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Archived threads in /biz/ - Business & Finance - 91. page
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File: LocalBitcoins[1].png (11 KB, 300x250) Image search: [iqdb] [SauceNao] [Google]
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Anyone here has experience with localbitcoins?

I set up an add for selling bitcoin at 2.25% above market price (I believe localbitcoins takes 1%), which is the lowest price by SEPA eur transfer and my add still appears at page 7.

And then the site offers no data like page views.

How do you get started?
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>>1588756

What's your method of payment?
>>
>>1588782
Via european bank transfer, pretty secure.
>>
90% of shit there is scam

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>start a job four months ago as an analyst at a bank
>get told I'll be trained on the job since I have no experience
>we're all so busy trying to pump out work that nobody is willing to take time away to train me in my actual job responsibilities and I get stuck doing clerical tasks
>very quickly find out there's a power struggle going on, pitting the head of my department and the other analysts versus company executives and the mid-level managers...
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If your pay is okay then use the time to find something else.
>>
>>1588755
Busy work and wait for sweet release of pink sheet
>tfw 6 years later I grind on I'm future you
>are you me, past me? Don't quit, the next job was worse somehow
>>
>>1588755
Ride that sweet gravy train

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"Money ain't got owners, only spenders"

My boss, a 60 year old man with a net worth in the mid 8 figures, told me that every man should see his bank account hit zero at least once in your 20s, 30s, and 40s. If this doesn't happen, it means you are not capitalizing on the spending power available to you. Money in the bank isn't worth a thing unless you plan on spending it.

What do we think?
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>>1588735
How many peoples bank accounts have hit zero and never bounced back? I dont think those people will be giving that advice.
>>
Has he heard about emergency funds?
>>
>>1588740
Because they spent that money on consumer goods, not investing. OP's boss is saying having money sit in your bank account is stupid, when it should be tied up in investments.

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>be me
>be 19
>no debt
>going to cc for free but failing and don't want to continue with it.
>fuck going to uni and paying a shit load
What can I start doing right now that I can build into a profitable business? I have a job and make around 1300-1500 a month. Are there any viable options besides college this day and age? Am I just completely fucked if I don't go? How do you go about just starting a business? I have some ideas that have will be profitable if I only knew how to start.
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>>1588703
If you can't hack it in CC how do you expect to make it starting a business? It's about 100x more work roughly. Your competitors graduated top of their class from top universities with rigorous majors. If you don't at least have a degree, people will not take you seriously, investors included.
>>
>>1588825

Some people might have the degree and the book knowledge might lack that drive/killer instinct/hunger.

Others might not be college material but they can sell, network and get shit done; all they needed was an good idea and financing.
>>
>Don't have the discipline to do well and finish community college
>Thinks he has the discipline to be self-employed and is going to build a profitable business

You want my legitimate advice? Enlist in the military and let them impose discipline on you that you might learn to impose it on yourself.

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I am a programmer that wants to get into freelancing/consulting. What should I be studying? I know very little about business. Sorry about the picture, I'm on my phone and I don't have too many images yet
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>>1588697
Read some blogs written by freelancers and consultants.
>>
anything that deals with the web/cloud computing. More and more companies are moving to network base and need more programs to do what they do.
>>
>>1588697
.NET consultant software developer here. 10 years perm, 5 years self-employed.

It is different as brit-bong with limited company etc but I suppose the question is, are you good enough programmer to find reliable work and earn more than you would than as working as an employee?

The business side of things isn't complex, you pay an accountant to do that.

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Okay, so I'm a complete and utter dipshit when it comes to tech, so please bear with me. I know most of you use (or some?) use coinbase. I just set up an account and planned on loading some cash onto the account.

The letters below are not my account number, but is a replication of them in a sense. If i wanted someone to send me cash, i would give them that? - Could i also use my e-mail?

Finally, can i purchase Visa giftcards and just load up on bitcoin that way? Im sorry im such a fucking moron. Im an American so that very well explain it.

5JfkshsjiriDe2ASFjfdksnrksd54jklawkjww
(If...
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I would also be very interested if anyone could send me like a pennies value worth of bitcoin .0001 or whatever the lowest denominator so i can somewhat familiarize myself with the process.

I swear on everything i would send it back, just to see how the process works. I'm really not trying to beg, just trying to find out how in the heck to get this to work. Would be very willing to Skype with someone through the whole process
>>
1NrhLkpsaoB9asHF3qHJdg5kuwtkjttEzw is my bitcoin address. I will promise to send back whatever you send to me, just so i can get an idea of how this process works. Only asking for a pennies worth haha
>>
>>1588830
Haha, idiot. I just withdrew 0,5 BTC.
Enjoy the debt cocksucker

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It's creating a warez website with A.dfly/Linbucks links profitable enough to make $200 a month?

Perufag here, I'm a poorfag college student and right now I work for minimun wage in a shitty call center. $200 extra is all that I need to live comfortably enough until I finish my education.
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p-p-plz respond
>>
What kind of "warez"? I haven't heard that term in a long time.

What wares can someone get that is not on the TOR network or torrents?
>>
>>1588854
most people progressed and stopped using obsolete torrents. the biggest german only warez sites make so much money, you can become a millionaire if you do it right. but you have to see if its worth the risk spending your life in jail

I have nearly 3k wave tokens.
Who can bid more?
Bought in the ICO and hold since and when it was 14 cents per token. Because you know what waves gonna change
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>>1588609
I also bought 1 BTC in the ICO, glad I held, looks like it will be $1 soon. if it goes to $10 i made 30k
>>
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We going to be rich as soon as full node is release
>>
>>1588609
Waves wird bald nichts mehr wert sein du dummer Huso. Waves ist noch behinderter als ZEC

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I'm going to be a career firefighter soon. I'm not about being a poorfag though. I am going to budget and try to save 20-30k per year with my firefighter job. Even if it means I'll be living on rice and beans. How should I invest my 20-30k per year I will be saving?
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>>1588582
Low expense index funds
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>>1588593
How or what do I research so I can study up on this stuff? Also what is generally the return on this and how long does it take to get a return?
>>
>>1588597
this is a good blog to start with http://thereformedbroker.com/

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How the fuck do I stop swearing in the office?

Former military and while I don't say fuck every other word, it's still hard to break this habit.
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>>1588571
Tell coworkers to slap you every time you swear.
>>
Don't speak at all.
>>
Just work in the UK where nobody notices.

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What is the best way to store money so that it's secure and easily accessible (both online and irl)?
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>>1588528
in a bitcoin wallet

also, buy waves on bittrex.
>>
>>1588550
>bitcoin easily accessible irl
>>
>>1588528

A bank. But assuming some shady shit, then probably gold.

And you could get a safe deposit box at a bank, but people say that in a crisis, the bank has the right to that safe deposit box.

I would say a fireproof safe hidden somehere in your home. And use gold not cash since it will increase in value.

Is there any point living if you're a Poorfag /b/?

>tfw work 50 hours a week just to pay rent and buy food and have no money left over for anything
>tfw walking 3 hours a day to get to work and working for nothing because can't save any money at all

Inb4 get better job because I can't I'm not smart enough to get a "real job"
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>>1588527
Stop spending so much fucking money. There's no way you're working 50 hours a week and just getting by unless you made some really dumb decisions.
>>
>>1588537
I live in ontario canada everything is expensive as fuck man
>>
Leave Canada.

Opportunity is better here in USA. You could get a job doing construction 40 hrs a week and make AT LEAST 12hr and prob 15hr. That should be enough for a start. Work hard and you'll be manager in a year.

I think Texas Georgia and North Carolina are all good places.

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You are me.

You own 10 Chinese-premium 3 letter .com domain names.
>http://shortnames.com/lll/sales#8H
2015 resale value: $50000 each.
Today's value: ~$35000 each.

You also own 25 non-Chinese-premium 3 letter .com domain names.
>http://shortnames.com/lll/sales#8U
2015 resale value: $40000 each.
Today's resale value: ~$20000 each.

You currently have $2mil net worth and make $100k per year.

What would you do?

Sell now?

Wait for prices to recover?
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>>1588513
>What would you do?
don't know but I know what I wouldn't do: Take advice from fuckin /biz/ lmao
>>
Considering that over half of my hypothetical net worth would be in a basketful of domain name assets on the chinese market that are rapidly depreciating I'd sell that shit and invest in a stable (not chinese) real estate market. Maybe swoop in when South Korea's bubble pops and prices bottom out there for a while.
>>
>>1588520

So I should talk to some financial planner that doesn't know shit about the internet and will charge me 2%?

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I got information about an acquisition ahead of time.
Problem is, neither buying nor bought company is listed on a stock exchange.
How can I profit anyway?
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Buy/sell compeitor shares, derived products or anything that can be traded that somehow links to the company
Mind giving us a clue? (One that wont get me arrested for insider trading but will also give me enough knowledge to make a trade?)
>>
>>1588476
Both are limited companies (in europe), so no shares to buy - that's my problem. The bought company produces "big industrial machines".
Maybe I will get into more detail the next few days, but not today.
>>
Stuff like this happens all the time, and no you can't make any money off it. Do you have any idea how many non-public M&A deals happen in any given day?

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First time poster here so sorry for being a stupid fuck

I want to start a business involving cars. My passion is cars, has been and will be beyond death. Currently I'm studying to become an automotive engineer, but until then it is a whole lotta work. I want to start a business car-related. Either a car advisor, start on some forum stuff and move up, or some car reviewer. I'm willing to work hard for it and learn a lot, but I don't know how to start and what to do. How can this passion or "skill" of mine can make people pay me?
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>>1588316
Why don't you fix up classics? I have a friend who does this and makes a couple grand a year, nothing crazy but he really enjoys working on and driving them, then gets paid for it in the end.
>>
>>1588325

Forgot to mention. I'm currently a student in my first year. I haven't yet started working on cars since I want to fully understand them first. Also, I don't have a garage/tools etc. for it.

In the future, of course, that would be awesome.
>>
Is that an engine?

Hey guys, I was wondering if anybody had themselves or knew of anybody else moving to New York straight out of university in the UK (I'm British) to work in the finance industry? I would do anything to get to the states but have been told from various people that US banks are extremely unwilling to hire from anywhere other than the US
17 replies and 1 images submitted. Click here to view.
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>>1588294
It's very competitive. When I worked in NYC, we had a lot of Chinese guys at the firm because they came from rich families. Basically you need to give them a reason to hire you. What do you bring to the table?
>>
Immigration and the whole green card process will be a horrible bitch for you.
>>
One of my friends here in Germany got a job at a bank in NYC after graduating. He is half American though, so green card etc. weren't issues.

Did I make a mistake getting a law degree?
19 replies and 3 images submitted. Click here to view.
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No. go make something out of the degree.

if theres one thing i learnt its all about what you make out of your current situation. my dad had two school colleagues, one got an engineering degree and the other dropped out and became a hairdresser. now the guy with the engineering degree is repairing cars in some ghetto shop, and the guy who became a hairdresser is cutting celebrities hair charging ridiculous prices.

go make something of it
>>
>>1588244
No. Do something with your life. There are plenty of options. I graduated with a finance degree and am now working in IT. Stop feeling sorry for yourself.
>>
>>1588244
No. Corporate law is a fucking goldmine. I honestly regret not going into it.

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Buy WTC coins, guys. These are only available for a limited time and they're going to the moon.
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>>1588004
This is some seriously tacky shit.
>>
>>1588004

> A coin with a pop up

Hory fucking shit. Those mudslimes that did 9/11 must be spinning in hell.
>>
>>1588004
We are only authorized a very limited supply per customer!!!!!!!

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Just looking for opinions on binary option trading. New to the market and I've come across a few articles over the years basically saying its a scam. Done a bit of research and found some regulated brokers that may be worth a shot. I've only been looking into this over the past day and would like to get some feedback. I think the major problems would be withdrawals, pricing and (technical difficulties) that may make you miss a good trade. Also you don't own any of the assets. How is it more beneficial than just trading options? The expiry time is a big advantage...
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El bumpo
>>
>>1587993
Take it from someone who seriously considered working for a binary option trading company, they're a scam. Not only that, but they target the financially incompetent. No sane person who actually understands the short term volatility of the stock market would consider it worthwhile to spend their time on it. It's an industry that is more morally bankrupt than drug dealers, as at the very least drug addicts knew what they were getting into.

All in all, I'll be very blunt. You do not seem to have...
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>>1588382
On the index fund, yes you will rarely have the days where you double your money in a short time. Nevertheless, the point is not so much to earn money but to keep what you earn. Speculation, on average, leaves most people broke. Read "the Intelligent Investor", if you're genuinely interested in the topic.

your shitcoins are never going to amount to anything. you can't buy anything with them without jumping through 5, 6 hoops.

nobody wants anything to do with a currency you cant even spent....just a matter of time before the fad is over and you have to start looking for your first part time job as a person in their 20s

nobody is hiring you! a 15 year old can flip burgers fast then you...........FIRED!

no car! no girlfriend.....nothing! you deserve and get NOTHING because you thought your fake imaginary coins were going to be the next big thing.........now...
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>>1587825
You're a Cunt.

buy WAVES.

https://bittrex.com/Market/Index?MarketName=BTC-WAVES
>>
>>1587825

I hate crypto now
>>
>>1587825
Thanks for reminding me I bought 100 bitcoins back when they were worthless. It's to bad they're sitting on an external drive somewhere in a garbage dump.

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>started a computer business with a friend
>we build systems and make custom cases for people
>earlier this month hurricane comes through town
>we live in Savannah
>we evacuate to Charlotte NC
>while there we meet a nice lady and her son at a Best Buy
>A week later they call and say they want a $1200 computer
>2 days before...
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How is this a viable business venture?

A buddy of mine wants to do the same thing but it doesn't make any sense for business. You're going to do a bunch of one -time builds and think that's going to net sustainable profit?

There's a reason why these companies are making all these "phones" breakable as shit; it's the only way to keep shit afloat.

Every idea has been tried. You CANT do a one-idea business venture and expect it to take off. If you're not producing, repairing, and warranty -ing everything, you don't belong in sales.
>>
>>1587688
Thanks for the advice friendo, but that wasn't my question.
>>
>>1587685
Do neither of you have a fucking credit card? Im not saying its the best solution but goddamn you need to have some kind of backup for a situation like this.

Also if you are trying to make a living on that tight of a budget you need to get dayjobs and do this shit on the side until you have enough money for 3-6 months of expenses. I have my own business for the last 5 yrs so I kinda know what you are going through

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I live in Phoenix, AZ and it's dusty as fuck here. Add in that people wear shoes in the house, kids, pets, etc and the end results are dirty fucking carpets and tile.

Roughly 5 years ago there tons of owner/operator carpet cleaners but they seemed to have give it in up in favor of driving for Uber or Lyft.

Anyways, I'm considering starting up my own little carpet cleaning business since the economy is doing better, there's not a lot of competition and the startup costs range anywhere from $500 to $25,000.

Customers wouldn't be an issue;...
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Just get your dirty Mexicans to have sex for cash. I'd go to jail for your teen Pierce The Veil emo fan sluts.
>>
>>1587666
I've seen those vans with industrail carpet cleaning equipment inside, the operator just runs a few hoses into the house. Also what are you smoking I lived there about a year ago and saw lots of carpet cleaners all over the arcadia, scotsdale chandler and mesa area.
>>
>>1587666
Used to clean carpets anon. Get a van instead of truck. People take your shit. Consider getting a job doing this for a few weeks to learn the ropes and then quit.

Startup is low but there is a lot of competition.

Motels are all a cocksucker. The staff suck dicks and the nicer motel the bigger the cunts.

People in the rooms are all pissy and treat u like shit.

Cleaning the hvac sucks the largest of cocks.

People use the fucking drapes as a cleanex.

U need to do it a few weeks...
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Why the fuck jews are so good at economy
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>>1587645
They run it
>>
>>1587645
They have been hated for as far back as history dates. Enslaved even. Their sole means of survival and prosper ever since they've been able to stand alone has been business. Whether that business be real estate, farming, media, banks, etc etc is up to them. But when you look at their history, their only was to survive was to barter and find loopholes in anything involving currency because no one else would give them a break so they haggled. Now when you have a whole religion/race of people so tightly woven together...
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>>1587645
Same reason East-Asian migrants are: cloistered minority where large onus is put on financial and business success. If you were brought up in an extended family like that you'd be a biz-wizz too

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Will the price of Zcash rise all fall over the week following release?
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>>1587639
rise. but don't be in it long term (5 year hold) it's a centralized, trusted setup which = shit coin almost always.
>>
thinking of going in quite heavily, however would like to see whether this thing drops liek augur did. suppose there is no ICO involved here, however it has been hyped to shit
>>
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>>1587639

>20% transaction fees
>10% pre-mining cut for the founders
>will hand your information over if subpoenaed

It's literally just another shitcoin pump and dump trying to cash in on retards

Why do we have a corporate income tax?

Why don't we just get rid of favorable capital gains rates and just tax it as ordinary income?

That way we can get rid of the ridiculous double-taxation issue. And most business entities don't even structure as corporations anyways.
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>>1587540

Come on /biz/
>>
we have it because how else are we gonna fund our insanely high military budget?
>>
>>1587592
You mean our welfare budget.

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Would you rather...

A) Take a job that you love, but pays only enough to keep you just over broke.

...or...

B) Take a job that makes you absolutely miserable and terminally depressed, but affords you a lavish upper-middle-class lifestyle.

...?
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B. I'm going to be miserable 40 hours a week regardless, but B at least lets me have a family who won't be.
>>
>>1587507
>nihilist
that must be exhausting
>>
>coherent
>belief
What?

>My guess is foolproof!

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Can we get an REI general going once in a while? BiggerPockets is hit or miss and isn't a fan of certain questions.

Like this one I guess.

What would be your minimum bedroom to bathroom ratio? I'm thinking of going the Section 8 route, and 4/1 sounds about right. Fuck if I thought there was any demand for 5 bedrooms I'd go 5/1.
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A 3/2 is always a great choice. Not too big not too small, good for resale later.
>>
>>1587466
Yeah, i dont know about section 8. They will fuck up shit but the gubment will help pay and u can always fuck up their credit. I would try and find or start a local group of homeowners like i did. Kind of like a blacklist and why. Then u know who not to rent to. Of course the owner coukd lie and they almost always exaggerate, but it reduces risk in renting. The REI route isnt for the fsi t of heart. My profits are a little tighter the way i go but so far i have a lot loss problems and headache and i believe less risk...
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Anyone heard of Rich Uncle REITS? They've been advertising to the public. Not sure what the minimum investment for a normal REIT is but maybe they allow lower investment with shittier rates I don't know.

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Gains or Choke edition
------
Join us for market discussion, bukkake-style:
-- Moderated --
- https://discord.gg/0hRGmk6ekDuiO1yS
-- Free-For-All Dick-swingin' --
- https://discord.gg/5k3sVzC
-----------
Sticker's calendar of memes and dreams:
https://calendar.google.com/calendar/embed?src=moonmissioncontrol%40gmail.com
---
Biopharma Catalyst Calendar:
https://biopharmcatalyst.com/
-----------------
-- Robinhood FAQs --
- VISIT THE WEBSITE FIRST DAMMIT!! - www.robinhood.com
> How is it free?
They...
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>>
>mfw I have the weakest hands

How long do you guys hold a stock on average? If it tanks should you continue to hold out for it to go back up? That's how I got screwed on EXEL.
>>
RIP RTTR
to those who bought any (including me)
cut your losses
>>
>>1587453
Hello, the Gentlest of Bupps is here to give you a link.

https://telegram.me/robinhoodgeneral

Feel free to join.

Any ideas on missions tomorrow?

>>1587480
A few days really. I plan to hold AMD for as long as I can though.

File: 1459302377930.jpg (53 KB, 552x443) Image search: [iqdb] [SauceNao] [Google]
1459302377930.jpg
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How exactly do NEETs survive?
50 replies and 5 images submitted. Click here to view.
>>
>>1587434
Leeching off their parents
>>
>>1587434
Welfare and disability fraud.
>>
>>1587434

In civilized countries, you'll get your existential needs covered in case of involuntary unemployment.

In the US? No clue.

File: download.jpg (10 KB, 225x225) Image search: [iqdb] [SauceNao] [Google]
download.jpg
10 KB,
Hey /biz. I'm looking for a payment processor for my website. My service resides in a sort of grey area. Most of my competitors use skrill. Has anybody has experience with processing payments. (not located in America btw).
5 replies and 1 images submitted. Click here to view.
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>>1587410
What service do you provide?
>>
>>1587515
A currency exchange.
>>
>>1587517
SWIFT


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