I want to start with about $300 to start trading.

Can anyone recommend me the best resources to learn?
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barf
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>>1592164

Buy the dip
>>
>>1592182
What does this mean?

There's so much information out there that I don't know which is good.

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Who's currently running e-commerce as their primary business?

1. Niche/s?
2. Age?
3. Gross Profit?
4. Dropship/other fulfillment services?
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>>1592044
I've tried a few times but failed. My main project was a green tea blend designed for weight loss.
I'm 25. Made a few sales a week before giving up. Did it as cheap as possible and used free e-commerce.

Interested to know what you do op?
>>
>>1592044
Amazon FBA is where it is.
>>
>>1592044
I run a shopify site for a brick and moartar game store, i also run our amazon and ebay and TCGPlayer sales operations.
We do a mix of FBA and our own fufillment. as well as an FBA like service through TCGPlayer.

Hey /biz/ I'm about to turn 20 and I've realized after listening to everyone else my entire life I've ended up $23,000 in debt, no college education completed, nothing to show for it. Of course all my own fault.

I got 10 free trades in a TD Ameritrade account and $1000 coming in next week.

Shorting companies betting on their downfall and buying at dirt low prices is the plan, with extremely limited diversity hell I might bank the first few trades all on one to three companies. So my motto is "memes to dreams" because I've been cancerously...
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>$23k in debt by the time you're 20

It's like you're a much more miserable version of me

>no college
>$6500 in debt
>about to be 23
>>
>>1592018
Not to mention my current living situation is dependent on my father who is an uber driver, he supports seven people including me, we live rent free in a one bedroom apartment.

I actually just ran out of money for food. And laundry. I'll be washing my clothes tomorrow in the sink. I think I have some meal substitutes around.

See Im not even upset about this Im excited I get to trade and have a chance to make an educated guess.
>>
Borrow as much money as you can and put it in Zcash
Don't let your memes be dreams

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what is the most christian investment ?
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According to the Old Testament it's the most profitable one. I'm dead serious.
>>
>>1591937
[citation needed]
>>
>>1591937
and that would be what?

Describe your average work day, /biz/.
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>>
buy stocks
masturbate
>>
>go to college above the age of 24
>Get fafsa money

Pretty much it. Only downside is that I have to go to class and get at least a C.
>>
wake up
make sure my money bots are running without errors
fuck around rest of day
back to sleep

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Why is the Eurozone economy stagnating?
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>>1591498
Because their biggest market just voted to leave the EU, and their second-biggest market is threatening to elect a protectionist xenophobe as president.

Continental europe is heading for another war. Get your money out.
>>
>>1591578

The biggest market is Germany.

Yeah, but economic unrest preceded the political unrest. The growth of Italy was almost zero, France has also been stagnating for years. Not just after Brexit and Front National.
>>
>>1591578
Nice try Juncker. EU growth is slowing because EU policy is shit. It turns out having ridiculous regulation, enploying socialist policies, bringing an influx of leeching migrants, and trying to unite different countries with different spending cultures and different levels of healthy economies under one unified monetary policy is autistic. Especially when many of those countries are recovering from economic crises of 2010-11, which was prolonged due to EU policy.

I agree protectionism is bad, but it by no means...
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What's the best passive way to profit off of money that I don't plan on spending? Index funds? High compound interest paying account? What's the highest and most realistic interest rate? What sort of account pays the highest compound interest? Thank you.
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Blue-chips
>>
>>1591487

Do you have a wealthy family member? If so, it may be best to invest with them. I work in banking and met a client that works for a private investment fund. They find and purchase small businesses and make them more profitable and had a great track record. Problem is, the minimum investment to get into the fund was $5 million. Luckily I have a rich uncle who was bitching about his current financial adviser, so I sent him info on the investment fund. He met with them and decided to invest $4.95 million with me tossing in the other $50,000. That was in March and so far we have an 18.26% return.
>>
>>1591698
>18.26% return
On paper.

Private equity is a good place for people with the ability to put some of their investment capital. The problem is that most people don't have the capital requirements. Also, most people aren't willing to commit securities fraud like your uncle, who has misrepresented that all the invested funds come from an Accredited Investor. (Maybe, and this is just a suggestion, maybe you should stop bragging to strangers about his securities law violations?...
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I've been doing academic research at my university and I've stumbled across an algorithm that could be incredibly valuable and revolutionize engineering. The tl:dr is that I've devised a way for computer to automatically design mechanical parts and machinery that's many times more effective than the current state of the art.

Since I'm lucky and not bound by any contractual obligations in this case, I can keep the IP. The question is, what do I do with it? I haven't told anyone else about this yet, but I've made a prototype implementation...
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dude, we already have this. Supercomputers calculate even more efficient designs.


good that you wasted your time on tho, props and few internets for being a total loser kek.
>>
>>1591157
Surely the best way to profit from this is to create software that provides the service on a bespoke platform... If its as good as you say word will catch on ultra quick and profit will be just as swift... Obviously easier said than done... If you can get Patent to the idea... Pitching to already bespoke package providers (AutoDesk) comes to mind wwould the be viable... If no patent approved/ or not appropriate, then make them sign a non-disclosure agreement, but this is a fairly week safety net... Obviously your profits...
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MechE here. Elaborate a little bit more. I can help point you in the right direction.

Can this be specialized for a certain industry (like oil and gas for example)?

Also answer these questions (heilmeier's catechism)

>what are you trying to do? Articulate the objectives using absolutely no jargon

>how is it done today and what are the limitations to the current practice?

>what is new in your approach and why do you think it will be successful?


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There should be a basic income for everyone that would be about $1,000 per month, that should be enough to make $600 rent, $200 food. $200 utilities. Will we ever see it in our lifetime?
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>>1590859
>the US is 19 trillion dollars in debt and running a deficit
>communists like OP just want to spend more money
>>
>>1590862
>mfw I used to fall for the universal income Jew

Might work in high-trust, productive, homogeneous countries like Switzerland or Japan but it would be a disaster for any country with minorities over 5%. I am still not convinced it would be stable in the long run in a best case scenario.
>>
>>1590859
Get a goddamn job, lazy sack of shit

Is house-flipping in Detroit a meme? I talked to a realtor about it today. He told me that there's a historic neighborhood that is close enough to a patrol zone, hospital, and university.. that the crime rate is low, but far enough that the homes are undervalued.
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>>1590794
yes, at least if you don't already come in with a sizable fund to begin the flip/sizable pool of properties you are able to flip.
Do not put your eggs in one basket, the market is good and just getting better in real estate but people still remember '07-'08 and hesitance remains, especially in working/middle class families, who don't particularly want to gentrify an area with such massive negative reputation, at the end of a project you may be sitting on a house you invested 50-150k into but...
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I'd say flipping in general is a bit of a meme. There are a lot of people wanting to get in and many won't make a dime. Very competitive. And to do it in Detroit seems foolhardy.

You're better off to just buy rental properties in good neighborhoods
>>
Back in the 70's you could buy Victorian houses in shitty San Francisco neighborhoods for around $20000. Now those neighborhoods are fine and those same Victorians sell for around $2 to $4 million: http://www.zillow.com/homes/recently_sold/San-Francisco-CA-94117/house_type/97571_rid/4-_beds/globalrelevanceex_sort/37.78279,-122.422157,37.754803,-122.468291_rect/14_zm/

I think the same will happen in Detroit. But can you wait 45 years?

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Give me some methods for creating passive income. I'm bored. I want to be able to have a lotto when I kill myself. One lucky person will win my money in exchange for cheering me on.

Problem is that I don't have money so I'd like to fix that. I've heard that you can create passive income by buying things that make money without your time or involvement after you set them up. I need these things. Show me how to make them.
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>>1590635
+1 for the picture, made me lol
>>
Rental Income
Dividends on stocks/ETFs
Interest on bonds (kek)
CD or Money Markets
Vending Machines
Buying a storage building, car wash, or other low maintenance business.

Learn how to Google before you invest though, nigger.
>>
I need more ideas

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Looking to get stabbed so I don't have to busy season. Any takers?
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hahahahaahahaHAHAHAHAHAHA
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>>1590601
Why not find a job in industry instead?
>>
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>working 80+ hours a week for just 60k a year

why do CPAs do this?

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Is physical silver a good investment?

It is currently selling for about $18 for rounds and $20 for the Maples.
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>>1590384
>Is physical silver a good investment?

Can you buy it for less than you can sell it?

Can you get a better return than other asset classes after adjusting for risk?
>>
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I think so
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>>1590403
>Cleaning coins with numismatic value
Absolutely haram

If that was a key date, it would be a huge waste

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Why doesnt /biz/ talk about FAFSA more? It is the biggest scam to hit colleges for as long as I remember. FAFSA is nothing more than a trick to get tons of personal information to track you AND charge you more based on your family income. Below 26? Family are millionaires but youre poor as shit? Guess what, you dont get a cent of financial aid. Plus, financial aid are loans. Dont let them trick you.
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>>1584751
bump
>>
what the fuck are you talking about.
>>
Since I'm in the military and make below $30k, even though most of it is untaxed and everything is payed for, I get $1,200 in Pell Grants each year. It's not a lot of money but when you consider that California community colleges give you classes for free if you're poor, I basically get paid to take online classes (like $120 per a class). Pretty great.

I've been looking to find ways to start and maintain online businesses to make some side income along with my full time job. The end goal is to live very comfortably. Anybody out there figure out some decent methods? All of the advice you find from google searches just seem clickbaitey and not helpful.
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spoiler alert: it takes as much effort, if not more, than your full time job.
you won't find any serious discussion about achieving those goals here.
>>
ethtrade.org for cryptocurrencies

>inb4 ETHTRADE.ORG IS A SCAM STAY >AWAY

maybe it is a ponzi sceme idk for sure - it works perfectly fine for me since 100+ days

+30 euros a day (and growing) passive income feelsgoodman.jpg

u are lucky if you read this because i am not sharing this information anymore since everbody is freakin out about it.
>>
http://www.stephan-zeigt.de/

german guy trying to become financially independent through online investments/passive income documenting his successes and fails

if you are bad at speaking german just look up his top projects by yourself

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> Create 'clash of clans unlimited gem hack' scam site and put a survey on it you get paid for
> "Please complete one of the shown offers to get your free clash of clans gems"
> you get 2$ for each completed offer
> Make facebook advertisment for your site and get some nice traffic
> spend 50 bucks for the ad, earned 200 by people completing the offers. 150$ profit
> Why...
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I did it with PSN codes, made 90$ in a few days doing nothing, didn't buy ads, only did my own SEO and a .com domain.

Pretty good but most niches are saturated now, especially the one you've mentioned.
>>
>>1574525
How long does it take to make the $150? If you can do it in under a day it may be worthwhile.
>>
>>1574531
7 days. You need to advertise multiple niches at once to get that in 1 day.

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How do you guys handle your finances?

I just started calculating everything that comes in and out but it's not very organized.

I want to see how you guys manage it in excel sheet.
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>>1592644
Used to make a budget on excel but now I just have 3 accounts. One account for savings, one for daily use and one for fixed expenses. All my income goes into the fixed expenses and some gets auto transffered to savings and some to daily use.

Could give you my excel sheets but its not in english. Search for some generic ones of google
>>
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>>1592648
I automatically have money from my paychecks deposited in savings. Then invest when it gets to a certain amount.
>>
>>1592644

personal expenses? just sorta wing it.

for the business we have a custom script that does automated efficiency reports.

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Would the world be a better place if introductory economics was required learning in high school? I don't really expect the public school system to teach it properly, but ffs we need to try something, it's frightening how many adults out there don't even understand the basics.
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New to biz here, where do I start?
>>
>>1592643

IIRC towards the end of AP econ we spent most of the time watching dave ramsey.

I'm almost convinced that you can't teach people common sense. if they're too retarded, then they're too retarded.

the only thing you can do to protect the retards is to write legislation that protects them from sharks.
>>
>>1592643
We need schools to teach a lot more subjects, why does anyone need 12 years of English? You learn the same shit every year, grammar. Every year doesn't have to be the same subjects, in elementary school we will add evolutionary biology, psychology, in middle school we will add computer science, programming, law, politics, in high school we will add philosophy, art, economics, investing, and a career planning/interviewing/resume class. These classes will be required curriculum for all students. Imagine the good...
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WTF is this???
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OwO
>>
>>
>>1592433
Go buy ZEC you moron.
Sell every altcoin before it's too late.
If you don't like ZEC, buy BTC at least.

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Why do people donate, do you actually enjoy burning money away for a lost cause?
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Pleasure. It makes them feel better. Same reason people buy hookers, and go skiing. You can also brag about it and deduct it on your taxes.
>>
Tax right offs no other reason
>>
1) Tax breaks
2) Fear of hell
3) Money laundering

Pick one

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Hey /biz/ I'm currently using NiceHash to mine with GTX 980s. I get good rates for each, it's my gaming rig so I don't mind using it since my temps are super low.

I was wondering if anyone has some real mining device like Avalons or Antminers? How much can you pull from them (rates/$)? Here the electricity is fucking cheap so I guess why not have one real miner making more than 3 bucks (with my 980s) a day would be easy I guess.

Any advice?
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Past days have been interesting with ZCash mining. Glad Nicehash is now supporting it. Doing around 15$ a day. I can't imagine how much I'd do with a real competent mining device.
>>
>>1592409
I prefer a pickaxe. It brings a more personal touch to finding things.
>>
>>1592477
LOL

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One word

bendable phone
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>>1592389
FUCK
>>
>>1592389
See what happens when you throw your idea around before having a patent on it? You lose
>>
>>1592389
It's already in the works as we speak. Flexible phones will be in the market within 5-10 years.

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You guys were ignoring me regarding Zcash, but I made 1.000 USD out of 65 USD worth of BTC.
That's right. I was giving you legit tip and you ignored me.
Nicehash is currently owning 1/3 of all total hashing power on the market and it means you can still make some sweet bucks.

Last tip.If you are a poorfag and don't have some usd to spend, you can always mine zcash and get paid in btc. That's like free btc right now.
Check this stats dropping now slowly, get in before it's too late.
https://www.nicehash.com/?p=stats&a=24
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>>1592221
Wait you spent $65 to purchase $1? I tell you what, I got this great new product called air, I'll bottle up a 12 pack and give you a friendly discount cause this some great shit
>>
I'd never even heard of Zcash until after the peak, was fun to watch it crash though.
>>
>>1592221
1. I have a shit PC
2. I don't have a USD-based bank.
3. Fuck you, I'll bet on my own shitcoin on November the 5th.

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Why isn't he the president?
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>>1592165
Of South Africa?
>>
>>1592165
He's the king of Mars.
>>
>>1592165
US not ready for a faggot as prez.

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What career path earns you the most money?
What will I have to do to reach that path?
>Bonuses: pleasurable, secure, good benefits

Please no shitposting/memes
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go learn this shit yourself noob
FART
nobodies going to hold your hand retard
>>
I'm an owner/operator truck driver that makes ~$115K a year NET. Don't mind sharing my story.

I went to CDL school when I was 23 because I was a NEET with a GED living at my Dad's. Couldn't even get past an interview at a grocery store and didn't want to work in a factory.

I worked for a year at the company I got my training from. Then I switched over to a flatbed company. Worked there for a little over 2 more years.I had no expenses besides a cell phone, wireless hot spot, and discretionary spending. I had $72K saved.

I bought a...
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>>1592259
Post too long.

I leased a trailer at Mercer and bought it before I left. Besides a tractor and trailer, I would suggest an on board scale system, APU, and a mini fridge/microwave. And at least 6 months of operating expenses. My Truck was $30K.

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How to fix Japan's economy?
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>>
https://www.youtube.com/watch?v=mJcjdPQdeDc
>>
>>1592083
Japan, Russia, India vs China

Split China 3 ways.
>>
the way the country chooses to work wastes an enormous amount of time. if you have ever had to work with a japanese client, they have an annoying perfectionist approach to the dumbest shit imaginable that is completley counter-productive and obnoxious. absolutely no one wants to work with them.

if they worked in a normal way, it would free up an enormous amount of the time for people to actually accomplish things.

also, they should stop blurring their porns.

File: angry jesus.jpg (18 KB, 297x350) Image search: [iqdb] [SauceNao] [Google]
angry jesus.jpg
18 KB,
>Work at Sears
>Not great job but it's getting me through college
>My only condition on taking the job was not to work Sundays so I'd have a day to spend with my family/gf, as well as to catch up on schoolwork from previous week
>Check schedule for upcoming week
>10-hour shift on Sunday.
Should I call horseshit and request they call in someone else, or keep my head down?
12 replies and 1 images submitted. Click here to view.
>>
Call bullshit. Get the day off and take care of your life. Save all your work sacrifices for when you're at a place relevant to your career.
>>
>>1592019
Be a man/woman/helicopter and ask your boss why and remind them what you said. It could have been an honest mistake.
>>
>>1592019
>Sears

Chances they can get someone else. Best case scenario is you get fired and work some where better.


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