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Archived threads in /biz/ - Business & Finance - 90. page
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>Keynesian """economics"""
21 replies and 5 images submitted. Click here to view.
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Just an excuse for government control over the economy
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>>1589691
Name a criticism then. Because the majority of economists are Keynesian (the new variety).

>>1589697
A lot of Keynesians disagree with a lot of government control in the economy.
>>
>>1589849
austrians cant differentiate between 1950s keynsians and all the new kinds out now, heck even monetarists are to a large extent keynsian

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ok /biz/lads here's the situation.

Currently, I am starting a clothing business with a choke me daddy dutch bitch. She's a beast designer. Only problem is that we can't think of a name and she doesn't like the idea of "Mofje", which translates to "the little Nazi".

Do you blokes think having an edgy name like that is a good marketing strategy? It'll get attention. She's worried people will get offended but I don't really give a fuck.

What do you lads think?
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>>1589686
It's nice. I'd buy it.
>>
How do you say "magnum" in german?
>>
>>1589686
>mofje
Het is ook zo'n wollig ding wat je om je handen doet i.e. een kledingstuk, dat weet je toch?

So many of these meme startup companies would be making huge profits right now if only they didn't release their apps and websites for free.

They've effectively conditioned most people to expect things in life for free so its too late for any of them to start charging for their services now.
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>be paid app
>weak growth/no users
>none of that sweet vc money
>>
>>1589665
>Being this retarded
This is bait right?
>>
>>1589678
>weak growth / no users

This is completely bullshit. Social Media apps would have changed the world regardless if they were offered for free or paid apps.

>>1589685
How so? Twitter and Snapchat are both loss making companies. They're only alive because of PE funding

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Question,

How can I contact interested parties in selling my domains? I think the right person would pay at much as 1k for a few of them. And Sedo and Flippa are meh desu
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>>1589660

Contact competitors and offer it to them.
>>
>>1589671
how? I'm unsure as to word it.

A few of them would be relevant to black lives matter (kek) if capitalized on so I actually contacted George Soros' organizations. what are my chances?
>>
>>1589693
Be formal, engaging and persuasive. Don't have those qualities? Get a writer who does.

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How do you balance reading fiction and nonfiction, writing, working hard in order to get rich, your scientific / technical self education, exercising, social life, outdoor experiences, and internet browsing / current events reading?

I feel guilty for doing literally anything because I'm not doing other shit.

I haven't even decided yet whether hard work is self cucking (on the existential level) or not.
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>>1589629
>and internet browsing / current events reading?
Just stop doing this and you'll have plenty of time for everything else.
>>
>>1589629
This is something I think about all the time.

I believe it comes down to compounding.

Learning a skill set that is synergistic, frequent small achievements, cutting out wasteful activities, always trying to kill 2 bird with one stone, etc

Example. Want to hang out? Ok, meet me at the gym.

This is why living on passive income should be top priority.
>>
>>1589629
Pepe has a gimp eye like me

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How do I budget? I was NEET for over a year, clueless and reliant on mommy and daddy for tendie money. Now I have a comfy part-time job at Books-A-Million. I enjoy the work and the small paycheck I am getting, but how do I resist blowing all my money right away?

My goals are:
Save for car $2000
Save for new laptop $700
Save for monthly cellphone bill $45/month
Ideally, have $1000 saved in bank for "emergency money" and general savings

However, I am constantly tempted. I want to pick up new books (big reader), new clothes to look sharp despite...
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I'm not really sure what you are looking to be told.

The only way to save money is to avoid spending it.

Create a system and stick with it; there is plenty to of information out there about how to create a budget.
>>
>>1589579

Also, if you are in fact a big reader, check out the book 'The 7 Habits of Highly Effective People'.

Saved my life.
>>
>>1589578
you don't need all those things

what kind of shitty car you get for $2k? better spend that money for bike or nothing

what kind of shitty laptop you get for $700?
Better spend it for refurbished business laptop for fraction of money

why would you pay mobile operator jew any money when you have internet

are you avid reader? that's great because you can warez more books than you will be able to process in your lifetime

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How does it feel like to have brain damage?
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>>1589561
All I see is "ching chong ping ling, ergonomiks arr werry badh!". Why won't these filthy chinese retards kill themselves so that they can meet their god commie emperor Mao instead of fucking shit up down here?
>>
>>1589569
But you kind of have to agree that Takeo Ischi has a point.
>>
>>1589561
"economics is a form of brain damage"
"chairs are a form of brain damage"

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>Tesla Motors posted its second-ever profitable quarter on Wednesday, announcing that it had made a profit of $22 million (£18 million) during the third quarter of 2016.

In your face naysayers always bitching about "HURR DURR where's the revenue Musk?" And this is just the beginning.
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>>1589534
I made a bundle today, that's for sure.
We'll see how much of the gains hold tomorrow.
>>
>22 mil on 2 bil revenue

wew
>>
>>1589534
They still haven't paid any of their massive multi billlion dollar debt. Call me when they've made 1b+

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I am member of a very powerful think tank that influences governments around the world.

Give me ONE good reason why I shouldn't recommend completely scrapping the minimum wage to put into action next year.

So far the minimum wage has been terrible for my clients because it has hit their profit margins. Low profit margins = low economic growth.

You may now begin your arguments.
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I am a billionaire I made money by selling farts in a can on eBay haha look at me post Mom
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>>1589521
>Low profit margins = low economic growth

Did you blow in from stupid town or what?

Economic growth is consumer spending + government spending + business investments. Low profit margins has nothing to do with growth. Corporate profit margins are at an all time high and the stock market is in a long bull market, yet the economic growth is very small. Companies are sitting on more cash than they ever have before. They aren't investing it. They aren't investing, they...
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>>1589521
Hey look its this thread again

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How do I buy automated high frequency trading machines?
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Have a few million dollars at least for capital.
>>
Those machines will be useless without super low latency connection to the exchange.
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>>1589498
You don't. You hire people to make one for you.

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Somebody better at investing than me, I have a question:

Considering the risks involved, why would I ever put a dollar into a 2x LETF instead of just borrowing a dollar and putting both into an ETF?
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>>1589481
Wot
>>
Just calculate your how much it will cost you to repay your loan vs the performance gain of the non leveraged ETF compared to the 2X, my guess is they wouldn't be far off if you take into account that you have actually borrowed money which you have to return
>>
>>1589481
some of the leveraged etf's have compouninding daily returns. surely you can understand the fiduciary benifit of that.

along with the mitigated risk of the abscence of margins calls, aligned with the fact that some of them are trading risky futures underneath while sheilding you from the risk.

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So thought of a new app idea that has no real competition in the market.

I've listened to many people and finally realized how what they said connects to make this app perfect. Millions would use it.

How could I go about starting an app. Do I need to start a company/LLC. Are there easy tools to use to code it? Could I just sell this idea to a big app and let them run with it?

Where do u even start?

Could literally make some serious money with it but no knowledge of the app industry.

>TFW when did economics and got...
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I've never developed an app, but my questions are:

>Is this app local, or does it need a server?
>Is there an architecture, API, or back-end which you can re-purpose or do you need to develop this app and platform from the ground up?
>Is it dependent on building a community or is it's functionality independent of how many users it has?
>If it's the former, how do you intend to build that community? What's the tipping point?

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>>1589463

Interesting points of interest ill look into them.

Might just fork up some money on a developer program for coding dummies.

I can already vision its architecture / branding / marketing and retention in my head. Its mainly just getting it out there.
>>
The idea is worth nothing if you cant implement it. Best thing to do is to get a coding buddy on the team, make a prototype and then get big investors, who will take a huge part of your business for the risk. But hey, if its worth 10 billion sometime im happy with 10% shares. beter than 100% of nothing

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so i have a homework where i have to create my own company and it needs to be "innovative" but i'm not fucking interested in business or shit

what would be a innovative-esque generic idea for a company? i was thinking about something with 3d printers.
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Dick sucking machine
>>
build robots that suck dick and sell to desperate virgins, for profit
>>
perhaps some sort of knee pad polishing machine?

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I am sick and tired of biz becoming the stomping ground for r9k users. Something fruitful
Criterias:
>>Anything below $3> do not list
>>NO dogcoins, bitcoins, shitcoins, trollcoins
>>It's ok to just provide a stock by itself without explanation but it would be highly appreciated
>>leave ebay flipping, or snarky comments on how better to use those funds out, we get it you get it, but we don't care and will stick to muh stocks
>>Leeching is fine AS long as it concern stocks, none of that poor pleb begging for entrepreneur ideas

That aside: Here's some of my assumptions:

Global consumer data is going to be dismal, will be seeing that sometimes November.

DB and DBK (worst offender) will not fail this year, we got shilled, time to move on

Energy might or might not also go up due WINTERISCOMINGHODOR with help of a strong dollar. And dollar will probably remain strong due I have a strong inclination that banks will sour their own data to force Yalen to chicken while Eurobucks, Yuan, will all slip various reason or the other. Yen is a joke -> . <-

Some of my current portfolio:
ORCL (Stable, the lack of volatility plus reasonable performance is a comfort stock for me)
XLE (ETF Oil, yes energy but we know it's oil, energy hype, I'm too insecure to not invest in) VDE (ETF Oil, same)

FRA:DBK (Fresh off the dead cat, going to dump soon, learner from DB:AG back September )
GSLC (GoldmanSachs Equity Frankenstein, volatile but surprisingly predictable, as always, sell before drop, duh)
CVX (Overvalued piece of crap, but running on hype, will sell soon)

Fed rate decision nov 2

Previous Thread: >>1573291
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>>1589384


There are national banks here trading shares for less than $3. That rule is dumb m8. Anyone have any shares they want analysed?
>>
>>1589474
>That rule is dumb m8
Not at all.
It's not to say you can't profit from OTC/cheap stocks, but anything that low priced is far more subject to manipulation and wild volatility, plus the added risk of collapse.
You're much safer with higher priced stocks that are listed on a major exchange as well.
>>
>>1589474
Any opinions on imax? This years movie season was pretty shit, but next year will have lots of good movies and i see potential for growth there not to mention they've been opening lots of new locations.

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does anyone else do this on a daily basis
>find girl on okcupid you think is wife-tier, fantasize they're your wife
>find piece of multi-million dollar property on landwatch, fantasize you own it and you, her, and your children live there
>look at jobs on BLS, pretend you're an expert in the field and own companies related to it and are a multi-millionaire at a young age

it motivates me a fucking whole lot, actually.
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>>1589336
Really? I actually stopped going on that site because it made me just despise women everytime I checked a profile.
>>
>>1589336

If it motivates you then fine but don't make it a crutch I guess. This is a weirdarse thread.
>>
>>1589366
i really barely read the profile. i just find a girl that is really cute in a wife-tier way.

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Well, I failed out of Engineering and didn't want to bother with CS since it's impacted at cal poly pomona. I decided to just slowly kill myself and I heard accounting is good at that. Does CPP have a good accounting program? Here's the curriculum: https://www.cpp.edu/~cba/accounting/curriculum/course-descriptions.shtml

I was thinking of CIS, but I heard that the jobs that CIS offers are either taken by engineers, CS majors, or just outsourced. How's the accounting job market? I don't care about working with the "big 4" or whatever...
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>>1589330
I'm an ex accounting and finance recruiter and would recommend it if you like being depressed and having no meaning in life. Its a shit career path to be honest and doesn't pay amazing but around average have you thought about digital marketing
>>
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>>1589330
>Well, I failed out of Engineering
Literally happened to me this week as well.
I contemplate seppuku when I see my engineering friends that are doing well.
I feel your pain.
>>
>>1589330
acct is basically as boring as finance. I'm doing both and long for death. Hopefully I get a job. If you like it there is definitely money to be made.

The biggest problem is everyone I talked to so far seems to want further accreditation while you work for them, CPA and other shit. Grad programs that go for 18 months.

Im a useless cunt with moderate intelligence, If you can read and understand and apply boring shit you can do accounting.

The trick is to not long for death lol.

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Business is all about having adequate social skills. How do you improve on your social skills outside of the usual "socialize more"? I work as a server at a country club restaurant so I have to socialize with customers a lot. How can you make conversation flow more natural, especially with the more uptight people that come in?

Only reason I'm keeping this job is I'm hoping to improve on my social skills since I was sheltered for a large portion of my life.
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Anyone on?
>>
>>1589340
Confidence and a disarming personality. In your case I hope your job doesn't make you appear flustered. Personal appearance/fitness. Finally, goal oriented conversation, like sales
>>
>>1589341
I'll try to work on my personality more, and no I don't usually get flustered. It's just I have to put a ton of effort into talking with people, and if I'm just slightly tired then it gets awkward

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>If you can't get your friends jobs, what's the purpose of attaining success?

Does /biz/ agree with this?
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if you have friends, what's the purpose?
>>
>>1589256
no, your friends should get jobs on their own or else they are losers in my book.
>>
>>1589256
why do you want your friends jobs?

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NOCOINERS

HOW DO YOU COPE???
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>>1589250
by having assets of real value
>>
>>1589250
by buying WAVES on bittrex
>>
>>1589253
>government issued funny-money
>real value

Cope.

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How do you not quit when you lose $400?
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>>1589183
I'm down 1.5k this week.
Weak hands don't get you anywhere senpai.
>>
>>1589184
Im trying to /business/ and I lost $400 on a bad deal.
>>
Fuck you, get back to me when you lose 10k in a day.

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So, i have an opportunity to buy a business (part owner) and from what i can tell the people selling the business have it valued at a good price i just wanted to get some other opinions from anons since there is no bias. information the business is a Janitorial/carpet cleaning business since i know risk factor factors into value, in 2015 the business did 567,685$ in sales of that the business made (with owners pay taken out) 240,322$ with an estimated 35,000 in assets now since most of the business sales is contract based and the next contract expires in two years we can assume that the profit will stay close to the same if not go up since the owners have cars and what not in the business name, it has been in operation for 15 years and been profitable every year. if you can given these rough parameters what would you guys value the business at if you were going to make a realistic offer.
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I'm guessing they want $2million to $4million for it.

I'd pay a million, MAYBE 2 million. I would not go over 2 million for it.

If what they are saying is true, this is a fucking killer business. great margins and cash flow, low risk, and mostly recession proof.

I say if you can get it for a million, then go for it. Maybe ask them to allow a forensic accountant to review all their books prior to buying the company.
>>
they actually want to sell for around 850k-1mill and yes there margins are 42%
>>
>>1589174

Dude buy it. Unless here are some hidden risks or scams they are playing on you then this is a killer deal.

They are actually fucking dumb for selling at this price.

I have a business that earns about $50k a year and I would not sell it for a dollar less than $150k.

You'll earn your entire investment back in like 3 or 4 years. And maybe less if you grow the business.

If you really wanna be hardcore, just pay a buddy to go work for them for a few weeks and do a little detective work...
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pic unrelated

I'm 22, I've never owned a credit card because I've never trusted myself with one. I now feel like I need one to help extend my purchasing power in the event of an emergency. Could anybody recommend a good first credit card? Not sure if this board pertains to the topic or not.
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Bumping as well, because I'm 22, and have zero credit. In fact, I know I owe a couple hundred dollars for an unpaid ER visit when I didn't have health insurance.

...AND I need to get 10k in loans from wells fargo within the year for education.
>>
>>1589110
Hey props to you for having the courage to take out loans, those terrify me as well.
>>
>>1589111
No fee card would be good. Get one from your bank

More importantly, I suggest paying it off weekly. Wayyyy too easy to rack up a balance you can't pay off on time and then you get nailed with interest for months

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What's the best thing to buy bulk and resell individually
>inb4 cocaine
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>>1589094
gold bullion
>>
>>1589102
I'm thinking more in the 200-1500 investment range
>>
Considered something like pic related

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Was talking to friend's gf about college
I asked her why she chose liberal arts
>"uhhh... I still don't know what i want to do"
Ask who's paying her tuition
>"i think either my grandma or one of my aunts"
Do people seriously think like this?
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>>1589092
...you spoke to her, not us

When our entire economy has been built on affordable credit it is unreasonable to expect the next generation to value their money
>>
Yes. My friend's little sister is 19, turning 20 soon. She went to a "technical academy" for high school, but choose not to apply to a university when she graduated.

Now she's a wageslave who hates her job and wants to apply to school. I encouraged her to do so and try to get an education in a field where jobs are plentiful and in demand.

So she went to an art academy and signed up for a photography "certification".

I asked how she plans to pay, and she said out of pocket and go to school part time.

I don't have...
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>>1589099
Is the pussy tiiiight?

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I'm renting out a property, has anyone had experience doing this? How do I weed out the lowlifes?
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>>1589022
Put up a sign that says "NO LOWLIFES"
>>
>>1589022
charge high rent. only people who can afford it will contact you
>>
buy an ad on 4chew

I hit rock bottom and lost everything. Anyone ever gone through this pain? How did you get out?
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>>1588989
I shot myself
>>
>>1588989
I went back to work as a waiter until I paid off my debt and got some cash saved up, then gave it another go.
>>
i had surgery and became a woman, started life anew

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i have a chinese gf 24 years old that i plan to have her apply for permanent residency. she will have a open work permit, which allows her to work for anyone in canada

however, her english sucks.

aside from prostitution or anything sexual, what should she do?
anything doable online? eg., merchant stuff on ebay, shipping imported stuff from home, etc.?
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>>1588968
Nail salon
>>
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>>1588968
factory. Generally doesn't require a lot of communication.
>>
Litterally anything chinese language related, however this l' prolly make her less inclined to learn english.

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Now with 100% more subject edition
------
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> How is...
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>>
>>1588954
Aks just announced a 65M share dilution. I knew I should of sold today
>>
>>1588992
I warned you dorks about steel
(probably)
>>
>>1588996
I bought at 4 so it's okay, but now best case I lost 10% profit. I'm still holding CLF since their dilution. Do you think I should just sell them too? I would prefer a more succinct answer to you view of the steel market if you have the time.

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What's the fucking point lads? If you miss out on investment banking / management consulting / big law jobs straight after graduation then you are literally fucked. I have had interviews for lots of great jobs but failed them all due to ugliness and bad social skills and now i work a shitty part time job while living at home and feeling like a giant loser.

Everything else is a meme desu. If you're not on "the track" then you dun goofed hard.

>inb4 entrepreneurship

You need shitloads of luck for that.
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>>1588897
Oh relax. You're young, you'll figure it our. Learn to pivot. At least you've got a place to live and you're saving some money.

I graduated in May 2014 and I'm on my 6th job. I worked as a financial analyst, and my firm underwent a restructuring so I left to trade full time. I did that for a year and lost all of my money, so left. I then worked as a waiter for a few months, then worked a temp data entry job. I landed a gig with an IT contractor who turned out to be a total flake and...
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>>1588897
Stop being a whiny bitch and create your own future.
>>
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>>1588990

>just b urself and start a business xD

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Is it okay to be a transvestite in a business setting?
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Only if you're cute and will be my gf
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>>1588890
Sure, I don't care. Fuck whoever you want, use whatever bathroom you want, just do your job.
>>
if it's your business or you work in a LGBTQ field. otherwise no, it makes many people uncomfortable and opens the business up to not being taken seriously. I'm sure you'd end up getting fired for unrelated reasons.


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